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Posted on 7/16/20 at 4:39 pm to lsuguy13
more Chase Sapphire Reserve temporary bonus points:
5X points on instacart deliveries + additional $50 statement credit for instacart membership. Through 09/30
5x points at gas stations through 09/30
10X points on streaming services through 09/30
Points worth 50% more when redeemed for grocery stores, restaurants, and home improvement stores.
5X points on instacart deliveries + additional $50 statement credit for instacart membership. Through 09/30
5x points at gas stations through 09/30
10X points on streaming services through 09/30
Points worth 50% more when redeemed for grocery stores, restaurants, and home improvement stores.
Posted on 7/30/20 at 11:16 pm to lsuguy13
The Amazon Visa is worthwhile if you use them for recurring/grocery or big consumer electronic purchases, esp with with no anual fee. And the 2% on gas is a nice supplement if you don't have a dedicated gas card.
Posted on 7/31/20 at 12:21 am to BallHog
I just got the AMEX Platinum. My wife is probably going to sh*t a brick, but the purchase and rental protection hands down is the best I’ve experienced in the past.
If I’m not getting the use out of it I have in the past, I’ll just downgrade it to Gold.
If I’m not getting the use out of it I have in the past, I’ll just downgrade it to Gold.
Posted on 7/31/20 at 11:43 am to DiamondDog
I should also add that Priority Pass saved my skin back in 2016. I remember having the worst bubble guts in Heathrow Airport after a 7-8 hour flight with no sleep. I was hung over, overly tired from trying to navigate overseas travel for the first time.
The Priority Pass let me into a lounge that had private bathrooms that were maintained regularly, access to a full shower, fed me and allowed me to drink for free.
I’ll be honest and tell you that whole experience was worth what I paid for the card premium.
Otherwise I’d have been shitting in a hot bathroom with about three other Saudis on layovers.
The Priority Pass let me into a lounge that had private bathrooms that were maintained regularly, access to a full shower, fed me and allowed me to drink for free.
I’ll be honest and tell you that whole experience was worth what I paid for the card premium.
Otherwise I’d have been shitting in a hot bathroom with about three other Saudis on layovers.
Posted on 8/16/20 at 7:41 pm to DiamondDog
Man, this thing has fallen far back...
Just came across a 60k points offer for Amex Gold.
Anyone had this card before?
I dumped the platinum and reserve back in Feb due to annual fees coming up and the travel restrictions beginning and am ready to churn and burn again.
Just came across a 60k points offer for Amex Gold.
Anyone had this card before?
I dumped the platinum and reserve back in Feb due to annual fees coming up and the travel restrictions beginning and am ready to churn and burn again.

Posted on 8/17/20 at 2:22 am to Lsut81
Ya I (actually my wife) got Gold at 75k and Plat at 100k.
I use the Gold a lot for grocery and dining categories and, with the help of the Amex Blue Business (2x everything), helps me diversity between Chase UR and MR.
I use the Gold a lot for grocery and dining categories and, with the help of the Amex Blue Business (2x everything), helps me diversity between Chase UR and MR.
Posted on 8/17/20 at 5:19 pm to Teddy Ruxpin
quote:
Ya I (actually my wife) got Gold at 75k
Damn, when was that. 60 is the highest I’ve seen for Gold.
I want the Plat or Reserve again, but may settle for Gold and Sapphire Preferred until international travel opens back up.
Posted on 8/17/20 at 7:00 pm to Lsut81
(no message)
This post was edited on 10/26/20 at 12:21 pm
Posted on 8/17/20 at 11:46 pm to Lsut81
Posted on 8/18/20 at 9:24 pm to Teddy Ruxpin
Was hoping to get the 125k but only offered a 100k. I may jump on it
Posted on 8/19/20 at 6:02 am to Hou_Lawyer
quote:
but they always offer the $500 credit.
They offered me 200 prior to canceling mine earlier this year... but I was splitting between it and reserve, so not a ton of spending
Posted on 10/21/20 at 4:57 pm to Lsut81
I'm itching to add some cards
I really wanna pull the trigger on the Amex Blue Cash Preferred® Card. $250 cash back + no annual fee the first year then 6% on streaming and grocery stores. I'd have to spend about 1,583.65 on the 6% category to break even every year and I think that's easily do-able.
I see Chase has some new flex card. No annual fee. $200 back. Don't see many good cash-rewards for Chase right now so might as well get the free $200.
Other than the incredible initial reward of $800.00, somebody needs to sell me on the Saphhire Rewards for $95/year. They don't have any really good cats for point returns. Do they change categories? I can justify the $95/year for the AMEX b/c of 6% returns but Chase is skimpy
I really wanna pull the trigger on the Amex Blue Cash Preferred® Card. $250 cash back + no annual fee the first year then 6% on streaming and grocery stores. I'd have to spend about 1,583.65 on the 6% category to break even every year and I think that's easily do-able.
I see Chase has some new flex card. No annual fee. $200 back. Don't see many good cash-rewards for Chase right now so might as well get the free $200.
Other than the incredible initial reward of $800.00, somebody needs to sell me on the Saphhire Rewards for $95/year. They don't have any really good cats for point returns. Do they change categories? I can justify the $95/year for the AMEX b/c of 6% returns but Chase is skimpy
Posted on 10/22/20 at 9:06 am to SlowFlowPro
quote:
Other than the incredible initial reward of $800.00, somebody needs to sell me on the Saphhire Rewards for $95/year.
If you travel, Saphire Reserve points are worth double for anything travel related.
IMO, they have by far the best overall redemption rate for flights, hotels, and rental cars (unless you only fly business or 1st class).
I've flown to Spain, Vietnam, Japan, to name a few for a ridiculously low amount of Chase points.
My best bang for my buck to this day is renting a car in Spain for 3 weeks for what amounted to $50 in points through the Chase portal. I thought it was a misprint or a bait and switch, but sure enough it was correct.
Actually, I did that entire 3 week trip on just the 100,000 bonus I received for the Reserve.
Posted on 10/22/20 at 9:51 am to rintintin
yeah I basically hoard my CR points to save up for traveling
but what I meant was it doesn't appear that PREFERRED (i may have said reserve earlier but preferred has the 80k point offer going now) has good point redemption rates, currently. it looks like 5% back on Lyft rides, 2% on travel, and 2% on restaurants (reserve is 3% on both but reserve is 550/year and preferred is 95/year. no way i can make 550/year net positive for me right now)
but what I meant was it doesn't appear that PREFERRED (i may have said reserve earlier but preferred has the 80k point offer going now) has good point redemption rates, currently. it looks like 5% back on Lyft rides, 2% on travel, and 2% on restaurants (reserve is 3% on both but reserve is 550/year and preferred is 95/year. no way i can make 550/year net positive for me right now)
Posted on 10/22/20 at 9:57 am to SlowFlowPro
Oh, yeah I thought you were talking Saphhire in general.
I saw that 80k offer too and am considering it myself just for the bonus offer, move them to my reserve account then cancel or downgrade.
I saw that 80k offer too and am considering it myself just for the bonus offer, move them to my reserve account then cancel or downgrade.
Posted on 10/22/20 at 10:28 am to SlowFlowPro
It is somewhat likely CSP and CSR will be revamped very soon. With the larger credit market and Chase's improvements to Freedom by creating Freedom Flex and Freedom Unlimited by adding 3x dining, the Sapphires doesn't make sense as a spending card.
This post was edited on 10/22/20 at 10:29 am
Posted on 10/22/20 at 10:29 am to rintintin
You can't hold Preferred and Reserve at the same time.
Also, there must be 4 years between earning the bonuses between earning the Reserve and Preferred bonus.
Also, there must be 4 years between earning the bonuses between earning the Reserve and Preferred bonus.
Posted on 10/22/20 at 10:32 am to Teddy Ruxpin
quote:
You can't hold Preferred and Reserve at the same time.
Well I'll be damned. Do preferred points get the 50% travel bonus like reserve points?
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