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re: Credit Card Rewards and Points Discussion

Posted on 12/13/16 at 3:51 pm to
Posted by AmeriKop45
Coach, Wing Tip Seat
Member since Jan 2016
2102 posts
Posted on 12/13/16 at 3:51 pm to
quote:

Even the 100k platinum offer doesn't net 60k.


Hmm? 100K MR = 100K DL. Best offer for Delta Gold yeah.
Posted by Civildawg
Member since May 2012
8630 posts
Posted on 12/13/16 at 3:53 pm to
I think what he is saying is that for the plat he will still have to pay the AF. For the delta gold he wont have to the first year.
Posted by AmeriKop45
Coach, Wing Tip Seat
Member since Jan 2016
2102 posts
Posted on 12/13/16 at 4:11 pm to
I guess you could say that. 60K SkyMiles for $0 might be one of the better offers out there for AmEx offers.

But considering that Plat will give 100K miles for an net of $50 (plus a bunch of ancillary benefits), I would go for that rather than gold if I wer to pick 1 between the 2. Not to mention the 100K AmEx points are flexible.

This post was edited on 12/13/16 at 4:12 pm
Posted by pjab
Member since Mar 2016
5655 posts
Posted on 12/13/16 at 6:56 pm to
60k miles for nothing is tough to beat. Between the platinum and csr, I don't really need the benefits of the delta Gold. I purely want cheap points.
Posted by TigerTatorTots
The Safeshore
Member since Jul 2009
80835 posts
Posted on 12/13/16 at 7:19 pm to
quote:

Is this as good as it get for Amex cards for pure points if transfered to delta for amex? Even the 100k platinum offer doesn't net 60k.

I have a 75K Delta AMEX Gold sitting on my counter right now that I'm considering signing up for


This post was edited on 12/13/16 at 7:23 pm
Posted by pjab
Member since Mar 2016
5655 posts
Posted on 12/13/16 at 9:53 pm to
That's a monster offer for a $0 AF. I need to see if I can get that one.

The 60k offer has a $1k spending requirement, fyi.
Posted by kywildcatfanone
Wildcat Country!
Member since Oct 2012
119797 posts
Posted on 12/14/16 at 6:53 am to
Hmm. I had the Delta Gold 3 years ago, got I think 50K points, upgraded a year ago to the Platinum for the 60K offer, could I downgrade to the Gold and get a points offer?
Posted by TigerTatorTots
The Safeshore
Member since Jul 2009
80835 posts
Posted on 12/14/16 at 7:53 pm to
I seriously doubt it
Posted by lynxcat
Member since Jan 2008
24225 posts
Posted on 12/15/16 at 1:27 am to
CSR with 100k points still the best option on the market?
Posted by Lsut81
Member since Jun 2005
80330 posts
Posted on 12/15/16 at 6:34 am to
Saw my $300 travel credit for 2017 has already been applied to my card

That $600 benefit went quick as shite. Need to get my passport and use the $100 global entry credit now.



Asking again, since my last question didn't get any responses... Whats the best signup bonus out there right now? Not Chase and not Amex Platinum
Posted by Teddy Ruxpin
Member since Oct 2006
39631 posts
Posted on 12/15/16 at 7:28 am to
This list may help you

Link is a blog
This post was edited on 12/15/16 at 7:29 am
Posted by pjab
Member since Mar 2016
5655 posts
Posted on 12/15/16 at 1:53 pm to
Do you know if chase will change payment due dates of multiple cards to the same day?
Posted by AmeriKop45
Coach, Wing Tip Seat
Member since Jan 2016
2102 posts
Posted on 12/15/16 at 1:53 pm to
Sure
Posted by PhiTiger1764
Lurker since Aug 2003
Member since Oct 2009
13944 posts
Posted on 12/16/16 at 7:33 am to
General question for anyone.. I got a couple of new cards in the last few months and now am at the point where I don't have much use for one of my old cards. I would like to keep the account open and active for credit score purposes. How often should I make purchases on the card to keep it in good standing? Monthly? Or can I get away with going a few billing cycles in a row with no activity? TIA.
Posted by hiltacular
NYC
Member since Jan 2011
19703 posts
Posted on 12/16/16 at 9:42 am to
quote:

AmeriKop45

My amex platinum fee hit this morning, called amex to cancel and they offered me $150 statement credit to keep it... I took the deal

Posted by AmeriKop45
Coach, Wing Tip Seat
Member since Jan 2016
2102 posts
Posted on 12/16/16 at 9:53 am to
Very nice. $250 profit.
Posted by GenesChin
The Promise Land
Member since Feb 2012
37708 posts
Posted on 12/16/16 at 10:00 am to
Does AMEX Platinum get you in Delta lounges if you aren't flying Delta?
Posted by hiltacular
NYC
Member since Jan 2011
19703 posts
Posted on 12/16/16 at 10:21 am to
Nope.
Posted by cmlsu
Baton Rouge, LA
Member since Aug 2011
659 posts
Posted on 12/16/16 at 3:26 pm to
Has anyone been using the five back gift cards? Looks lucrative.

5 off the five back card is currently available. I go through a shopping portal for 2.3% back, 3x purchase on my Citi Att, 5% off purchase of a card...then I'm going to use the physical gift card for purchases and gain an additional 5% back to gift card.
This post was edited on 12/16/16 at 4:06 pm
Posted by LSU6262
Member since Jun 2008
7523 posts
Posted on 12/16/16 at 3:35 pm to
Should i wait till the new year to get the sapphire reserve? I'm thinking yes because of the af and travel credit.

Also, will Chase allow me to downgrade SP to Freedom or another card with no annual fee? I already have freedom unlimited, slate, hyatt, ihg, and ink cash
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