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re: Credit Card Rewards and Points Discussion

Posted on 12/21/16 at 2:41 pm to
Posted by GenesChin
The Promise Land
Member since Feb 2012
37852 posts
Posted on 12/21/16 at 2:41 pm to
quote:


If you take into consideration the other cards that you can't apply for to keep this opening, opportunity cost of holding off is pretty high


I'm not going to sit on it indefinitely
Posted by Soft_Parade
North Carolina Coast
Member since Sep 2005
2614 posts
Posted on 12/21/16 at 7:08 pm to
What is the best promotional offer you have seen for a.) Airline Miles and b.) hotels?
Posted by AmeriKop45
Coach, Wing Tip Seat
Member since Jan 2016
2102 posts
Posted on 12/21/16 at 8:57 pm to
Easy answer - Chase Sapphire reserve for both and SW companion pass if you travel with a +1.

This question is YMMV when it comes to brand specific cards.
Posted by LSUregit
Member since Dec 2013
1693 posts
Posted on 12/21/16 at 10:31 pm to
Planning to get a Marriott cat 6 hotel/ SW CP package in January.

Want to go to South Korea for the 7 night hotel stay over the Summer. What is the best way to get there using MR or UR? What are the best redemption/ transfer partners i should consider? Thx.
Posted by AmeriKop45
Coach, Wing Tip Seat
Member since Jan 2016
2102 posts
Posted on 12/22/16 at 8:29 am to
Use UR to KF Skypass on KF. I believe it is 62.5K in Biz.

I would also check the going rate in economy and consider the 1.5c redemption through portal.

Other option is MR -> ANA. Could work in a stopover in Tokyo this way. Low YQ
Posted by LSUregit
Member since Dec 2013
1693 posts
Posted on 12/22/16 at 10:55 am to
Korean and ANA was the first ones I looked into but does not seem that they operate out of MSY.
Posted by BlackenedOut
The Big Sleazy
Member since Feb 2011
6060 posts
Posted on 12/22/16 at 11:03 am to
They dont. But through their partner airlines you can get to an airport they fly into/out of. Delta, iirc, is a Korean Air partner.
Posted by AmeriKop45
Coach, Wing Tip Seat
Member since Jan 2016
2102 posts
Posted on 12/22/16 at 12:31 pm to
What blackened said. Korean will allow connections within alliance (DL). Should be able to connect on UA to ANA gateway as well.
Posted by Sho Nuff
Oahu
Member since Feb 2009
14004 posts
Posted on 12/22/16 at 5:46 pm to
AK, How long you think the CSR offer will stay at 100k UR? I have until May before I am below 5/24. I'm sitting at 5 cards exactly in 24 months currently since some others just dropped off.

FYI- I really like the Red Aviator. Has all the perks of the Citi AA and I have a higher balance and for the past 2 years when I call in they give me a free AF and more miles Will be cancelling the Citi in March unless they waive the AF. Only issue is I've had that card since 2005 so I don't like losing the age of credit but I have an older card.
Posted by AmeriKop45
Coach, Wing Tip Seat
Member since Jan 2016
2102 posts
Posted on 12/22/16 at 5:49 pm to
quote:

I have until May before I am below 5/24.


I think you should be good. That could change, but there's no reason to believe that it will.

quote:

FYI- I really like the Red Aviator. Has all the perks of the Citi AA and I have a higher balance and for the past 2 years when I call in they give me a free AF and more miles


Make sure you do it after the CSR. And make sure this is the card you want that earns AA miles. Because you will be excluded from any AA cards from Citi for 2 years.

quote:

Will be cancelling the Citi in March unless they waive the AF.


Either that, or upgrade to AA aviator plat to earn EQMs (only worth it if it helps you qualify for a higher status on AA). That way you keep the AAoA, although I dont think it matters that much since you have an older card.
This post was edited on 12/22/16 at 5:50 pm
Posted by Sho Nuff
Oahu
Member since Feb 2009
14004 posts
Posted on 12/22/16 at 5:56 pm to
quote:

Make sure you do it after the CSR.

Do what after? Just called in last week to waive the AF. This is one of the cards that went past the 2 years.
quote:

Because you will be excluded from any AA cards from Citi for 2 years.

quote:

Either that, or upgrade to AA aviator plat to earn EQMs (only worth it if it helps you qualify for a higher status on AA). That way you keep the AAoA, although I dont think it matters that much since you have an older card.

Not sure what you mean on the last quote? Citi AA is my older card and will be canclled unless they waive AF. Red Aviator is now past 2 years old and they already waived so I'm keeping this one at least another year. Plus I like to have one card earning AA as I fly them often from HI to the mainland. Although that could change since you showed me the UR awesomeness

As far as being excluded from Citi AA that won't be an issue likely. It will probably play well into me getting it again anyway and getting a bonus in 2 years.
Posted by AmeriKop45
Coach, Wing Tip Seat
Member since Jan 2016
2102 posts
Posted on 12/22/16 at 7:14 pm to
Yeah why would you ever pay for another flight to the mainland or Europe if you have the ink haha. I'd be spending weekends in USVI.

I got confused between the citi and Barclay. Yeah PC Citi AA to either double cash or no af AA bronze. If you are over the 2 year time limit, apply for a new one for 60k
This post was edited on 12/22/16 at 7:16 pm
Posted by PhiTiger1764
Lurker since Aug 2003
Member since Oct 2009
14583 posts
Posted on 12/27/16 at 1:35 pm to
quote:

quote: Does Walmart readily accept VGC's for money orders? Or do you have to find the right person or be sneaky about it? I'd like to know this too. I'm about to go buy $1500 worth of VCGs at Walgreens/CVS

Update to this? Did you end up doing it and going to Albertsons like another poster suggested? I'm considering doing the same this week to max out my chase freedom bonus category. Is this a safe way to manufactured spend?
This post was edited on 12/27/16 at 1:37 pm
Posted by AmeriKop45
Coach, Wing Tip Seat
Member since Jan 2016
2102 posts
Posted on 12/27/16 at 2:41 pm to
quote:

I'm considering doing the same this week to max out my chase freedom bonus category


Edit: Thought you were talking about 2017 Q1. 2016 Q4 does, infact, include drugstores.

OVGCS can be liquidated at Alberstons, yes.
This post was edited on 12/27/16 at 2:43 pm
Posted by PhiTiger1764
Lurker since Aug 2003
Member since Oct 2009
14583 posts
Posted on 12/27/16 at 3:15 pm to
Thank you.. forgive me but new to manufactured spending.
quote:

OVGCS

This acronym.. O? Visa gift cards?
Posted by AmeriKop45
Coach, Wing Tip Seat
Member since Jan 2016
2102 posts
Posted on 12/27/16 at 3:42 pm to
Sorry. OneVanilla Visa Gift Cards (the kind cvs sells)
Posted by TigerTatorTots
The Safeshore
Member since Jul 2009
82198 posts
Posted on 12/27/16 at 7:09 pm to
There were mixed responses after so I did not do it. Instead, I bought about $1200 worth of Amazon gift cards from a Walgreens for the 5% off since I spend a lot on Amazon
Posted by PhiTiger1764
Lurker since Aug 2003
Member since Oct 2009
14583 posts
Posted on 12/28/16 at 4:52 pm to
Thanks for the tip. I had no problem liquidating 2 one vanilla visa gift cards to money orders today at Albertson's.. within minutes of purchasing them down the road at CVS and Walgreens.

Question: assuming you buy a $500 GC, do you just tell them to make the money order out for $500 minus whatever the fee is? Because that's what I ended up doing. Just was weird asking for 2 money orders for $499.25
Posted by AmeriKop45
Coach, Wing Tip Seat
Member since Jan 2016
2102 posts
Posted on 12/28/16 at 5:06 pm to
Yes, that is what I do. There is a 4 swipe limit, so you can always say - 2 money orders for 499.25 each and that you would like to do a split payment. You can also do 500 on one and 498.50 on the other. Or 2 $500 and pay $1.50 on another card/cash. You get the idea. Just remember the 4 swipe limit. Fee + Load needs to be covered unless you will pay cash to cover any excess.
Posted by thomass
Member since Jan 2014
3526 posts
Posted on 12/30/16 at 12:57 am to
Does anyone else have the sally mae rewards card? That thing gave you 5% back year round on most everything, but is going away in march
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