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Posted on 10/14/26 at 9:20 pm to Jax-Tiger
quote:I’ve not seen or heard of this a single time.
I see a lot of people who have put their house on the market, gone through multiple price drops, and then removed their listing. Inventory is very low where I live.
Posted on 10/14/26 at 11:35 pm to danilo
quote:
Economists at Fannie Mae are now predicting much higher mortgage rates through the end of 2026 and into 2027.
It now puts the average rate on the 30-year fixed at 7.4% for the fourth quarter of this year and 7.5% through all of 2027.
It previously forecast 6.8% for the fourth quarter and 6.7% for all of 2027.
Posted on 10/14/26 at 11:40 pm to lsu xman
So many people are married to those low rates. One or the other has to give. That or people die off
Posted on 10/14/26 at 11:49 pm to jmarto1
Changing jobs and having to relocate too.
Posted on 10/15/26 at 12:17 am to jmarto1
I know a couple families that have sold and relocated because of traffic/bridge recently. They had a low rates, but eventually combinations of work, school and activities became too much to stay.
Posted on 10/15/26 at 12:42 pm to PotatoChip
Judging from the weekly OT anti marriage threads, I suspect there’s also a bunch’a divorced and disgruntled plant baws trading their 2% rate for studio apartments.
Posted on 10/15/26 at 12:48 pm to lsuconnman
quote:I said this earlier in the thread, the answer to housing affordability is not lower prices per square foot. That isn’t going to happen unless much bigger problems arise. The answer is less square footage. The single smartest thing I ever did was buy small houses. I’m currently in a very small house probably half the size of the average suburban home and still only really use half of that.
trading their 2% rate for studio apartments
we (Americans) have lost the plot. When I was in my 20s a starter home either had axles or could be moved on to a flatbed
Posted on 10/15/26 at 2:21 pm to danilo
Glad I locked in at 3.00% before all this crap.
Posted on 10/15/26 at 6:17 pm to cgrand
quote:
we (Americans) have lost the plot. When I was in my 20s a starter home either had axles or could be moved on to a flatbed
1500 sq ft Dsld should not cost what they do.
Posted on 10/15/26 at 6:54 pm to heatom2
Up until about 5 years ago, everyone I saw get divorced would split the community property and start over in a DSLD starter home. Today just transitioning to an apartment costs more than the original mortgage.
Posted on 10/16/26 at 6:38 am to SalE
quote:so in the mid 80’s when the average home price was about $90k. Great comparison, sounds really rough.
I remember 10 & 12 %....not impressed by 7+%
Posted on 10/16/26 at 12:27 pm to Nephropidae
quote:
so in the mid 80’s when the average home price was about $90k. Great comparison, sounds really rough.
I wouldn't say it was really rough back then, but then today isn't really rough either.
Posted on 10/16/26 at 12:56 pm to DarthRebel
quote:
Good, home prices need to come down to pre-covid level. Rates are not the issue, home prices are.
Outside of new construction the two are directly correlated. Lower rates artificially creates higher prices because people buy off what they can afford in terms of a monthly note, not actual value of house.
Now that rates are high it will take time for prices to come down based on laws of supply of demand and changing the comps.
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