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Started By
Message
re: Auto insurance _ who’s the cheapest now? (BR)
Posted on 7/14/23 at 10:19 pm to Will Cover
Posted on 7/14/23 at 10:19 pm to Will Cover
I had progressive in Baton Rouge, 2 cars not full coverage and it was $325+ month. Progressive decided to drop me on homeowners so I shopped everything and got Farm Bureau auto for $100 month cheaper per month and full coverage. Shop rates every year no matter what.
1
Posted on 7/15/23 at 5:47 am to Grinder
quote:
East TN. Two $80K vehicles with max coverage. No kids, just me and the wife. Total price is $1446 per year.
We need to move. Thanks to all the uninsured motorist LA and scum attorneys.
Posted on 7/16/23 at 12:03 am to pwejr88
State Farm here. $150/mo for my wife and I for two cars.
Comprehensive Coverage $100 deductible.
Collision $250 deductible
Property Damage
Medical Payments
Bodily Injury
Rental Coverage
Death Dismemberment
Uninsured motorist
Comprehensive Coverage $100 deductible.
Collision $250 deductible
Property Damage
Medical Payments
Bodily Injury
Rental Coverage
Death Dismemberment
Uninsured motorist
Posted on 7/16/23 at 7:13 am to SG_Geaux
quote:
State Farm here. $150/mo for my wife and I for two cars
You live in LA? Do you have minimum coverage or something?
Posted on 7/16/23 at 9:44 am to SG_Geaux
State Farm as well. Bundled with home owners.
21 Tahoe and 22 MDX
300,000/100,000 on both with $500 deductible.
$230 a month.
21 Tahoe and 22 MDX
300,000/100,000 on both with $500 deductible.
$230 a month.
This post was edited on 7/16/23 at 9:46 am
Posted on 7/16/23 at 1:08 pm to pwejr88
USAA- was 230 per month 300/500/300 and 100 deductibles on new suv and 5 year old truck. Added 16 year old in 5 year old corolla and it went up 600 per month to 830. In BR.
Posted on 7/16/23 at 6:56 pm to Shaun176
BR as well. We just dumped Geico today to go back to USAA. We originally went to Geico bc they were cheaper than USAA 9 yrs ago. Our latest bill was $560/mo for 2 vehicles (2016 HRV and 2019 Silverado). USAA will be $460/month.
300k/500k
500 deductible on everything
I have 1 ticket from 3 yrs ago
300k/500k
500 deductible on everything
I have 1 ticket from 3 yrs ago
This post was edited on 7/16/23 at 6:56 pm
Posted on 7/24/23 at 9:49 am to Cousin
quote:
Mine is less and I have National General. I pay about$205/mo for full coverage on two vehicles. They just went up on me this most recent renewal (July
General only allows $25k/$50k for bodily injury and $25k for property damage.
That’s the difference right there.
I’ve always carried $100k/$300k.
Posted on 7/24/23 at 9:55 am to HangingWithMrCooper
Farm Bureau is on deck.
Posted on 7/24/23 at 10:20 am to JAMAC2001
quote:
My auto and homeowners both went up over 35-40% with zero claims, tickets, or accidents on either. Also noticed several snarky remarks (not necessarily this thread) from those who have clearly not received a renewal in the past 4-5 months.
It is unsustainable.
Baton Rouge area here.
There’s this thing out there called inflation. It can make premiums go up without even having filed claims or gotten tickets.
If that’s unsustainable, then life is unsustainable.
Posted on 7/24/23 at 10:20 am to wfallstiger
quote:I want the name of your agent and the insurance company, please?
My gracious...$133.00 per month, two cars, comp/collision on both, one has a loan...N Texas [almost in Oklahoma]
Posted on 7/24/23 at 10:25 am to Meauxjeaux
Also don’t forget your credit score is a big factor in insurance rates.
Make sure the FICO is as high as you can get it when getting new rates.
Make sure the FICO is as high as you can get it when getting new rates.
Posted on 7/24/23 at 8:57 pm to Meauxjeaux
quote:
Make sure the FICO is as high as you can get it when getting new rates.
Over 800 here. Given how much I pay, hard for me to wrap my head around how folks with poor credit and sketchy jobs afford insurance. Usually those types have tickets and/or accidents too.
Then, assuming they have insurance, have to go out and afford groceries.
Wild times we live in.
This post was edited on 7/25/23 at 12:02 am
Posted on 7/24/23 at 10:43 pm to Shaun176
Yep. I think I'm about to move the teenagers car to another insurer. USAA seems to have great rates for the primary account and below average for the kids.
Posted on 7/24/23 at 11:40 pm to mchias1
quote:
BR as well. We just dumped Geico today to go back to USAA. We originally went to Geico bc they were cheaper than USAA 9 yrs ago. Our latest bill was $560/mo for 2 vehicles (2016 HRV and 2019 Silverado). USAA will be $460/month. 300k/500k 500 deductible on everything I have 1 ticket from 3 yrs ago
That’s fricking stupid. I have a 2021 BMW X5M and 2022 F250 and I’m paying $372 a month in BR.
This post was edited on 7/24/23 at 11:41 pm
Posted on 7/25/23 at 9:25 am to pwejr88
National General (NOT The General)
2 vehicles, one of them brand new
Max coverage (500/500)
$0 comp deductible
$500 collision deductible
$236/month
2 vehicles, one of them brand new
Max coverage (500/500)
$0 comp deductible
$500 collision deductible
$236/month
Posted on 7/25/23 at 11:25 am to pwejr88
I switched to geico and pay under $100/month on a 22 vehicle.
But I also signed up for driveasy good driver program and i am a good driver and never pick up my phone while driving. This gives me a $309.37 discount on my premium.
Oh and id say every once in a while, shop around and switch.
I had geico like 10 years ago, switched to Allstate now im back at geico.
But I also signed up for driveasy good driver program and i am a good driver and never pick up my phone while driving. This gives me a $309.37 discount on my premium.
Oh and id say every once in a while, shop around and switch.
I had geico like 10 years ago, switched to Allstate now im back at geico.
This post was edited on 7/25/23 at 11:31 am
Posted on 7/26/23 at 6:29 pm to dgnx6
I just switch from Progressive.
Moved my 2003 Mustang GT Centennial Edition (Coupe) to Hagarty. It has only 13,800 miles and only comes out once in a while. Otherwise, stays garaged under a car cover.
I have a 2020 Mustang HPP, 2018 BMW 540i, 2017 Ford Explorer Platinum and a 2016 Jeep Wrangler Unlimited and with a 17 year old boy and a 22 year old girl plus my wife and myself. Went with AARP The Hartford. Total for 12 months: $5624. It was going to be $8400 through Progressive, who, a year ago, were $6200 for a year.
Decided to shop my homeowners. Which would you do?
1. Current policy with Travelers is $5500 a year with a 1% deductible and I have been with them since 2004.
-or-
2. Farmers Insurance came in with a price of $3390 a year, but a 2% deductible on wind/hail/tropical cyclone damage. Other perils are only at 0.63% deductible.
Moved my 2003 Mustang GT Centennial Edition (Coupe) to Hagarty. It has only 13,800 miles and only comes out once in a while. Otherwise, stays garaged under a car cover.
I have a 2020 Mustang HPP, 2018 BMW 540i, 2017 Ford Explorer Platinum and a 2016 Jeep Wrangler Unlimited and with a 17 year old boy and a 22 year old girl plus my wife and myself. Went with AARP The Hartford. Total for 12 months: $5624. It was going to be $8400 through Progressive, who, a year ago, were $6200 for a year.
Decided to shop my homeowners. Which would you do?
1. Current policy with Travelers is $5500 a year with a 1% deductible and I have been with them since 2004.
-or-
2. Farmers Insurance came in with a price of $3390 a year, but a 2% deductible on wind/hail/tropical cyclone damage. Other perils are only at 0.63% deductible.
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