Anyone considering, or done, Roth conversion out of concern for future tax rates?

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I do Roth conversions every year because I am above the income limit to contribute directly to a Roth.

Sounds like he expects taxes higher in the future, so he wants to pay the taxes now...

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if you honestly think that taxes 30yrs from now will be lower than they are today, then I have some ocean front property in AZ I want to sell you.

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But you also have to consider the tax bracket you're in now vs the one you'll be in during your retirement.

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accounts each year regardless of tax laws. It’s good to diversify asset holdings in addition to pre and post tax holdings.

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Tax diversification is important and should be used when possible. Have an upvote.

Been converting $ in a pre-tax account to a Roth since I retired - and that was due to wanting to avoid being pushed into higher tax brackets when RMD kicks in; which until recently started at 70 1/2 yo.

Now that’s become more concerning because I expect the tax brackets and rates to change - and not in a good direction. Plan to talk to a financial advisor next week about moving more than planned in 2020. I would obviously have to pay taxes on it but it would also reduce the RMD amount going forward and maybe keep me out of the next higher bracket.

I learned quickly that the objective in retirement is to manage what tax bracket you are in vs maximizing (for most people) income.

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It’s good to diversify asset holdings in addition to pre and post tax holdings

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Agreed. Trying to build buckets of income - rental properties, solo 401k plan, and roth money. Considering shutting down solo 401k and do a roth 401k thru my business. My roth $ amount is severely behind the other 2 buckets.