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Posted on 6/13/22 at 5:24 pm to euphemus
Yeah we got our mortgage for 3% with <20% down in 2020, and now both vehicles are paid off.
Guess we aren't moving anytime soon.
Guess we aren't moving anytime soon.
Posted on 6/13/22 at 5:54 pm to euphemus
I got a 15 year mortgage in September 2020 at 2.25%. I got a 0.9% auto loan for a Highlander from my credit union.
Posted on 6/13/22 at 5:56 pm to euphemus
We timed our home mortgage refi well, but I’ve been putting off a timber, hunting land purchase and now wish I had pulled the trigger already.
This post was edited on 6/13/22 at 5:57 pm
Posted on 6/13/22 at 6:00 pm to euphemus
2.75% 30 year and got house in middle of covid for $150k less than it’s worth now
Posted on 6/13/22 at 6:02 pm to Fox McCloud
quote:
$150k less than it’s worth now
I'm not sure how much I trust these numbers. According to zillow, my home is worth 35% more than I paid for it less than 2 years ago.
Posted on 6/13/22 at 6:03 pm to Fox McCloud
Closed on a cash out refi in January. 30 years @ 3.1 down from 3.5. Feel pretty genius about that timing
Posted on 6/13/22 at 6:04 pm to euphemus
We have 5 properties financed all in the range of 2.75 to 3.25. One commercial at around 3.75.
Posted on 6/13/22 at 6:06 pm to kywildcatfanone
I’m going off comps and $150k would be on the low side of price per square ft
Posted on 6/13/22 at 8:17 pm to euphemus
Got a 3.6% on my first home 
Posted on 6/13/22 at 8:23 pm to euphemus
quote:
I had no idea inflation and markets would go to shite like they have in the last 6 months
Really?
Posted on 6/13/22 at 10:05 pm to GrizzlyAlloy
Got 3% on house in summer of 2020
Got 0% on the rover in fall 2020
Very happy with the timing
Got 0% on the rover in fall 2020
Very happy with the timing
Posted on 6/13/22 at 10:10 pm to jcaz
quote:
I’m glad I’m with a good credit union
I threw up a little
This post was edited on 6/13/22 at 10:11 pm
Posted on 6/13/22 at 10:11 pm to tigercraig
We got extremely lucky with a house purchase…bought during peak COV uncertainty and home has risen at least 50% in value already.
Posted on 6/14/22 at 11:04 am to GrizzlyAlloy
quote:
Really?
Yeah, walk the talk show us how your portfolio has done since November last year champ since you are able to predict markets so well.
Posted on 6/14/22 at 11:52 am to euphemus
We had to move but we refinanced our 30 year 4.75% to a 15 year 2.5% back in 2020. Would've been awesome to stay with that pay off plan.
Posted on 6/14/22 at 12:07 pm to Areddishfish
Locked in a VA jumbo loan in Nov at 2.25% fixed for 30 with the VA funding fee being waived due to disability rating; and was given a boat load of credit to close so the only thing I had to bring to closing was a pen.
The kicker was I had a car that was paid off in full, and my credit union offered me a title loan for 60K for 36 mos at 1.99% rate. Free money, so I refi'd my car for cash for home improvements beating out any HELOC or second mtg rates.
The kicker was I had a car that was paid off in full, and my credit union offered me a title loan for 60K for 36 mos at 1.99% rate. Free money, so I refi'd my car for cash for home improvements beating out any HELOC or second mtg rates.
Posted on 6/14/22 at 12:18 pm to oneg8rh8r
15 yr refi in fall 2020 at 2.125%
Posted on 6/14/22 at 1:18 pm to euphemus
Refi'd one rental from 4.625% down to 3.75% and another now rental property (was our primary at the time) from 4.25% down to 2.75%.
This post was edited on 6/14/22 at 1:21 pm
Posted on 6/14/22 at 2:02 pm to Fox McCloud
quote:
I’m going off comps and $150k would be on the low side of price per square ft
Yeah, I'm not mad. I'm seeing houses smaller than mine, and in worse areas selling for more than Zillow says mine is worth, so I'm overall good with it. I'd sell at the 2 year mark if I could find a place to go that also didn't cost me an arm and a leg.
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