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I just discovered what EIFS siding is, and that I have it on my house
Posted on 6/24/20 at 9:33 am
Posted on 6/24/20 at 9:33 am
I was delivered notice that my homeowners policy is being cancelled in a month due to the fact that the inspector found EIFS siding (synthetic stucco) on my home. Didn't know such a thing existed until now. Reviewing the property disclosure from the previous owners (2014), there is a line specifically for EIFS, in which they responded none existed.
Anyone have any experience seeking recourse stemming from a false property disclosure?
This post was edited on 6/24/20 at 9:34 am
4
Posted on 6/24/20 at 10:00 am to Black n Gold
Did you have an inspection done when purchasing? This is something usually called out in the inspection.
Have you confirmed that it actually is EIFS?
Have you confirmed that it actually is EIFS?
Posted on 6/24/20 at 10:09 am to LSUtigerME
The inspector's report reads "The stucco appeared to be the hard backed type. It appears to be well installed with proper sealers and flashings. Its location is in an area of heavy water contact."
I would think he would use the terms 'EIFS' or 'synthetic' if that's what he thought it was.
I'm thinking about calling a stucco company to come take a look at it and give me a more concrete answer. Based on what I read about EIFS, it looks to my untrained eye that I most have it on my home. It sounds slightly hallow, and you can feel the different layers underneath it if you run your hand along the bottom.
I would think he would use the terms 'EIFS' or 'synthetic' if that's what he thought it was.
I'm thinking about calling a stucco company to come take a look at it and give me a more concrete answer. Based on what I read about EIFS, it looks to my untrained eye that I most have it on my home. It sounds slightly hallow, and you can feel the different layers underneath it if you run your hand along the bottom.
Posted on 6/24/20 at 10:09 am to Black n Gold
Same thing happened to me about six months ago. I know for a fact I don’t have EIFS on my home, but it was easier to call up my agent and get a new policy than argue the point.
Posted on 6/24/20 at 10:14 am to Forestdweller
quote:
I know for a fact I don’t have EIFS on my home
If you don't mind me asking, what makes you so sure? I would hate to have it, then face the dilemma of have to disclose it when it's time for me to sell.
Posted on 6/24/20 at 10:45 am to Black n Gold
Did an extensive remodel a few years ago, moved exterior windows and doors around. Definitely a traditional 3/4-1” thick 3 coat stucco. We added trim (foam) around the doors and windows and I think that’s what led the insurance guy to call it an EIFS system.
Posted on 6/24/20 at 11:05 am to Black n Gold
quote:
I'm thinking about calling a stucco company to come take a look at it and give me a more concrete answer.
iswydt
Posted on 6/24/20 at 11:08 am to Black n Gold
quote:
Reviewing the property disclosure from the previous owners (2014), there is a line specifically for EIFS, in which they responded none existed.
Anyone have any experience seeking recourse stemming from a false property disclosure?
Did the previous owners build the house? The property disclosure is typically about 'known' defects. The responses on the ones I've filled out are (yes or not known). Maybe an older form disclosure, but I don't recall having the option to select (NO).
Not a lawyer... but it seems that they would only be held responsible if they knew about the defect and didn't disclose it.
Posted on 6/24/20 at 11:19 am to notbilly
I believe they were the original owners. However, I don't believe they were the contractors on the build. Probably a tough case to build, but I'm not sure I want this shite on my house if it could lead to moisture and termite issues.
Posted on 6/24/20 at 11:22 am to Black n Gold
Guys, never buy a stucco house!!! They are always problems, water finds ways to get behind it and rot it. Even the concrete stucco has the same issues.
Posted on 6/24/20 at 12:00 pm to Black n Gold
quote:
but I'm not sure I want this shite on my house if it could lead to moisture and termite issues.
Then you clearly shouldn't have purchased a stucco house, because it literally happens to them all. Being in residential remodeling, I fondly call it fricko.
Posted on 6/24/20 at 12:08 pm to MoarKilometers
what is the best option other than brick for exteriors?
serious question
serious question
Posted on 6/24/20 at 12:33 pm to Cracker
I just got my inspection report and apparently the house I am buying has it as well. The house is 25 years old or close to it. So, if there was going to be a problem it would have shown up by now.
Posted on 6/24/20 at 12:45 pm to Black n Gold
quote:
It appears to be well installed with proper sealers and flashings. Its location is in an area of heavy water contact."
The question is, is the EIFS a "face sealed system" which leads to moisture buildup and associated problems or a "drainable assembly" which has a small gap bewteen the EIFS and the wall sheathing and also has felt or other moisture barrier on the wall sheathing. The drainable assembly prevents moisture buildup and is a good system. I'm not sure you can determine this from a cursory inspection but would need to peel a section off or possible remove a window to get a look.
Here is a good description of the 2 systems.
Posted on 6/24/20 at 2:53 pm to Farmer Joe
BS
Posted on 6/24/20 at 3:15 pm to Farmer Joe
There are many an older home with true exterior stucco that have done just fine for 60+ years in BR.
Just cruise Southdowns and Capital Heights.
Lots of true stucco exterior, old houses.
Just cruise Southdowns and Capital Heights.
Lots of true stucco exterior, old houses.
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