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Started By
Message
1
Posted on 9/22/21 at 10:42 pm to Duzz
Too many variables at play. House is $400k with $3200 yearly. $550 flood or something close to it. 1/2% and 2% storm.
This post was edited on 9/22/21 at 10:43 pm
Posted on 9/22/21 at 10:55 pm to maisweh
quote:
You fricking peej'd Ida hoping it knocked down your tree
And you know what? The ugly arse tree I wanted to come down stood strong as frick. The beautiful hundred year old live oak that is the centerpiece of my front lawn was destroyed. Also had some significant water damage from wind blown rain, too. frick me. I’ll never wish for another hurricane again. frick that shite.
This post was edited on 9/22/21 at 10:57 pm
Posted on 9/23/21 at 6:56 am to Duzz
~$2,500 for ~400k replacement, 1% deductible, 2% storm deductible
~$500 for flood
~$500 for flood
Posted on 9/23/21 at 7:00 am to Duzz
$3835 on about a 300k house.
$600 for flood.
$600 for flood.
This post was edited on 9/23/21 at 7:01 am
Posted on 9/23/21 at 7:13 am to Duzz
Just under 2100 for 270k - 1000 named storm deductible/1000 all other perils. Bundled with car insurance through Geico.
Posted on 9/23/21 at 8:01 am to Jh22586
Mine is almost identical through Safeco
Posted on 9/23/21 at 8:25 am to Duzz
2850 for 297,000. 2500 deduct
Fidna be boo-coo.
Just had my first claim in 18 years of homeownership.
Fidna be boo-coo.
Just had my first claim in 18 years of homeownership.
This post was edited on 9/23/21 at 8:26 am
Posted on 9/23/21 at 2:42 pm to CHEDBALLZ
quote:
$2400 Wind, hail and fire insured for 210,000 structure
quote:
$2100 for flood
Posted on 9/23/21 at 3:01 pm to Duzz
What kind of cracker box does one get for 210K-300K in Lousyana?
Posted on 9/23/21 at 3:07 pm to Duzz
$2200 (home value $230k)
$2500 deductible for everything, including hurricane
I also have flood insurance, I think that’s $600ish (not in a flood zone)
No idea if $2200 is good, it has steadily risen from 1400 when I bought this house in 2017
$2500 deductible for everything, including hurricane
I also have flood insurance, I think that’s $600ish (not in a flood zone)
No idea if $2200 is good, it has steadily risen from 1400 when I bought this house in 2017
This post was edited on 9/23/21 at 3:16 pm
Posted on 9/23/21 at 4:12 pm to Duzz
1400 hazard w repl cost
1000 flood
195k policy
1000 flood
195k policy
Posted on 9/23/21 at 5:34 pm to Duzz
(no message)
This post was edited on 9/25/21 at 5:15 pm
Posted on 9/23/21 at 8:11 pm to Duzz
$ 3200
Posted on 9/23/21 at 8:40 pm to CHEDBALLZ
quote:
$2400 Wind, hail and fire insured for 210,000 structure $2100 for flood
Jesus Christ that’s insane. What you guys pay for home and auto to live in the great state of Louisiana is mind boggling.
Posted on 9/23/21 at 11:12 pm to Duzz
Premium is about $4,500/year with a 2% deductible for named storms. House was appraised for almost $350K giving me a $7K deductible, as I am under the 2% plan. Some people have 5%.
FEMA is about $600/year.
So total is @ $5,100/year to insure in NOLA 'burb. Zip codes affect your insurance rate for HO and auto, so you might be comparing apples and oranges.
FEMA is about $600/year.
So total is @ $5,100/year to insure in NOLA 'burb. Zip codes affect your insurance rate for HO and auto, so you might be comparing apples and oranges.
This post was edited on 9/23/21 at 11:18 pm
Posted on 9/24/21 at 12:53 am to Duzz
Why are you prejudiced against non homeowners? Why are they left out?
Posted on 9/24/21 at 6:34 am to ItNeverRains
quote:
Jesus Christ that’s insane. What you guys pay for home and auto to live in the great state of Louisiana is mind boggling.
I thought this too, until I moved to TX. My homeowners is at $1900 for 1% deductible, 2% named storm for $300k on house. We can thank all the hail storms for this even though I've never made a claim.
Auto insurance is $700/every 6 months for 100/300/100 on 2 vehicles. So $1400 a year. When I still lived in New Orleans my auto was almost the same.
Posted on 9/24/21 at 6:52 am to Duzz
About $7000 wind, $600 flood. Lakefront New Orleans.
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