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Conservative ETF and Mutual Fund Recommendations?

Posted on 8/5/21 at 7:25 pm
Posted by Dale Gribble
Member since Aug 2014
253 posts
Posted on 8/5/21 at 7:25 pm
I just want to beat inflation. I’m a conservative investor and this would be in addition to the 12 month emergency fund I already have saved. Roth IRA and HSA are already maxed out and making decent contributions to 401K. Have a Vanguard brokerage account so looking at the Wellington fund (VWELX) and the Wellesley (VWINX). I figured actively managed may lead to a less bumpy ride. Would love any other suggestions you all may have.
Posted by tigersfan1989
Baton Rouge
Member since Oct 2018
1265 posts
Posted on 8/5/21 at 7:39 pm to
FASMX its a 50/50 stock bond mutual fund fairly conservative or you could go FBALX which is 75 stock/ 25 bond. I personally go all FZROX but I wouldn’t advise that if you want more conservative
This post was edited on 8/5/21 at 7:42 pm
Posted by Doctor Strangelove
Member since Feb 2018
2963 posts
Posted on 8/5/21 at 7:50 pm to
Read what Warren Buffet said about Vanguards S&P 500 Admiral shares fund, VFIAX. He advised to get in it and never get out.
Posted by SurfOrYak
BR/MsDelta
Member since Jul 2015
403 posts
Posted on 8/5/21 at 8:54 pm to
Presuming this is money that is not intended for retirement and for short to mid-term use. You just don't want it to crash. I use Wellington for that very purpose.
Posted by wiltznucs
Apollo Beach, FL
Member since Sep 2005
8973 posts
Posted on 8/5/21 at 9:38 pm to
VOO and VT fam. Feel free to sub in VTI for VOO.
Posted by WDE24
Member since Oct 2010
54181 posts
Posted on 8/5/21 at 10:03 pm to
VTI, VOO, QQQ
Posted by LSUStjames
Member since Dec 2005
3473 posts
Posted on 8/5/21 at 10:43 pm to
QYLD if my fav ETF. Low risk, medium gain.
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