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Started By
Message
How should I prioritize these 4 credit issues?
Posted on 7/13/21 at 2:03 pm
Posted on 7/13/21 at 2:03 pm
Planning on getting a house if and when the market ever picks up again. In the meantime I'm trying to get my credit together (as well as save some extra cash) so I will be fully prepared when things open up.
1. Ratio of balance to limit on bank revolving other revolving accounts too high
2. Too few accounts currently paid as agreed
3. Time since most recent account opening is too short
4. Lack of recent installment loan information
Or are there just to many variables to consider to even align them?
1. Ratio of balance to limit on bank revolving other revolving accounts too high
2. Too few accounts currently paid as agreed
3. Time since most recent account opening is too short
4. Lack of recent installment loan information
Or are there just to many variables to consider to even align them?
Posted on 7/13/21 at 2:04 pm to Tarik One
Is your credit score north of 350?
Posted on 7/13/21 at 2:04 pm to Tarik One
you're waiting for market to pick up to get a house?
Posted on 7/13/21 at 2:06 pm to Tarik One
The only one you can immediately control is #1
Posted on 7/13/21 at 2:06 pm to Tarik One
Stop missing payments for starters.
Posted on 7/13/21 at 2:08 pm to Tarik One
Edited bc moved to Money Board. I’ll save my wit for the OT
Listen to the poster below me
Listen to the poster below me
This post was edited on 7/13/21 at 2:13 pm
Posted on 7/13/21 at 2:09 pm to Tarik One
quote:
2. Too few accounts currently paid as agreed
Priority 1
quote:
. Ratio of balance to limit on bank revolving other revolving accounts too high
Priority 2
quote:
4. Lack of recent installment loan information
Priority 3
quote:
3. Time since most recent account opening is too short
Priority 4 and will be taken care of when you do priority 3
Posted on 7/13/21 at 2:40 pm to Tarik One
quote:
2. Too few accounts currently paid as agreed
Worst red flag
This post was edited on 7/13/21 at 2:41 pm
Posted on 7/13/21 at 4:28 pm to Tarik One
quote:
Too few accounts currently paid as agreed
Are you currently behind?
First thing is you need to get current on everything. Nothing else matters now until that is cleaned up.
Once that is cleaned up... try to pay down some debt if you can to get your credit score up.
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