re: 22 year old needing career advice

Can always go the stripping route in Texas. You are above age there.

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CPA is always an option with accounting degree

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Or just a bunch of coursework. I'm just a class short myself, with a computer science degree.

The obstacle is that there's no real accounting career path for people trying to get into it from another field. I can't go do audit for $60,000 per year with Hunter and Chasity who just got out of Ole Miss business school. They wouldn't have me even if I wanted to do it.

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Do not go to law school. I would go to a large reputable financial company and start from the ground floor and work my way up. The benefits and incentives will pay off big time by the time you reach your mid-40s

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What company in today's world can you start at the lowest level and work your way to top? You need degrees or be able to aquire certifications or higher titles in whatever way possible to continue up ladder. If someone could stay under the same roof and work your way up then it would happen more. It's even less likely with people working further into their lives. If everyone retired at 60 then you would have openings for upward mobility. With people working into 70s it delays and possibly halts altogether the ability to advance upward with the same company.

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Pay: $12 an hour, yearly bonus, medical benefits, 401k, sick leave once a month, etc.

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Personally, I would ask for 25 an hours and then settle on atleast at 22. When you get an offer on hand, go talk candidly with your boss about getting a raise and career path. Do not mention the other offer.

If you like what he says and you get a raise, then stay. Don’t leave without raise in writing.

If you don’t like what he says, turn in notice.

Pretty simple really

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Possible position: AML (anti money laundering) analyst for a smallish bank. Basically I would be checking customers bank accounts for any suspicious activity (try to see if they are laundering money). Then I report it to the investigator and they investigate it.

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Between helping manage my in-laws expenses and bills, transferring money to my kids until they are fully independent, sending income to ownership partners on rental property, etc. I move money from bank to bank and account to account all the time. Not laundering, but I bet I keep some $12 an hour person extremely busy somewhere.

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Fintech jobs is what you should be pursuing. Big money if you can get your foot in the door. Remote work too

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I've thought about it but I'm probably too stupid.

IMO, you need to focus on these 2 points right here. The pay difference is comparable that it should not factor into your decision making unless you have problems making ends meet.

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I know I don’t want to do sales in the future and I’m unsure if I want to be an accountant

AML position has a higher ceiling as I could use it to jump into regulatory compliance as soon as I finish my degree (2 more years). I could also move up to become an AML investigator, or move to a larger bank (and if I do I’d probably make almost $20 an hour after a year or 2).

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On 2 separate occasions in my life/career I took significant pay decreases so I could put myself in a more favorable position to get where I wanted to go in my career. Both times I took more than a 33% decrease in pay to get into the accounting field, then to go from public to private (even gave up benefits here). I knew I would quickly make up the loss in income, and it was vital to get to the direction I wanted to go in life. In the 15 years since I took my 1st pay cut I am not quite where I envisioned I would be when I started (primarily because I put a lot more value in family time now), but I am happy where I am from a career perspective

I probably could get to second in command. Not too sure if I want to stay here or not though. It’s kind of a niche industry that I would need to learn a lot more about

damn this board is full of A-holes. one minute they are complaining about folks being on unemployment the next they are shitting on a guy for how much his job pays him.

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wife

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rules dammit