re: Delta Moves On...Cleanup Begins

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Hurricane Delta:

The newest storm advisory was not the news I wanted to hear, but nevertheless, here we are.

***DEDUCTIBLE: Hurricane deductibles with State Farm are seasonal. What does that mean? When more than one hurricane occurs within the same calendar year, a deductible amount equal to the remaining amount of any unused Hurricane deductible or the All Peril will apply, whichever is greater. So basically, if you met your hurricane deductible after Hurricane Laura, your smaller all peril deductible will apply to damage from Hurricane Delta. If you didn't meet your deductible after Hurricane Laura, your deductible for damages from Hurricane Delta will be the balance of your hurricane deductible or your all peril deductible, whichever is greater. Confused, that's ok...call us to ask questions!***

Evacuation:
--If there is a mandatory evacuation, keep track of all expenses incurred during your evacuation. Keep gas receipts, hotel receipts, food receipts, etc. These will be included in your new claim.

New Damage:
--If your property sustains additional damage from Hurricane Delta, a new claim will be filed. Keep all pictures from damage after Hurricane Laura and then take pictures of new damages. New storms mean new claims. All claims have a deductible applied, but remember, only ONE hurricane deductible per season.

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