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re: Covering preexisting conditions...

Posted on 8/7/20 at 9:16 pm to
Posted by mahdragonz
Member since Jun 2013
6946 posts
Posted on 8/7/20 at 9:16 pm to
quote:

This is one reason health insurance will continue to sky rocket. If this is so great, why can’t I total my truck then go purchase a policy to replace it?


Why do stupid people use this example?

If you total your truck you can go and buy another truck.

If you die, you don't get another chance.

People are not vehicles.
Posted by DavidTheGnome
Monroe
Member since Apr 2015
29227 posts
Posted on 8/7/20 at 9:17 pm to
But insurance is still insurance
Posted by Henry Jones Jr
Member since Jun 2011
68598 posts
Posted on 8/7/20 at 9:17 pm to
quote:

Why do stupid people use this example?
Because it's a valid point. It's called "insurance" for a reason. If nobody bought insurance until they needed it then there wouldn't be any insurance companies. Which, if you're a moron that thinks "iNsUrAnCe Is A sCaM!", probably sounds like a good thing.
This post was edited on 8/7/20 at 9:18 pm
Posted by AustinTigr
Austin, TX
Member since Dec 2004
2937 posts
Posted on 8/7/20 at 9:25 pm to
quote:

Why do stupid people use this example?


Because even MORE stupid people don’t understand that the purpose of insurance is to transfer RISK, not pay for a loss AFTER it has occurred.
Posted by AlxTgr
Kyre Banorg
Member since Oct 2003
81736 posts
Posted on 8/8/20 at 5:14 pm to
quote:

Why do stupid people use this example?
Because sometimes, stupid people stumble on something correct.
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