Safe Haven for 401k money pre/post election

Bonds and cash. Do you have any volatility exposure?

Any particular bond fund from Vanguard?

I’m in VBTLX
not very much as a percentage but I’ll start moving more into it as I get closer. Also, the targeted retirement funds (2030, 35, 40, etc) have a bond component that increases in percentage as you get closer to the date

both are good options

I agree. I’m planning on a 3% withdraw rate at a earlier retirement age. Someone planning to retire at 65 might only need 4% withdrawal rate. So that also needs to be taken into consideration too when figuring out allocations.

I’d keep it parked right where it is.
Are you going to sell your house and rental properties too? Those might go down in value after the election too.

The answer to that is -no- because you aren’t focused on the houses value- you are focused on the income the house brings you, or the shelter it provides for your family.

Treat your portfolio the same way. If you are happy with the income you are drawing from your fixed income/equity positions- just stay put.

If you are really worried about the election and results I’d look at that as an asset location problem. Maybe you look at doing some Roth conversions- that will hedge what is likely the biggest risk to a democrat president- higher taxes. Obviously you aren’t going to do 1.7mm at once, but work with your CPA to figure a number that is acceptable to you.

Additionally, I’d make sure your bonds/stocks are quality. Don’t hold more than 10/20% in junk bonds, closed ends, mortgage REITS, or other things where payouts are questionable.