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Started By
Message
re: Current Mortgage Rates
Posted on 11/23/20 at 8:04 am to Brightside Bengal
Posted on 11/23/20 at 8:04 am to Brightside Bengal
I thought you could not refinance again for 18 months...
Posted on 11/23/20 at 10:05 am to Lickitty Split
3.5% on a 15 year and 3.875% on a 20 year
Posted on 11/23/20 at 11:02 am to ellesssuuu
quote:
3.5% on a 15 year and 3.875% on a 20 year
You sure you didn't mean 2.5 and 2.875?
This post was edited on 11/23/20 at 11:03 am
Posted on 11/23/20 at 11:11 am to tenderfoot tigah
No it’s an investment property
Posted on 11/23/20 at 11:13 am to WeAreBR
Do you do VA financing? Looking to to a VA refi 15 or 20 year.
Posted on 11/23/20 at 11:19 am to ellesssuuu
Damn. I will have to hit you up with those rates. How much down?
Posted on 11/23/20 at 11:38 am to tenderfoot tigah
Do you want me to run the scenario? All rates vary depending on a few factors.
Posted on 11/23/20 at 11:39 am to jstew311
yep - I can if it is in Louisiana. I am not licensed in other states but I can refer you to someone who can give you something close
Posted on 11/23/20 at 12:19 pm to jstew311
Let me know the scenario and I can run
Posted on 11/23/20 at 12:53 pm to WeAreBR
Are you positive these are the numbers you can do for a refi on a investment property?
Posted on 11/23/20 at 1:13 pm to Lickitty Split
I just entered it again as an investment - 2.625% for 15 year ($740 monthly payment) and 2.875% for 20 year ($603 monthly payment). Credit score 760
I ran it the first time as a primary
I ran it the first time as a primary
This post was edited on 11/23/20 at 1:15 pm
Posted on 11/23/20 at 4:24 pm to WeAreBR
Looking to refinance in Maryland
Posted on 11/23/20 at 4:26 pm to WeAreBR
Need cash out refi options and rates...
primary residence, owe 154k and currently have heloc for 17k. Last appraisal was a couple years ago at $220k.
primary residence, owe 154k and currently have heloc for 17k. Last appraisal was a couple years ago at $220k.
Posted on 11/23/20 at 4:28 pm to GeauxDCTigers
My current loan amount is 800k @ 3.5%, checked with quicken and they can give me a 2.5% rate but only if I can pay down the loan to 765k (something about refinance limits in my county) any suggestions on lenders who will not require paying down the loan.
Posted on 11/23/20 at 7:06 pm to GeauxDCTigers
Although my mom is from Maryland, I am not licensed there. I can give you my colleague who is and he can give you more information. He has been lending for years and can tell you your options.
Posted on 11/23/20 at 7:11 pm to RedBeardBaw
I ran the scenario of $220k value, $171K loan (heloc included) amount with 760 credit score- Rate is 2.5% for a 30 year with a monthly payment of $676 not including escrows or closing costs
Now if you want to do cash out, you will not have a lot of room because with the scenario above your LTV is 77%
If your house appraises for more than $220k, cash out could be an option
Now if you want to do cash out, you will not have a lot of room because with the scenario above your LTV is 77%
If your house appraises for more than $220k, cash out could be an option
This post was edited on 11/23/20 at 7:17 pm
Posted on 11/23/20 at 7:44 pm to WeAreBR
Many thanks, what is your email. I will reach out to you.
Posted on 11/23/20 at 7:48 pm to GeauxDCTigers
Mine is Britt dot bowker @tmf.mortgage. His email is Ed dot Miller @tmf.mortgage. I gave him a heads up that you might be reaching out
Posted on 11/24/20 at 8:01 am to GeauxDCTigers
quote:
any suggestions on lenders who will not require paying down the loan.
Everyone will require. That's Conventionals high balance limit
You are a Jumbo loan. Find an out of the box lender
You will be lucky to get under 3
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