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Message
Question about potential fraudulent charge on my debit card account?
Posted on 8/1/19 at 9:53 pm
Posted on 8/1/19 at 9:53 pm
I’ve used my debit card once this week since being out of town. I purchased just over $5 worth of items at Target.
I’m now seeing a charge of $60 at a pharmacy (located in same city as I am in currently - out of town) that I have never stepped foot into.
Is it reasonable to think that my card may have been hacked at Target? Or purely coincidental? How does this work (fraud)?
I’m now seeing a charge of $60 at a pharmacy (located in same city as I am in currently - out of town) that I have never stepped foot into.
Is it reasonable to think that my card may have been hacked at Target? Or purely coincidental? How does this work (fraud)?
This post was edited on 8/1/19 at 9:54 pm
Posted on 8/1/19 at 9:55 pm to Will Cover
Call your cc company, report it, and they will correct the charge, cancel your card and issue you another one.
ETA: Just saw it was a debit card. Not sure if you’ll get money back.
ETA: Just saw it was a debit card. Not sure if you’ll get money back.
This post was edited on 8/1/19 at 10:00 pm
Posted on 8/1/19 at 9:56 pm to Will Cover
Don't think of it as fraud. Think of it as advance reparations.
Posted on 8/1/19 at 9:56 pm to Will Cover
Your wife was just buying pregnancy kits and didn’t want to run into someone she knew. I wouldn’t worry about it
Posted on 8/1/19 at 9:58 pm to Will Cover
Had that happen also. Took place this morning
Bank caught it first and contacted me
Some assclown tried to spend $400 at a RiteAid in California
Getting new card
Bank caught it first and contacted me
Some assclown tried to spend $400 at a RiteAid in California
Getting new card
This post was edited on 8/1/19 at 9:59 pm
Posted on 8/1/19 at 9:59 pm to Will Cover
Call them and tell them you'll only pay $40.00. If they play hardball, walk.
Posted on 8/1/19 at 9:59 pm to Will Cover
Fraud is a dime a dozen these days, baw. Jus6 call Sanjay over at the call center and he will get you taken care of
Posted on 8/1/19 at 10:00 pm to Will Cover
quote:Isn't that about how much Plan B is?
I’m now seeing a charge of $60 at a pharmacy (located in same city as I am in currently - out of town) that I have never stepped foot into.
Posted on 8/1/19 at 10:00 pm to Will Cover
quote:
hacked at Target?
Probably some transgender that was there to use the bathroom.
Posted on 8/1/19 at 10:10 pm to Will Cover
Why anyone swipes a debit card I will never understand
Posted on 8/1/19 at 10:19 pm to Will Cover
Yes it’s fraud. Very common now at Walgreens and other places with gift cards.
Most likely got hacked while at Target.
Your bank, by law, will reimburse you within 72 hours once you report it.
Most likely got hacked while at Target.
Your bank, by law, will reimburse you within 72 hours once you report it.
Posted on 8/1/19 at 10:29 pm to Will Cover
quote:
Call your cc company, report it, and they will correct the charge, cancel your card and issue you another one. ETA: Just saw it was a debit card. Not sure if you’ll get money back.
This. It happened to me one time and I called them and they canceled my card immediately. FWIW mine was a debit card and they reimbursed me for the charge.
Posted on 8/1/19 at 11:00 pm to Will Cover
Credit cards are insured unlike debit cards. It will be up to your bank to decide if they will reimburse you. I dropped Bank of America because they refused to reimburse me once for some fraudulent charges.
This post was edited on 8/1/19 at 11:02 pm
Posted on 8/1/19 at 11:24 pm to Will Cover
Are you 5?
Ask your wife if she bought anything.
If she didn’t, think long and hard for 10 minutes about what you’ve spent money on.
If you still can’t figure out who spent the money, cancel your card and go take it up with your bank.
Ask your wife if she bought anything.
If she didn’t, think long and hard for 10 minutes about what you’ve spent money on.
If you still can’t figure out who spent the money, cancel your card and go take it up with your bank.
Posted on 8/2/19 at 6:52 am to Will Cover
If they didn't use the PIN number it rides VS/MC credit guidelines and you're covered. Bank will process a chargeback and you'll get your money back.
If they used your PIN, you're basically out of luck. Much more difficult to commit fraud while using a PIN.
You'll never know the source of how your data was obtained. And it is NOT safe to assume because you used your card at Target, that they are the source of your breech.
There are thousands of ways card data gets stolen including finding vulnerable online vendors and running scripts to run through card numbers to find valid ones. There are lots of safe guards against it but it happens at times.
If they used your PIN, you're basically out of luck. Much more difficult to commit fraud while using a PIN.
You'll never know the source of how your data was obtained. And it is NOT safe to assume because you used your card at Target, that they are the source of your breech.
There are thousands of ways card data gets stolen including finding vulnerable online vendors and running scripts to run through card numbers to find valid ones. There are lots of safe guards against it but it happens at times.
Posted on 8/2/19 at 7:10 am to Will Cover
So the charge took place out of town, while you were out of town? Yet the most recent use was at a Target where you live? Seems quite the coincidence that someone stole your card and ran away to use it in the same place you are now visiting. Highly highly unlikely. Are you sure no one got a hold of your card sometime on your trip? Were you in an airport? Sometimes those airport kiosks and stores show up with weird names.
Posted on 8/2/19 at 7:21 am to Will Cover
You went to target to scope out milfs and munch on 2 bags of popcorn huh?
Solid.
Solid.
Posted on 8/2/19 at 7:26 am to Will Cover
Call and report to your bank. If your bank is worth a crap, you will be reimbursed. I have Capital One and was refunded the same day.
Posted on 8/2/19 at 7:33 am to Will Cover
How did you only spend $5 at Target?
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