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At what age did you first fully fund Roth, HSA, and 401(k) up to match?

Posted on 7/18/19 at 1:56 pm
Posted by Mingo Was His NameO
Brooklyn
Member since Mar 2016
37536 posts
Posted on 7/18/19 at 1:56 pm
Title says it all.


24 for me.
Posted by Fusaichi Pegasus
Meh He Co
Member since Oct 2010
14693 posts
Posted on 7/18/19 at 1:56 pm to
22
Posted by GreatLakesTiger24
Member since May 2012
59496 posts
Posted on 7/18/19 at 1:58 pm to
I have more saved than the average boomer. Sad!
Posted by NfamousPanda
Central
Member since Jan 2016
1154 posts
Posted on 7/18/19 at 1:58 pm to
24
Posted by BabyTac
Austin, TX
Member since Jun 2008
16128 posts
Posted on 7/18/19 at 1:58 pm to
My first professional job out of college so 22ish.
Posted by jimbeam
University of LSU
Member since Oct 2011
75703 posts
Posted on 7/18/19 at 1:58 pm to
25 HSA/401
18 Roth
This post was edited on 7/18/19 at 1:59 pm
Posted by Mingo Was His NameO
Brooklyn
Member since Mar 2016
37536 posts
Posted on 7/18/19 at 1:58 pm to
quote:

I have more saved than the average boomer. Sad!


Me too..... This year...... By July
Posted by Pendulum
Member since Jan 2009
7969 posts
Posted on 7/18/19 at 2:00 pm to
As soon as they asked me what I want to contribute.

I usually try not to give up an opportunity for free money. Even if that means missing out on all the fun the Jones' are having right now!
Posted by sodcutterjones
Member since May 2018
1314 posts
Posted on 7/18/19 at 2:04 pm to
21
Posted by jclem11
Chief Nihilist
Member since Nov 2011
9628 posts
Posted on 7/18/19 at 2:05 pm to
22.
Posted by mikelbr
Baton Rouge
Member since Apr 2008
49041 posts
Posted on 7/18/19 at 2:06 pm to
Just remember, boys. From the day you say "I DO" HALF of your contributions to those accounts AND the interest going forward are hers.
401k's are essentially a scorned wife's "trump card" to get whatever the frick she wants from you in the divorce b/c she CAN make you cash that mfer out if you cant pony up her cut of your hard earned retirement.

This post was edited on 7/18/19 at 2:07 pm
Posted by fillmoregandt
OTM
Member since Nov 2009
14368 posts
Posted on 7/18/19 at 2:09 pm to
quote:

My first professional job out of college so 22ish.

Posted by lsucoonass
shreveport and east texas
Member since Nov 2003
69772 posts
Posted on 7/18/19 at 2:10 pm to
I don’t do any of that
Posted by Cosmo
glassman's guest house
Member since Oct 2003
130111 posts
Posted on 7/18/19 at 2:10 pm to
33
Posted by hottub
Member since Dec 2012
3653 posts
Posted on 7/18/19 at 2:11 pm to
Early 20’s on the Roth but haven’t funded it in a while

Never had a HSA

Never had matching but funded TSP/401k to personal limits since 22.
Posted by Janky
Team Primo
Member since Jun 2011
35957 posts
Posted on 7/18/19 at 2:11 pm to
quote:

b/c she CAN make you cash that mfer out if you cant pony up her cut of your hard earned retirement.


No she can't. She can only get what is hers based on the QDRO. The remainder stays put for you.
Posted by lsucoonass
shreveport and east texas
Member since Nov 2003
69772 posts
Posted on 7/18/19 at 2:12 pm to
How much you pair in child support
1680, one kiddo
Posted by thelsutigers
Dallas, TX
Member since Nov 2009
3482 posts
Posted on 7/18/19 at 2:12 pm to
How old were you when you maxed out the contributions before being penalized?
This post was edited on 7/18/19 at 2:13 pm
Posted by Pettifogger
I don't really care, Margaret
Member since Feb 2012
86609 posts
Posted on 7/18/19 at 2:12 pm to
This is the OT

None of us have ever been eligible for a Roth
Posted by thelsutigers
Dallas, TX
Member since Nov 2009
3482 posts
Posted on 7/18/19 at 2:13 pm to
You can have a Roth within your 401k.
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