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re: Personal Stories of ACA in WV, powerful article

Posted on 3/13/17 at 10:06 am to
Posted by Bard
Definitely NOT an admin
Member since Oct 2008
52037 posts
Posted on 3/13/17 at 10:06 am to
quote:

Is the premium increase and deductible increase worth the healthcare of the people highlighted in this piece?



That's not the question you should be asking. The question should be "Is the premium increase and deductible increase worth the greater annual deficits and ultimately driving up the debt even more?"

The problem with the whole ACA/AHA mindset is that it forces those that have to become responsible for those that have not. Philanthropy is a just and wonderful activity, but to mandate that people must be philanthropic or risk reprisal does little more than create resentment and push against the very cause you're trying to aid.
Posted by KCT
Psalm 23:5
Member since Feb 2010
38911 posts
Posted on 3/13/17 at 10:07 am to
I wonder where all those poor people are getting the money to pay the partial premiums plus something like a $2,000 deductible? $3,000 or so dollars out of their own pockets before they see a dime of benefits?

Obamacare was a clusterfrick, and it's only getting worse.
Posted by BulldogXero
Member since Oct 2011
9795 posts
Posted on 3/13/17 at 10:07 am to
quote:

It's not about what I think... It's what the data shows. A whole lot of people simply don't know.


It's not that they don't know. They don't think about it. Especially young people think that they can basically do whatever they want and eat whatever they want and be fine. They only need to start watching what they eat when they're over 30, but that's just not always the case. You can know that something is bad for you but just not realize or appreciate the consequences.

Most American families don't watch what they eat. They may not necessarily consume large quantities of friend foods or eat fast foods every single night, but the average American family isn't counting calories or making sure they get their adequate servings of fruits/vegetables every day.

The real problem is the American diet is so far removed from what is actually healthy. We are inundated with advertisements for products that are terrible for our bodies, and we have to pay so much more money for organic foods which are actually good for us.
This post was edited on 3/13/17 at 10:11 am
Posted by doubleb
Baton Rouge
Member since Aug 2006
36594 posts
Posted on 3/13/17 at 10:08 am to
quote:

Why you hate natural gas?


I don't I like the free market, but I do hate govt. over regulating industries.

You don't believe Obama's policies had an affect on the coal industry? The record is clear that it did.

Was it the only reason coal mines closed? Certainly not, but it was definitely a big reason.

And btw, if the leftists were given their wish; fracking would be curtailed too as would natural gas usage. But that's another story.
This post was edited on 3/13/17 at 10:09 am
Posted by joshnorris14
Florida
Member since Jan 2009
45388 posts
Posted on 3/13/17 at 10:09 am to
quote:

When these people show up at emergency rooms without the ability to pay, the bill will go to all of us. So you may want to talk to your wallet again.


I just talked to it again, it is still unaffected.

Posted by redfishfan
Baton Rouge
Member since Oct 2015
4425 posts
Posted on 3/13/17 at 10:13 am to
The true problem is these poor people that are unhealthy got that way on the tax payer dime. Food stamps needs to be reformed big time. The tax payer feeds little Susie from birth. When little Susie becomes big Susie the tax payers again are on the hook for her healthcare cost. So Susie is fed from cradle to grave and her healthcare is paid for from cradle to grave. The taxpayer is one the hook for about a quarter million just on Susie. Oh and by the way Susie had 3 kids and the cycle just keeps on going.
Posted by doubleb
Baton Rouge
Member since Aug 2006
36594 posts
Posted on 3/13/17 at 10:15 am to
quote:

A whole lot of people simply don't know.


I find that hard to believe. Who doesn't know cigs are bad? Who doesn't know food makes you fat?

Just because people buy stuff that's bad for them, or eat too much doesn't mean they don't understand what's going on.

quote:

Or maybe they can innovate and make a profit in other ways. I read that bottled water is now the largest profit center for these companies. They will be ok.


Sure they can, but it's not the government's job to orchestrate change simply because they want to play big brother.

If a guy wants to buy a can of Pepsi, why should he be taxed through the nose because another guy buying a can of Pepsi is too fat?

Posted by BulldogXero
Member since Oct 2011
9795 posts
Posted on 3/13/17 at 10:20 am to
quote:

The true problem is these poor people that are unhealthy got that way on the tax payer dime. Food stamps needs to be reformed big time. The tax payer feeds little Susie from birth. When little Susie becomes big Susie the tax payers again are on the hook for her healthcare cost. So Susie is fed from cradle to grave and her healthcare is paid for from cradle to grave. The taxpayer is one the hook for about a quarter million just on Susie. Oh and by the way Susie had 3 kids and the cycle just keeps on going.


People should be encouraged to work. I certainly do not agree with government handouts for any extended length of time to people who are not working.

I think though that you are focusing only on those who abuse the system. Not everyone has diabetes because they bought Oreo cookies with their food stamps.
Posted by SpqrTiger
Baton Rouge
Member since Aug 2004
9294 posts
Posted on 3/13/17 at 10:22 am to
After the huge increase in premiums and deductibles I've experienced over the last few years thanks to Obamacare, I couldn't care less about "feel good" stories related to poor people getting health insurance and access to treatment.

Obamacare doesn't care about ME. It cares about THEM. I shell out close to $600 every month for health insurance I don't want, with a $6,000 deductible I will never scratch in any given year. I'm one of many who is paying premiums to subsidize OTHERS.

In short, if they die, (theoretically) I'll be better off. That's one less person I have to pay for. Terrible attitude? Yes. I agree. But it's the truth. I can't feel good about paying a lot more for the same shitty coverage that someone else gets, for less (or, for free).
Posted by Gaspergou202
Metairie, LA
Member since Jun 2016
13519 posts
Posted on 3/13/17 at 10:24 am to
quote:

The progressive approach would be a public option. That was killed by Joe Lieberman so we got a non-ideal, compromise.

So you want us all to be put on a VA go away and die list! Single payer, yea that's the way!

It's childishly simple to love free-shite give aways. Momma buy me that candy bar. Daddy I want a new bike for Christmas.

YOU want US to pay for your favorite welfare program.

But free shite IS NOT FREE. In addition to my $60,000+ share of the national debt I now have the honor of paying a butt load more for a one size fits all plan that doesn't cover what I want, but covers what my family doesn't need. We wait longer for an appointment, pay higher copays and deductibles, receive lower quality care from overworked and hurried doctors, and pay 3X more for prescriptions! It's like buying a Soviet era shirt, if you wait in long lines you get an ugly shirt, that doesn't fit, has missing buttons, and will fall apart quickly.

You have the unmitigated gall to tell me what my family can afford!



You have NO CLUE concerning the good I could have done for my family and community with the money that you and your ilk force me to pay for your free-shite welfare give away.

My neighbor had to drop his family's dental plan because of the "taxes" he had to pay for his Obamacare increases!

Instead of being proud of advocating for your favorite government give away program,YOU SHOULD BE ASHAMED!!!!
Posted by BulldogXero
Member since Oct 2011
9795 posts
Posted on 3/13/17 at 10:24 am to
quote:

In short, if they die, (theoretically) I'll be better off. That's one less person I have to pay for. Terrible attitude? Yes. I agree. But it's the truth. I can't feel good about paying a lot more for the same shitty coverage that someone else gets, for less (or, for free).


For Democrats to champion the middle class as much as they do, it's the middle class that is continually screwed over with a lot of these policies. The rich can pay for their own care. The poor get it free. The middle class gets boned with high premiums to help pay for those who get it for free.
Posted by The Spleen
Member since Dec 2010
38865 posts
Posted on 3/13/17 at 10:25 am to
quote:

The true problem is these poor people that are unhealthy got that way on the tax payer dime. Food stamps needs to be reformed big time. The tax payer feeds little Susie from birth. When little Susie becomes big Susie the tax payers again are on the hook for her healthcare cost. So Susie is fed from cradle to grave and her healthcare is paid for from cradle to grave. The taxpayer is one the hook for about a quarter million just on Susie. Oh and by the way Susie had 3 kids and the cycle just keeps on going.




I've often wondered, and this isn't sprecifically directed at you, but just a general thought....

Surely most everyone here that is on a group plan through their employer has someone in their office that is unhealthy. They stink up the breakroom with their Hungry Man microwaved dinner, stink up the exit doors smoking several times a day, keep the vending machine guy in business with their 5 Coke a day habit, etc. Those people are factored into your health insurance premiums, and probably have a more direct impact on your wallet than someone on Medicaid does.


Though I do agree welfare reform is needed.
Posted by bluestem75
Dallas, TX
Member since Oct 2007
3300 posts
Posted on 3/13/17 at 10:27 am to
quote:

Send me a story about the middle class people who died b/c of Obamacare and I'll read and we can discuss as well


They will when the Obamacare market busts bc it's unsustainable. These people are destined to be without coverage if the ACA remains in place as is.
Posted by WildTchoupitoulas
Member since Jan 2010
44071 posts
Posted on 3/13/17 at 10:35 am to
quote:

I do hate govt. over regulating industries.


The EPA excludes most mine tailings from the production of coal:

20 Mineral Processing Wastes Covered by the Mining Waste Exclusion:

Slag from primary copper processing
Slag from primary lead processing
Red and brown muds from bauxite refining
Phosphogypsum from phosphoric acid production
Slag from elemental phosphorous production
Gasifier ash from coal gasification
Process wastewater from coal gasification
Calcium sulfate wastewater treatment plant sludge from primary copper processing
Slag tailings from primary copper processing
Flurogypsum from hydrofluoric acid production
Process wastewater from hydrofluoric acid production
Air pollution control dust/sludge from iron blast furnaces
Iron blast furnace slag
Treated residue from roasting/leaching of chrome ore
Process wastewater from primary magnesium processing by the anhydrous process
Process wastewater from phosphoric acid production
Basic oxygen furnace and open hearth furnace air pollution control dust/sludge from carbon steel production
Basic oxygen furnace and open hearth furnace slag from carbon steel production
Chloride process waste solids from titanium tetrachloride production
Slag from primary zinc processing

Sometimes regulations work:

in 1989, the U.S. Congress passed a series of amendments to the Clean Air Act. Title IV of these amendments established the Acid Rain Program, a cap and trade system designed to control emissions of sulfur dioxide and nitrogen oxides. Title IV called for a total reduction of about 10 million tons of SO2 emissions from power plants. It was implemented in two phases. Phase I began in 1995, and limited sulfur dioxide emissions from 110 of the largest power plants to a combined total of 8.7 million tons of sulfur dioxide. One power plant in New England (Merrimack) was in Phase I. Four other plants (Newington, Mount Tom, Brayton Point, and Salem Harbor) were added under other provisions of the program. Phase II began in 2000, and affects most of the power plants in the country.

During the 1990s, research continued. On March 10, 2005, EPA issued the Clean Air Interstate Rule (CAIR). This rule provides states with a solution to the problem of power plant pollution that drifts from one state to another. CAIR will permanently cap emissions of SO2 and NOx in the eastern United States. When fully implemented, CAIR will reduce SO2 emissions in 28 eastern states and the District of Columbia by over 70% and NOx emissions by over 60% from 2003 levels.[28]

Overall, the program's cap and trade program has been successful in achieving its goals. Since the 1990s, SO2 emissions have dropped 40%, and according to the Pacific Research Institute, acid rain levels have dropped 65% since 1976.[29][30] Conventional regulation was used in the European Union, which saw a decrease of over 70% in SO2 emissions during the same time period.[31]

In 2007, total SO2 emissions were 8.9 million tons, achieving the program's long-term goal ahead of the 2010 statutory deadline.[32]

In 2007 the EPA estimated that by 2010, the overall costs of complying with the program for businesses and consumers would be $1 billion to $2 billion a year, only one fourth of what was originally predicted.[29] Forbes says: In 2010, by which time the cap and trade system had been augmented by the George W. Bush administration’s Clean Air Interstate Rule, SO2 emissions had fallen to 5.1 million tons. [33]

- wiki
Posted by Bench McElroy
Member since Nov 2009
33992 posts
Posted on 3/13/17 at 10:35 am to
quote:

Thanks for the reminder. The 400% premium increase and 250% increase in deductible over the last few years didn't do enough to remind me.



The moral of your story is frick insurance companies. There's only two ways to drive down health insurance costs in the long run. One is by eliminating private health insurance altogether with single payer. The other way is by introducing public option which would create competition for private health insurance companies and force them to lower costs.
Posted by redfishfan
Baton Rouge
Member since Oct 2015
4425 posts
Posted on 3/13/17 at 10:41 am to
quote:

I think though that you are focusing only on those who abuse the system. Not everyone has diabetes because they bought Oreo cookies with their food stamps.


No doubt we have generation after generation of families in this country that just live off the government. We have to make them struggle a little to want to make a better life for themselves. When they get food, shelter, and healthcare paid for then there isn't a lot of incentive to improve your life. Make food stamps bare essentials only. Medicaid shouldn't be paying for Sharron's 4 kids Addys every month because she's a shitty parent.
Posted by redfishfan
Baton Rouge
Member since Oct 2015
4425 posts
Posted on 3/13/17 at 10:42 am to
quote:

Surely most everyone here that is on a group plan through their employer has someone in their office that is unhealthy. They stink up the breakroom with their Hungry Man microwaved dinner, stink up the exit doors smoking several times a day, keep the vending machine guy in business with their 5 Coke a day habit, etc. Those people are factored into your health insurance premiums, and probably have a more direct impact on your wallet than someone on Medicaid does.


But at least this slob is paying for his healthcare. He at least has "skin in the game".
Posted by mule74
Watersound Beach
Member since Nov 2004
11332 posts
Posted on 3/13/17 at 10:44 am to
Funny you should mention WV. Let me share with you the other side of that coin ...

LINK
Posted by doubleb
Baton Rouge
Member since Aug 2006
36594 posts
Posted on 3/13/17 at 10:46 am to
So what????

I hate govt. over regulating our economy, and you post regulations that indicate nothing really.

I never said I was against govt. regulations.
Posted by The Spleen
Member since Dec 2010
38865 posts
Posted on 3/13/17 at 10:54 am to
quote:

But at least this slob is paying for his healthcare.



What's the minimum threshold for having skin in the game? Most able-bodied people on Medicaid have jobs.
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