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Started By
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New bank help: Chase, Simple, or Regions
Posted on 1/30/14 at 9:57 pm
Posted on 1/30/14 at 9:57 pm
(no message)
This post was edited on 12/21/17 at 2:56 pm
22
Posted on 1/30/14 at 9:59 pm to bluemoons
quote:
Simple
Posted on 1/30/14 at 10:00 pm to bluemoons
Regions
Posted on 1/30/14 at 10:00 pm to bluemoons
Chase - very broad and national, they have no minimum balance fee so you never have to worry about that.
I actually had capital one, they invoked a "minimum $500" or something of that sort on every bank statement or they'll charge some % fee. I promptly closed out that account and opened with Chase because they had no minimum requirement (esp. for students)
I actually had capital one, they invoked a "minimum $500" or something of that sort on every bank statement or they'll charge some % fee. I promptly closed out that account and opened with Chase because they had no minimum requirement (esp. for students)
This post was edited on 1/30/14 at 10:01 pm
Posted on 1/30/14 at 10:04 pm to bluemoons
Chasé
Posted on 1/30/14 at 10:05 pm to bluemoons
OIB
Posted on 1/30/14 at 10:09 pm to bluemoons
I have Chase and regions. I like them bothand have no issues either way but Chase is ahead in the online banking category.
Posted on 1/30/14 at 10:10 pm to bluemoons
Been with Regions 20 years, never f'd me over in any way. (service has been great too)
Posted on 1/30/14 at 10:16 pm to bluemoons
Credit Unions > Banks
Most Credit Unions are linked up to the same network, so you can access your money across the country. While their mobile apps lack behind the big banks, they still work just fine. My Credit Union does not charge an overdraft fee. They don't require a minimum balance, have a monthly service fee, etc. A book of checks are $8. Their interest rates often times are better than banks. Their CC interest rates are usually lower than banks.
Most Credit Unions are linked up to the same network, so you can access your money across the country. While their mobile apps lack behind the big banks, they still work just fine. My Credit Union does not charge an overdraft fee. They don't require a minimum balance, have a monthly service fee, etc. A book of checks are $8. Their interest rates often times are better than banks. Their CC interest rates are usually lower than banks.
Posted on 1/30/14 at 10:16 pm to bluemoons
I have regions and have never had a problem with them...I have never had to pay a fee though I do keep a pretty high balance....
my main reason for chosing them was the availability of branches with atm locations in the areas that I travel...whatever you chose, be sure they have branches in the areas that you travel and places that you may relocate to in order to keep your existing account in the event you relocate....
my main reason for chosing them was the availability of branches with atm locations in the areas that I travel...whatever you chose, be sure they have branches in the areas that you travel and places that you may relocate to in order to keep your existing account in the event you relocate....
Posted on 1/30/14 at 10:24 pm to bluemoons
I love Regions. They've always been great to me and my family. I've not had a single problem from them since I joined them 10 years or so ago.
Posted on 1/30/14 at 10:26 pm to bluemoons
chase is great, for every reason you said.. and you can use the atm at walgreens for free, in case you're in an area that doesn't have chase bank..
Posted on 1/30/14 at 10:32 pm to bluemoons
I've been banking with Investar for a short while, no bad experiences yet, and a pretty good interest rate on my accounts--(1.98% and 0.6%). They only have a few branches though, which is why you're leaving your current bank...
Posted on 1/30/14 at 10:40 pm to bluemoons
Chase. I just looked into Simple two days ago...and I think I'm gonna stick with Chase for now.
Posted on 1/30/14 at 10:46 pm to bluemoons
The OT banks in private banking. So out of your choices, Chase
Posted on 1/30/14 at 11:35 pm to bluemoons
I hate Chase. I bank locally now.
Posted on 1/30/14 at 11:35 pm to bluemoons
Heads up with Regions: the maximum you can deposit with the mobile app is ~$500/day and only $2k/month. Kinda worthless.
Posted on 1/31/14 at 12:03 am to bluemoons
Regions and Capitol one have been good to me...
Posted on 1/31/14 at 2:55 am to bluemoons
If you're going to be traveling at all and think you'll need access to a branch go with Chase.
As far as the fees are concerned, I know the minimum balance fee is normally waived if you have direct deposit or use your debit card for a certain number of purchases every month.
Why is Capital One not on your list? I've been with them for a long time (since they were Hibernia) and I've never had a problem. They also have branches nationwide in some places. I'd look into them.
I've never heard of Simple, I wouldn't put my money into a bank I've never even heard of.
Regions is a good bank, I've never dealt with them personally though. A friend of mine's mom is an Exec. VP with them so I have to give them props.
As far as the fees are concerned, I know the minimum balance fee is normally waived if you have direct deposit or use your debit card for a certain number of purchases every month.
Why is Capital One not on your list? I've been with them for a long time (since they were Hibernia) and I've never had a problem. They also have branches nationwide in some places. I'd look into them.
I've never heard of Simple, I wouldn't put my money into a bank I've never even heard of.
Regions is a good bank, I've never dealt with them personally though. A friend of mine's mom is an Exec. VP with them so I have to give them props.
Posted on 1/31/14 at 10:35 am to bluemoons
Chase does charge more fees but I switched there because they have branches EVERYWHERE in Arizona.
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