Ford Frenzy

Bake the greens and grow the rough. Always the easy fix

I'd take Bryson, Rahm, Brooks (already got), Leishman, Varner III, and Louie....that's good with me

Cam Smith seems a bit smug he can go F off

It really sucks that enjoying and following LSU football which I did as a kid religiously is something I will not get to do as a parent

McNeese gonna McNeese

brilliant idea...if you're good at it...terrible if you're not

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but did the headbutt happen before the game officially ended?

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do we know this answer yet?

Such a fricktard LSU move

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If you truly have nothing invested for retirement at age 40, then in my opinion you should maximize your traditional tax deferred savings before doing any Roth. The reason is that when you retire, at least some of your income will be taxed in the lowest brackets, whereas if you contribute to Roth now it will be taxed at your highest marginal rate.

There are other ways of looking at it, and we never know what future tax rates will be, but you'd be paying 22-24% Fed on your Roth savings now, but maybe only have an effective tax rate of 12% in retirement. Doesn't mean not to save in the Roth, just that your bang for the buck right now is maximum tax deferred before you do any Roth.

The Roth has many advantages which go beyond just the tax issues, so it's not always about the math, but at 40 years old and no savings and a good income.....defer.

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Which again makes the HSA the best of both

Couple of paper or wood/chip mills, school system, insurance, but quite a few more self employed folks than you 'd imagine

You'd be greatly surprised tbh

this situation is simple, she was a narcistic bitch who thought she could get away with anything and loves attention...not her kids, don't let her attorneys' comments fool anyone.

where is SFP at in this thread, he was praising her "undefeated attorney" at the beginning