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Dave Ramsey radio show
Posted on 1/2/13 at 9:00 am
Posted on 1/2/13 at 9:00 am
Anybody listen?
102.5 The Game (sports) in Nashville is debuting their new lineup today and Dave Ramsey has a 3 hour slot. I am somewhat excited but I can see this getting old in a couple of months hearing about paying off debt, no credit cards, etc.
My question, what should I expect? Does he take callers? Talk about stocks, metals, etc, or just focus on basics?
102.5 The Game (sports) in Nashville is debuting their new lineup today and Dave Ramsey has a 3 hour slot. I am somewhat excited but I can see this getting old in a couple of months hearing about paying off debt, no credit cards, etc.
My question, what should I expect? Does he take callers? Talk about stocks, metals, etc, or just focus on basics?
13
Posted on 1/2/13 at 9:03 am to OnTheBrink
the only entertainment for someone who is not a financial dumbass is to be amused listening to people that are financial dumbasses (75% of the show).
Posted on 1/2/13 at 9:11 am to OnTheBrink
"Make more money. Reduce your expenses." - Dave Ramsey
Posted on 1/2/13 at 9:16 am to OnTheBrink
Listen to him. He went rock bottom and turned it around.
He takes all different types of calls. majority are getting debt free.
95% on TD would benefit except for the 5% OT ballers.
He takes all different types of calls. majority are getting debt free.
95% on TD would benefit except for the 5% OT ballers.
Posted on 1/2/13 at 9:25 am to OnTheBrink
I've been listening for several years whenever I am in the car during his slot. Callers ask plenty of questions not related to paying off debt. Inheritance strategies, teaching kids about money, real estate, taxes, etc. I find it pretty educational.
Posted on 1/2/13 at 10:42 am to OnTheBrink
I tune in from time to time but it gets old listening to all the retards that call in with 50K worth of CC debt and 150K of student loans and a general studies degree. I like his overall message though.
Posted on 1/2/13 at 10:51 am to OnTheBrink
What station and what time can I find his show here in Baton Rouge?
Posted on 1/2/13 at 10:58 am to OnTheBrink
I love it when people call with questions besides how to get out of debt. Only thing I don't see eye to eye with him on is a credit card.
Posted on 1/2/13 at 11:35 am to OnTheBrink
I don't agree with his investment advice (mutual funds only). But I 100% agree with his stance on debt.
Personally Dave buys mutual funds for his stock market exposure. He also invests in real estate which he buys on a cash basis.
For someone who isn't going to put in the time (it takes several years of watching and trading to truly understand the market IMO) and take the punishment that comes in stock investing/speculation, mutual funds and real estate are probably a good way to go for most people.
quote:
Talk about stocks, metals, etc
Personally Dave buys mutual funds for his stock market exposure. He also invests in real estate which he buys on a cash basis.
For someone who isn't going to put in the time (it takes several years of watching and trading to truly understand the market IMO) and take the punishment that comes in stock investing/speculation, mutual funds and real estate are probably a good way to go for most people.
Posted on 1/2/13 at 12:20 pm to OnTheBrink
I disliked him for a while. Then I realized there is a large percentage of the population who needs to listen to his every word, because they are financially retarded. Personally I would be much poorer if I followed his advice, but I understand his message is not directed towards me.
I wish he would take one day a week for a more financially advanced listener, but again I also understand he needs to be steadfast in his message.
Where I disagree completely, is anytime in history you can borrow up to 417k at 3.375 fixed for 30 years, you do so. Not saying you have to take full amount, but 3.375 is ridiculously cheap money.
I wish he would take one day a week for a more financially advanced listener, but again I also understand he needs to be steadfast in his message.
Where I disagree completely, is anytime in history you can borrow up to 417k at 3.375 fixed for 30 years, you do so. Not saying you have to take full amount, but 3.375 is ridiculously cheap money.
This post was edited on 1/2/13 at 12:27 pm
Posted on 1/2/13 at 1:17 pm to OnTheBrink
Summary: Have an emergency fund, live within your means, get out of debt using the snowball method, invest 15% of pretax income in retirement accounts (i.e. growth mutual funds).
Posted on 1/3/13 at 6:20 am to OnTheBrink
I used to listen to it but it just gets to be a beat down with all these sob stories.
Posted on 1/3/13 at 7:59 am to OnTheBrink
Glad he's off 99.7. He interferred with my Phil Valentine fix!
He's a grand marketer with an extremely loyal following, expressing age-old statements to those who don't implement age-old statements. No hate here for him. He seems to offer advice to those who listen to him, but his economic philosophies only apply to a certain demographic. He's not for everyone, like any other radio personality.
He's a grand marketer with an extremely loyal following, expressing age-old statements to those who don't implement age-old statements. No hate here for him. He seems to offer advice to those who listen to him, but his economic philosophies only apply to a certain demographic. He's not for everyone, like any other radio personality.
Posted on 1/4/13 at 11:51 am to OnTheBrink
My favorite was when he was railing about specifically purchasing term life with the shortest possible term (10/15 years).
The VERY next caller says he is terminal, his 15 year term has expired, was too expensive to renew, he was uninsurable elsewhere, and what should he do.
Dave never addressed the hole in his logic or why it might be a better idea to pay a little more for that 30 year term.
And that's the problem, it's not one size fits all. So I get frustrated as I listen.
Overall though, Dave just gives common sense solid advice.
The VERY next caller says he is terminal, his 15 year term has expired, was too expensive to renew, he was uninsurable elsewhere, and what should he do.
Dave never addressed the hole in his logic or why it might be a better idea to pay a little more for that 30 year term.
And that's the problem, it's not one size fits all. So I get frustrated as I listen.
Overall though, Dave just gives common sense solid advice.
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