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Started By
Message
How long for Home Loan Pre-Qualification/Pre-Approval?
Posted on 5/5/11 at 2:14 pm
Posted on 5/5/11 at 2:14 pm
I'm about 95% sure this guys has just been fricking around on me......
How long does it generally take to get an asnwer on pre-qualification/pre-approval?
My wife and I want to know what we can and can't spend on a home before we go out and start making decisions.
It's coming up on 3 weeks now that this guy has had every bit of our paperwork this company required to make this determination.
Am I right? or is this a process that could have been done a long time ago? My wife called today and he said "he's done with '09 and is working on '10 and will call back within the hour."
Like I said, my guess is he hasn't done shite on this work.
How long does it generally take to get an asnwer on pre-qualification/pre-approval?
My wife and I want to know what we can and can't spend on a home before we go out and start making decisions.
It's coming up on 3 weeks now that this guy has had every bit of our paperwork this company required to make this determination.
Am I right? or is this a process that could have been done a long time ago? My wife called today and he said "he's done with '09 and is working on '10 and will call back within the hour."
Like I said, my guess is he hasn't done shite on this work.
This post was edited on 5/5/11 at 2:15 pm
5
Posted on 5/5/11 at 2:16 pm to Prominentwon
I got mine in 2 hours
Posted on 5/5/11 at 2:16 pm to Prominentwon
Shouldn't take more than a couple of days at the absolute most.
Posted on 5/5/11 at 2:46 pm to Prominentwon
quote:
Prominentwon
Are either of you self-employed?
I can't give you an answer on how long it takes, I just know the industry has changed in the past couple of years. What used to take a couple of days now can take weeks or months. Alot of the mortgage companies cut back their employees.
Posted on 5/7/11 at 10:27 pm to Prominentwon
Our mortgage guy had our pre approval within 30 minutes. Thankfully my wife has killer credit score.
Posted on 5/9/11 at 4:29 pm to Prominentwon
It takes longer for poor people to get qualified.
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