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Started By
Message
Thanks To Democrats, Seniors’ Healthcare Costs Are Skyrocketing
Posted on 9/29/25 at 9:30 am
Posted on 9/29/25 at 9:30 am
Thanks To Democrats, Seniors’ Healthcare Costs Are Skyrocketing
As Milton Friedman always said, governments cause inflation. Thus, the government is behind the massive increase in college tuition. That affects a lot of people, but what affects even more is health care. Join me as I explain how the falsely named Affordable Care Act (ACA) (Obamacare) and Inflation Reduction Act (IRA) have caused massive inflation in healthcare and health insurance costs since 2009.
In 2009, when the average cost of an individual health policy was under $100 and family coverage was under $400, democrats decided that health insurance cost too much, and too many didn’t have coverage.
Therefore, without any Republican support, they wrote a 1,000-page bill. They called the bill the “Affordable Care Act,” a misnomer intended to mislead the American people into supporting the bill. The mostly compliant media went along and chastised those who dared question the bill.
There were thousands of pages of additional regulations and many new taxes, along with the takeover of student loans, to pretend the bill was paid for. Democrats also falsely told the public that the bill would substantially lower premiums.
In fact, the bill took away freedom of choice and reduced competition. It got rid of lifetime and annual limits, so small and medium-sized companies couldn’t afford the risk. There was also no incentive for medical providers to control costs.
LINK
As Milton Friedman always said, governments cause inflation. Thus, the government is behind the massive increase in college tuition. That affects a lot of people, but what affects even more is health care. Join me as I explain how the falsely named Affordable Care Act (ACA) (Obamacare) and Inflation Reduction Act (IRA) have caused massive inflation in healthcare and health insurance costs since 2009.
In 2009, when the average cost of an individual health policy was under $100 and family coverage was under $400, democrats decided that health insurance cost too much, and too many didn’t have coverage.
Therefore, without any Republican support, they wrote a 1,000-page bill. They called the bill the “Affordable Care Act,” a misnomer intended to mislead the American people into supporting the bill. The mostly compliant media went along and chastised those who dared question the bill.
There were thousands of pages of additional regulations and many new taxes, along with the takeover of student loans, to pretend the bill was paid for. Democrats also falsely told the public that the bill would substantially lower premiums.
In fact, the bill took away freedom of choice and reduced competition. It got rid of lifetime and annual limits, so small and medium-sized companies couldn’t afford the risk. There was also no incentive for medical providers to control costs.
LINK
9
Posted on 9/29/25 at 9:37 am to djmed
Obama's Legacy - Affordable Care Act (ACA) (Obamacare) is a piece of shite like him.
Posted on 9/29/25 at 9:43 am to djmed
While I'll agree that Obama and this POS bill they pushed through is driving up health care costs... Republicans had a chance to fix it and didn't... Also, Republicans beholden to big pharma are guilty of driving up costs in that area significantly as well...
Bottom line, our government hasn't had our best interests at heart for a very long time...
Bottom line, our government hasn't had our best interests at heart for a very long time...
Posted on 9/29/25 at 9:45 am to djmed
I have a coworker who is trying to retire right now and I really feel bad for him. He's retirement aged, but wanted to work another three years to pad his bank account a bit more. Unfortunately, health concerns have forced his hand.
Ten years ago, what he had in the bank was enough to sustain him for the rest of his life if he'd walked away right then and there. He has only added to that money since then, but now with the costs of literally everything so high, he basically said he has to hope he dies in the next 10 years.
We've got big problems here, with senior living costs, homelessness and overall economic wellbeing among the population at large, but we're still sending tens of billions upon tens of billions of dollars to places like Israel and Ukraine. I Don understand it. Why do we have the means to take care of ourselves but we choose other nations instead?
Ten years ago, what he had in the bank was enough to sustain him for the rest of his life if he'd walked away right then and there. He has only added to that money since then, but now with the costs of literally everything so high, he basically said he has to hope he dies in the next 10 years.
We've got big problems here, with senior living costs, homelessness and overall economic wellbeing among the population at large, but we're still sending tens of billions upon tens of billions of dollars to places like Israel and Ukraine. I Don understand it. Why do we have the means to take care of ourselves but we choose other nations instead?
Posted on 9/29/25 at 9:46 am to The Maj
That is true and we can thank that traitor McCain for prolonging the misory.
Posted on 9/29/25 at 9:47 am to TigerAxeOK
quote:
Why do we have the means to take care of ourselves but we choose other nations instead?
Not nearly as easy to launder money inside the US...
Posted on 9/29/25 at 9:52 am to djmed
Rs now have another chance to resend it.
Thanks Obama........ when the ACA was passed my insurance went up 1000%.
Than the thumbs down from the back stabber RINO.
Thanks Obama........ when the ACA was passed my insurance went up 1000%.
Than the thumbs down from the back stabber RINO.
Posted on 9/29/25 at 9:55 am to G I Jeaux
So why can't ACA be repealed now?
Posted on 9/29/25 at 9:57 am to djmed
Always projecting. I remember the "granny off the cliff in a wheelchair" advertisements this party had.
Vile people.
Vile people.
Posted on 9/29/25 at 10:00 am to The Torch
quote:
Obama's Legacy - Affordable Care Act (ACA) (Obamacare) is a piece of shite like him.
Honestly, I cannot think of a single piece of legislation that personally hurt me more than Obamacare. Yeah, other POTUS's have raised taxes here and there, and it's irritating, but nothing like Obamacare.
There is a STARK line in the cost of insurance premiums pre and post 2012. And it's not just the premium increases. It's the soaring deductible/OOP costs that these expensive policies have AND the limited network.
As a business owner, it is one of the largest overhead expenses I have.
For the life of me, I cannot understand why Rs have not made this an issue. This is an 80/20 issue, IMHO. Most people get their insurance from their employee and have been asked to pay more and more every single year, while getting less coverage.
But we have moved from eliminating Obamacare to actually saving it.
This post was edited on 9/29/25 at 10:02 am
Posted on 9/29/25 at 10:08 am to djmed
My wife and I are both retired and both of us use Silverscript as our pharmacy insurance. We both only take one pill a day. Both of our premiums were $23 a month apiece. We got notified last week that each premium was jumping from $23 to $73 a month per person.We called the company and said wth and they could not give us a reason for the increase other than it was tied to Medicare mandates. 
Posted on 9/29/25 at 10:09 am to The Maj
quote:
Republicans had a chance to fix it and didn't...
John fricking McCain. May he rot in hell.
Posted on 9/29/25 at 10:34 am to Ten Bears
quote:
not just the premium increases. It's the soaring deductible/OOP costs
Luckily (I guess) I work in Corporate America for a large company so we have large group BC/BS Texas Health Insurance.
Since Obamacare the premiums have gone up probably 400% , I pay $506.00 monthly for me and one kid. That's one third of my part + dependent, the company pays two thirds so It's $18,000 a year.
The Deductibles and CoPays have also quadrupled, ours is $5,000 , we've used it twice in the past 5-6 years and both times I got stuck with a bill around 5K.
So we pay 4x as much for an inferior product
It does cover Rx and Dr's visits at a small copay but I could pay that shite out of pocket for way less than 18K a year.
Obama's bitch arse Posted on 9/29/25 at 11:24 am to The Torch
quote:
So we pay 4x as much for an inferior product
And again, this was always the obvious end result.
If they had wanted to make sure everyone in the country had a catastrophic-only insurance policy (which is what your policy is when it has a $7,000 deductible), they could have just bought every person in the country who didn't have one or whose income range was too high for Medicaid but too low to afford a plan at taxpayer expense and it would have cost a tiny fraction of what the ACA debacle has been, AND it wouldn't have caused premiums and deductibles to explode.
But that's not what they wanted.
People have to understand a couple of things.
First, most of the people who didn't have such a catastrophic plan but who couldn't qualify for Medicaid didn't have one because they chose not to buy one. Not because they couldn't afford it.
Even after the ACA went into effect and it was against the law not to have health insurance and it would have been completely on the taxpayer's dime, many of those people would not fill out the paperwork to get one. I know an NP who works in the local hospital ER. Using the ER as primary health care didn't stop or even slow down after the ACA. That's what the mindless low IQ Walking Dead did before the ACA, and they saw no reason to stop just because Obama took your money to pay for a policy for them. The NP spent years telling the zombies in the ER they were breaking the law by not having insurance. They couldn't have cared less.
[Sidebar, but this is the fundamental mistake that people on both sides of the political aisle constantly make. They assume that people in the lower socio-economic strata of the US think like those in the middle and the upper. They don't. And 90% of them never will, regardless of what additional opportunities you give them. And on the Republican side, they don't and 90% of them never will regardless of what you threaten them with.]
Secondly, the ACA was basically written by health insurance companies and the incentive embedded from the beginning was to actually balloon health care costs.
Think about it. The ACA capped profits at a certain percentage of revenue (I want to say it was around 15%). Non-thoughtful people cheered for that at the time b/c it was supposed to show those greedy bastards up. All it did was to incentivize them to grow a bigger pie so that their cut would be higher.
Think about it this way...what's bigger, 15% of a million or 15% of a billion?
Insurance companies are designed to take in large amounts of money and pay out large amounts of money. If their profit potential is capped as a percentage, they want that revenue model to be as big as possible. They want to take in as much as they can and pay out as much as they can while still maintaining their maximum profit margin.
And it's really easy for them to keep hitting that bullseye, because what are you going to do about it? You have so few options you may as well have no substitute services. Like someone mentioned upthread, the vast majority of people get health insurance through employers.
So when they jack premiums and deductibles 400%, you're going to step and fetch and pay them. You have no choice. And they know it.
And this is how even though the ACA was supposed to limit the greed, the revenue taken in and profits made by health insurance companies have seen record highs since the ACA.
It was designed that way.
This post was edited on 9/29/25 at 11:27 am
Posted on 9/29/25 at 11:42 am to TigerAxeOK
quote:
We've got big problems here, with senior living costs, homelessness and overall economic wellbeing among the population at large, but we're still sending tens of billions upon tens of billions of dollars to places like Israel and Ukraine. I Don understand it. Why do we have the means to take care of ourselves but we choose other nations instead?
No offense, but that's a bunch of ignorant populist tripe.
We spend several orders of magnitude more money on SS/Medicare/Medicaid than we do all foreign aid combined.
If we took the total amount of money that we've ever spent on Ukraine and Israel over all time (about $450 Billion in inflation adjusted dollars), it would be about 13% of what we spent on SS, Medicare, and Medicaid JUST LAST YEAR. Around $3.25 Trillion. If you were to compare all time money spent vs all time money spent—which you can't because no one has that number, and that's not a coincidence—it wouldn't even be comparable.
I've posted this 100 times before, but here it is again. What you're complaining about is like spending $5,000 on car payments a month, carrying an $8,000 a month mortgage, and making credit card payments of $6,000 a month, yet bitching at your wife because she bought Peter Pan instead of the generic brand of peanut butter at the store.
I understand that there are other reasons to object to certain aid, but this, "'Murca fust, we don't take care of 'Murkins but send all that money to Joos and Ukranians" is pure ignorant nonsense. Compared to the aid we give Americans it's literally an insignificant amount of money. It doesn't even move the needle.
Y'all please look at a pie chart of the federal budget before posting nonsense like that.
This post was edited on 9/29/25 at 11:44 am
Posted on 9/29/25 at 12:08 pm to wackatimesthree
Just when I thought some posters cannot get any worse you go right ahead charging as if you have the greatest retort towards a matter. You literally just proved the point of out of control healthcare spending cost on people thinking that you were making some big points about people complaining about spending money overseas
Posted on 9/29/25 at 12:12 pm to G I Jeaux
quote:
Thanks Obama........ when the ACA was passed my insurance went up 1000%.
NY's health insurance is expensive, but we had a very good policy with very small deductibles for a little under $500 each. Coverage was excellent.
Obamacare took that away and we got a useless high cost, high deductible policy for the same price that really wasn't worth carrying. The old pre-Obama plan would have been $1500 to $2000 per month under Obamacare.
How long is the line to pee on McCain's grave these days?
Posted on 9/29/25 at 12:14 pm to Nosevens
quote:
You literally just proved the point of out of control healthcare spending cost on people thinking that you were making some big points about people complaining about spending money overseas
Why don't you read the post above the one you replied to with this crap?
I wrote that one too.
Posted on 9/29/25 at 12:53 pm to wackatimesthree
So bragging about more idiocy you posted is somehow makes earlier idiocy relevant. All you did was compound the ignorance. ACA was done to break the system which it is with breaking every single thing involved. People upset with that ALSO are upset with a lot of other spending of which money wasted overseas is but a portion of it.
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