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New boat owner question - Hurricane season
Posted on 6/1/25 at 1:12 pm
Posted on 6/1/25 at 1:12 pm
Have a boat and a boat lift in Galveston. What do I do with it when a hurricane approaches?
Here is what our realtor told us: If it’s a cat 1 or 2, you bring it all the way to the highest setting and tie it to cleats up on the upper deck (not down below). Anything higher than a 3 you should pull it out of the water. A few questions for you on this board
1. Does this sound like good advice?
2. What is the timing? Three days out?
3. We have nowhere to put the boat in Houston, city streets are far to narrow. Do you rent a dry slip somewhere inland??
It’s a small tidewater bay boat, and it’s located on Galveston Bay if that makes any difference
Here is what our realtor told us: If it’s a cat 1 or 2, you bring it all the way to the highest setting and tie it to cleats up on the upper deck (not down below). Anything higher than a 3 you should pull it out of the water. A few questions for you on this board
1. Does this sound like good advice?
2. What is the timing? Three days out?
3. We have nowhere to put the boat in Houston, city streets are far to narrow. Do you rent a dry slip somewhere inland??
It’s a small tidewater bay boat, and it’s located on Galveston Bay if that makes any difference
Posted on 6/1/25 at 1:23 pm to TigerBaitOohHaHa
quote:
It’s a small tidewater bay boat
Pull it out of the water. This shouldn’t be a question. I’m sure you can find somewhere to park it for 24 hours of storm effects
This post was edited on 6/1/25 at 1:24 pm
Posted on 6/1/25 at 1:39 pm to TigerBaitOohHaHa
The rules at my place located in LA is if it’s a named storm you have to come get it. I generally agree with that from a safety and property perspective.
Can you 100% rely on others to properly secure their boat?
Can you 100% rely on others to properly secure their boat?
Posted on 6/1/25 at 1:55 pm to TigerBaitOohHaHa
We pick ours up for any storm. Waiting til the last minute to find out what category its going to be makes things more difficult. If you own property down there, you should already be planning to go take care of last minute storm stuff anyway, so pick up the boat and find a place to park it for a few days.
You don’t know anyone in the Houston area that has a yard you can park it in?
You don’t know anyone in the Houston area that has a yard you can park it in?
Posted on 6/1/25 at 2:01 pm to TigerBaitOohHaHa
Why would you not go get it?
You can see that a hurricane is coming. If you want to be the safest, go get it.
You can see that a hurricane is coming. If you want to be the safest, go get it.
Posted on 6/1/25 at 2:42 pm to TigerBaitOohHaHa
I would ask the marina people these questions.
Posted on 6/1/25 at 2:42 pm to Theduckhunter
quote:
You don’t know anyone in the Houston area that has a yard you can park it in?
I don’t. Lots are 5000 sq feet and streets are too narrow for even a car to pass thru sometimes with street parking (I’ve had to reverse out of a street many times). Zero people will allow a boat on their lawn in any scenario in my neighborhood.
Appreciate everyone’s advice. Good to know about LA’s named storm rule. Maybe a Walmart lot? Don’t they allow overnight parking for truckers?? Problem is what to do with it from there if can’t return. To the island for a bit.
Posted on 6/1/25 at 2:57 pm to TigerBaitOohHaHa
It might be worth getting a list of potential boat storage places that you may be able to use… Give them a call and see if it’s a feasible option.
Posted on 6/1/25 at 3:18 pm to TigerBaitOohHaHa
If you kept on a lift in Matagorda harbor you were required to tow boat out for any named storm coming to Texas.
For insurance purposes (this was 6 years ago) there was different deductible if you boat was within 75 miles of coast (much higher deductible) vs outside of 75 miles (normal deductible).
For insurance purposes (this was 6 years ago) there was different deductible if you boat was within 75 miles of coast (much higher deductible) vs outside of 75 miles (normal deductible).
Posted on 6/1/25 at 3:57 pm to TigerBaitOohHaHa
I pull mine off the lift, fill it to the brim with gas and put it on the trailer in my driveway. Then I siphon the gas from the boat for my generators. It's nice having 100 gallons of gas on hand for long power outages
This post was edited on 6/1/25 at 3:58 pm
Posted on 6/1/25 at 4:17 pm to TigerBaitOohHaHa
What is your wind deductible on insurance policy?
Realtor is an idiot, haul it out and store until storm passes. My 24’ boat will swing pretty good in a 40 mph wind, add 300-500# of water and your lift cables will break @ 75-100 mph wind.
Realtor is an idiot, haul it out and store until storm passes. My 24’ boat will swing pretty good in a 40 mph wind, add 300-500# of water and your lift cables will break @ 75-100 mph wind.
Posted on 6/1/25 at 4:35 pm to TigerBaitOohHaHa
quote:
What do I do with it when a hurricane approaches?
Take it to a boat storage. A quick Google search showed me a few places in Galveston and surrounding area for 60 bucks. I'd call well in advance.
This post was edited on 6/1/25 at 4:36 pm
Posted on 6/1/25 at 6:22 pm to TigerBaitOohHaHa
I have been fortunate. My bay boat has been riding out hurricanes in an enclosed boat shed with a boat lift in lower Terrebonne Parish for the last dozen years with no damage to my boat, and very little damage to my boat shed. The shed sustained only $1,000 in damage when Category 4 Ida ran right over it. My boat had zero damage, again. For other reasons, I'm going to switch to fresh water fishing. Will be selling my boat and boat shed soon.
Posted on 6/1/25 at 6:43 pm to KemoSabe65
quote:
What is your wind deductible on insurance policy? Realtor is an idiot, haul it out and store until storm passes. My 24’ boat will swing pretty good in a 40 mph wind, add 300-500# of water and your lift cables will break @ 75-100 mph wind
That’s why I ask. Realtor is BOI and a life time boat owner down here. I would have trusted, but seems to make sense that the consensus of this board is to pull the boat.
Posted on 6/1/25 at 6:49 pm to TigerBaitOohHaHa
5% wind deductible is pretty standard for small boats today but every contract is different.
At $250,000.00 and up they all require a 3 page signed haul out form.
At $250,000.00 and up they all require a 3 page signed haul out form.
Posted on 6/1/25 at 7:13 pm to TigerBaitOohHaHa
Ask the hurricane 48 hours out what it gonna be
Posted on 6/2/25 at 10:32 am to TigerBaitOohHaHa
Bad advice. 5 years ago a storm named Sally was wihtin 24 hours of making landfall in Gulf Shores/Pcola as barely a Cat 1. Lots of seasoned boat owners did just that and left their boats in lifted to the maximum. Storm stalls and then becomes a strong 2, too late for anyone to get their boat out. Lots of boats were on their side after the storm passed. But because it was only a Cat 1 (as the forecast said) lots of people lost them.
Posted on 6/2/25 at 10:48 am to KemoSabe65
quote:
Realtor is an idiot, haul it out and store until storm passes.
Thought it had to be on trailer for named storm? If not you have no claim?
Posted on 6/2/25 at 11:18 am to TigerBaitOohHaHa
quote:
3. We have nowhere to put the boat in Houston, city streets are far to narrow. Do you rent a dry slip somewhere inland??
No. You leave it attached to your truck and park your truck, trailer, and boat in a Walmart parking lot for the night since almost all Walmart's allow overnight parking. Pick it up as soon as the storm goes through.
Just drive bay the local Walmart first and make sure they aren't one of the few that have "no overnight parking" signs.
Posted on 6/2/25 at 1:33 pm to TopWaterTiger
I haven’t read the Markel contract since Laura in 2020. Akshually, I haven’t read my contract either but I pull mine on any threat and park at house.
Contracts have probably changed since all of the dry stacks collapsing down in rockport tx & Fl.
Contracts have probably changed since all of the dry stacks collapsing down in rockport tx & Fl.
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