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What’s your credit score?

Posted on 5/24/24 at 10:16 am
Posted by BabyTac
Austin, TX
Member since Jun 2008
14574 posts
Posted on 5/24/24 at 10:16 am
I’m actually shocked at mine because I usually pay cash for everything and don’t have a mortgage. Even younger, I paid everything off way ahead of time.

According to Credit Karma:
810 trans union
801 equifax

Haven’t checked in several years.

What you got on BabyTac, OT?
Posted by cdhorn28
Member since Sep 2016
744 posts
Posted on 5/24/24 at 10:17 am to
You are such a clown
Posted by Deep Purple Haze
LA
Member since Jun 2007
62894 posts
Posted on 5/24/24 at 10:17 am to
1000
Posted by geauxtigers87
Louisiana
Member since Mar 2011
26118 posts
Posted on 5/24/24 at 10:17 am to
Posted by Splackavellie
Bayou
Member since Oct 2017
11473 posts
Posted on 5/24/24 at 10:18 am to
350





Wait....
Posted by Lsupimp
Ersatz Amerika-97.6% phony & fake
Member since Nov 2003
84097 posts
Posted on 5/24/24 at 10:18 am to
510. But the nice man on the phone says if I’m unable to load my 20 year note on my bass boat we could have it to 600 in no time.
Posted by bad93ex
Walnut Cove
Member since Sep 2018
31038 posts
Posted on 5/24/24 at 10:18 am to
Good enough to get me an Altima
Posted by canyon
MM23
Member since Dec 2003
20490 posts
Posted on 5/24/24 at 10:18 am to
1001*
*adjusted for OT use
Posted by High C
viewing the fall....
Member since Nov 2012
57912 posts
Posted on 5/24/24 at 10:18 am to
quote:

According to Credit Karma:
823 trans union
821 equifax


Suck on that.
Posted by JiminyCricket
Member since Jun 2017
5187 posts
Posted on 5/24/24 at 10:20 am to
quote:


I’m actually shocked at mine because I usually pay cash for everything and don’t have a mortgage. Even younger, I paid everything off way ahead of time.

According to Credit Karma:
810 trans union
801 equifax

Haven’t checked in several years.

What you got on BabyTac, OT?



Why do you seem to post threads essentially giving yourself a congratulatory blowjob for your finances so much? Need validation that badly?
Posted by GRTiger
On a roof eating alligator pie
Member since Dec 2008
66140 posts
Posted on 5/24/24 at 10:20 am to
My favorite thing about credit scores is that mine is a shade over 800 and my wife's is a shade over mine. She hasn't worked in almost 7 years. Every account in her name or mine is paid by my labor and income. Neither of us have been late on a payment, carried a CC balance, overdrawn, or overextended in our adult lives.

Make it make sense
Posted by rattlebucket
SELA
Member since Feb 2009
12217 posts
Posted on 5/24/24 at 10:20 am to
Worst I ever saw pulling credit in the 2000’s was 400 something. Saw plenty of “oh my credit is fine 550’s”. Only a handful of 800’s. Well done bT. All of the OT has 800+ btw. Its the only way you are even allowed to post here
Posted by LoneStar23
USA
Member since Aug 2019
5711 posts
Posted on 5/24/24 at 10:22 am to
830 and the car dealership offered 10% interest rate for a used car. No point to even have good credit these days
Posted by fallguy_1978
Best States #50
Member since Feb 2018
51982 posts
Posted on 5/24/24 at 10:22 am to
Mine is usually around 815, but I got a new credit card a month or so back and that damn hard credit pull dropped me like 20 pts. Damn AMEX. I've been a customer of theirs for 20 years.
Posted by madamsquirrel
The big somewhere out there
Member since Jul 2009
53624 posts
Posted on 5/24/24 at 10:22 am to
Ours always shows over 800 on the big 3 when you pull them. Go to buy a house and they pull it and start talking about 760s. Make that make sense.
Posted by BabyTac
Austin, TX
Member since Jun 2008
14574 posts
Posted on 5/24/24 at 10:24 am to
quote:

my wife's is a shade over mine. She hasn't worked in almost 7 years.


That blows my mind as well. My wife hasn’t worked in prob 5-6 years and all bills we’ve had are in my name yet her score remains higher than mine.
Posted by GRTiger
On a roof eating alligator pie
Member since Dec 2008
66140 posts
Posted on 5/24/24 at 10:24 am to
It's all arbitrary bullshite.

That's my answer.

Just checked and mine is 810, but down 6 points. I haven't even had an inquiry on my account since 2022. frick these people.
Posted by NATidefan
Two hours North of Birmingham
Member since Dec 2008
36588 posts
Posted on 5/24/24 at 10:26 am to
Posted by madamsquirrel
The big somewhere out there
Member since Jul 2009
53624 posts
Posted on 5/24/24 at 10:26 am to
quote:

all bills we’ve had are in my name yet her score remains higher than mine
we have the same experience. I have "worked" part time/1099 nothing jobs. My husband is the breadwinner/same job 20 plus years.
Posted by jcaz
Laffy
Member since Aug 2014
17743 posts
Posted on 5/24/24 at 10:27 am to
Dave Ramsey isn't lurking here.... who you trying to impress?
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