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Started By
Message
New Realtor talking point: "Marry the house, date the rate"
Posted on 11/13/23 at 10:14 am
Posted on 11/13/23 at 10:14 am
Imagine being a first-time home buyer who doesn't understand the market and you come to trust this person who is an alleged professional in their field for advice
I bet this person doesn't actually understand their local market at all
Notice how she doesn't mention that prices are starting to drop and only sells the hope that prices always go up.
I bet this person doesn't actually understand their local market at all
Notice how she doesn't mention that prices are starting to drop and only sells the hope that prices always go up.
This post was edited on 11/13/23 at 10:16 am
38
Posted on 11/13/23 at 10:16 am to stout
Whats the issue?
We better hope Powell holds strong and doesnt start cutting this year
We better hope Powell holds strong and doesnt start cutting this year
Posted on 11/13/23 at 10:17 am to stout
Now compare the price of house in 1971 versus the price of a house now. Even adjusted for inflation a home costs such a higher percentage of our income it’s astounding.
And rent is so expensive how can anyone save up a down payment for a home?
And rent is so expensive how can anyone save up a down payment for a home?
Posted on 11/13/23 at 10:18 am to SDVTiger
quote:
We better hope Powell holds strong and doesnt start cutting this year
No one expects rate cuts anytime soon except you.
Posted on 11/13/23 at 10:18 am to stout
I don't think we are in for the housing collapse everyone thinks we are in for
Posted on 11/13/23 at 10:18 am to stout
Using the 22 years of rates not going down example doesn't really help her argument
Posted on 11/13/23 at 10:18 am to stout
Sounds like something a hot realtor with no other options besides selling houses came up with.
Posted on 11/13/23 at 10:19 am to stout
quote:
No one expects rate cuts anytime soon except you.
I think they will cut the rate in late 2024 early 2025, but I don't think we are headed to sub 4.
Posted on 11/13/23 at 10:19 am to stout
While I don't disagree entirely, that person, assuming a woman, contracdicted themselves in the same post.
You would've also waited 20 years to refinance
You would've also waited 20 years to refinance
Posted on 11/13/23 at 10:19 am to stout
Nothing new about this
Posted on 11/13/23 at 10:19 am to stout
In fairness his / her point about renting for 22 years isn’t bad.
I get what you’re saying, but I don’t think her point is totally invalid either.
I get what you’re saying, but I don’t think her point is totally invalid either.
Posted on 11/13/23 at 10:20 am to theronswanson
quote:
Now compare the price of house in 1971 versus the price of a house now. Even adjusted for inflation a home costs such a higher percentage of our income it’s astounding.
And rent is so expensive how can anyone save up a down payment for a home?
Women came into the workforce
Single people are getting the screws now
Posted on 11/13/23 at 10:20 am to Jcorye1
quote:
I think they will cut the rate in late 2024 early 2025, but I don't think we are headed to sub 4.
Late 2024 at the earliest is what the consensus seems to be and as you said it will not be a significant drop.
Posted on 11/13/23 at 10:20 am to Thib-a-doe Tiger
quote:
You would've also waited 20 years to refinance
Bingo
Posted on 11/13/23 at 10:20 am to Jcorye1
quote:
I don't think we are in for the housing collapse everyone thinks we are in for
This is Stout's wheelhouse and has been for a very long time. I'm going to take his advice on this one.
Posted on 11/13/23 at 10:21 am to stout
I bet you she somehow sells houses though. Just proves that majority of people are just gullible idiots.
Posted on 11/13/23 at 10:21 am to stout
quote:
No one expects rate cuts anytime soon except you.
Correct
Id actually like rates to go up another couple clicks
Posted on 11/13/23 at 10:21 am to Jcorye1
quote:
I think they will cut the rate in late 2024 early 2025, but I don't think we are headed to sub 4.
Rates will start going back down mid next year if I had to pick a timeframe. Things like interest rates are more malleable based on politics and elections than they were in the past.
Posted on 11/13/23 at 10:21 am to stout
I mean, I have no love lost for realtors.
That being said, they are in sales. They are being paid to sell a product. They are saying what they need to say to sell the product.
Should they take their client's product to a customer and say "look, we're trying to sell this, but honestly it's a bad deal and you really shouldn't buy it"?
That being said, they are in sales. They are being paid to sell a product. They are saying what they need to say to sell the product.
Should they take their client's product to a customer and say "look, we're trying to sell this, but honestly it's a bad deal and you really shouldn't buy it"?
Posted on 11/13/23 at 10:21 am to Swagga
her example is dumb because the person who bought in 1971 would have almost paid off their house by the time they were able to refinance 
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