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VOO or QQQ
Posted on 6/20/23 at 9:04 pm
Posted on 6/20/23 at 9:04 pm
Which one is the better ETF? I have 3 kids and looking to start investing for them. Minimum of 20 years to invest.
Posted on 6/20/23 at 9:24 pm to ItzMe1972
Go 50/50 between both of them
Posted on 6/20/23 at 9:29 pm to FriscoTiger
long term, I'd choose QQQ because of Tesla.
I personally have TQQQ. I know it isn't designed to be bought and held due to the reset, but I'm OK with it.
I personally have TQQQ. I know it isn't designed to be bought and held due to the reset, but I'm OK with it.
Posted on 6/20/23 at 9:31 pm to oneg8rh8r
quote:
I personally have TQQQ. I know it isn't designed to be bought and held due to the reset, but I'm OK with it.
I love TQQQ with selling options!
Posted on 6/21/23 at 7:09 am to 7even Costanza
Do NOT to TQQQ as a 20 year hold strategy. That is horrible advice.
VOO is a more sound strategy if you want a single fund for that long. If you want more tech exposure then put some in QQQ.
VOO is a more sound strategy if you want a single fund for that long. If you want more tech exposure then put some in QQQ.
Posted on 6/21/23 at 7:18 am to 7even Costanza
In March 2020 when the market sunk due to Covid, I dumped a shitload into VOO and VUG. They are both up over 40% since then. Best move I've ever made, and I usually suck at timing things. Letting it ride for the long term.
Posted on 6/21/23 at 7:22 am to 7even Costanza
VOO with biggest % of the money invested. QQQ or something else with a smaller share.
Posted on 6/21/23 at 9:56 am to 7even Costanza
QQQM is slightly better for buy and hold compared to QQQ.
Posted on 6/21/23 at 10:43 am to slinger1317
I dropped money in both, at their high point (before the 2022 decline, of course haha). I'll throw money at them periodically for very long term investment.
Posted on 6/21/23 at 1:16 pm to 7even Costanza
Over the long term my recommendation would be VOO. It will be less volatile as it is more of a "total market" type ETF vs. QQQ which is very tech heavy / high flying growth companies heavy. Lower expense ratio, which doesn't matter much for a <10 yr holding period, but for longer than that, can start to have a drag on performance
70/30 VOO/QQQ may be a good balance
70/30 VOO/QQQ may be a good balance
Posted on 6/21/23 at 2:02 pm to Texas Tea 123
quote:
70/30 VOO/QQQ may be a good balance
Not bad advice but it depends on what you want
The qqq has outperformed voo by a lot so I would probably swing the ratio to 70/30 qqq to voo but that’s me
This post was edited on 6/21/23 at 2:10 pm
Posted on 6/21/23 at 2:44 pm to lynxcat
quote:
Do NOT to TQQQ as a 20 year hold strategy. That is horrible advice.
I often hear this, and I don't necessarily disagree. But I haven't heard a good explanation. Care to elaborate?
Posted on 6/21/23 at 5:50 pm to Grooler
quote:Jason Zweig on TQQQ (2020)
I often hear [Do NOT use TQQQ as a 20 year hold strategy], and I don't necessarily disagree. But I haven't heard a good explanation. Care to elaborate?
Nobody complains about the upside of TQQQ. They only focus on the magnified downside, which means "you can lose money on it even in a flat or rising market." This is the nail in the fund's coffin to him and many other people. If you're aligned with the investment establishment orthodoxy of diversifying, allocating based on age, conflating risk with volatility, etc., TQQQ is not for you. In my opinion, anyone investing in TQQQ needs a non-emotional system of buying and selling that allows you to take advantage of its volatility.
Posted on 6/21/23 at 7:02 pm to 7even Costanza
Consider VGT if interested in tech
Posted on 6/22/23 at 10:30 am to RoyalWe
Thanks for the explanation and the link. I guess what I was looking for was some kind of understanding of the long-run trend. For example, are long-run average returns 3x the QQQ trend (ignoring fee difference)? Of course there will be higher volatility in TQQQ--maybe even >3x QQQ volatility, but if you're a young investor with high risk tolerance, why not use TQQQ as a long-run investment strategy? Is the magnified downside disproportionate to the magnified upside, leading to long-run losses in a market without large average returns? If so, is that caused by the high fees or some kind of geometric compounding property? Maybe the answers are not well known.
Posted on 6/22/23 at 12:18 pm to Grooler
QQQ outperformance over the past 10-15 years was driven by low interest rates, it's almost as simple as that
Pendulum swings in the 2020s methinks
Pendulum swings in the 2020s methinks
Posted on 6/22/23 at 12:41 pm to Grooler
I'm not young, and TQQQ is my largest holding, so you won't find me arguing against a young investor with a high-risk tolerance doing the same. One common assumption by nay-sayers of TQQQ is that people can't handle the emotional rollercoaster of TQQQ. They assume people won't hold when the price drops drastically (as it has) or that people won't buy more shares when the price drops. If you have the fortitude and means (or planning) to do those things, then taking a long view, I think TQQQ is a no-brainer.
Texas Tea points to interest rates being the 'sole driver' of QQQ's performance. I don't see it this way. Indeed, the price of tech stocks is greatly affected by interest rates due to the discounting of future profits. Low-interest rates provide an environment for all companies to do business more efficiently and do it cheaper than they would otherwise. Low-interest rates do not explain the growth of tech stocks over a decade.
These companies have grown because they have changed the future with their inventions. They have created markets for new products and services. They have provided productivity gains and have been rewarded for those activities. Automation and AI have only just come onto the scene. I wouldn't bet against them.
Texas Tea points to interest rates being the 'sole driver' of QQQ's performance. I don't see it this way. Indeed, the price of tech stocks is greatly affected by interest rates due to the discounting of future profits. Low-interest rates provide an environment for all companies to do business more efficiently and do it cheaper than they would otherwise. Low-interest rates do not explain the growth of tech stocks over a decade.
These companies have grown because they have changed the future with their inventions. They have created markets for new products and services. They have provided productivity gains and have been rewarded for those activities. Automation and AI have only just come onto the scene. I wouldn't bet against them.
Posted on 6/22/23 at 1:54 pm to RoyalWe
A downvote without a comment doesn't help anyone learn anything. If there's something to discuss, don't be afraid to speak and maybe we'll all learn something.
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