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Started By
Message
Am I okay with my current financial situation to join a country club?
Posted on 3/24/23 at 11:16 am
Posted on 3/24/23 at 11:16 am
My monthly take home pay, after taxes, is around $7000. Around $3000 of my income goes towards:
1. Mortgage
2. HOA
3. Streaming services
4. Car insurance
My wife works and she handles:
1. Utilities
2. Cable/Internet
3. Childcare(1)
4. Most of the groceries
We are both remote and so don’t have to worry with gas much and both our cars are paid off with less than 50k miles. We have no debt besides small student loans she currently has and is handling.
This country club membership would be around $280 a month. I guess I’m looking for reassurance that I’m okay to join haha.
I’ll have around $3500 a month to spend on miscellaneous stuff then invest the rest using my financial advisor.
1. Mortgage
2. HOA
3. Streaming services
4. Car insurance
My wife works and she handles:
1. Utilities
2. Cable/Internet
3. Childcare(1)
4. Most of the groceries
We are both remote and so don’t have to worry with gas much and both our cars are paid off with less than 50k miles. We have no debt besides small student loans she currently has and is handling.
This country club membership would be around $280 a month. I guess I’m looking for reassurance that I’m okay to join haha.
I’ll have around $3500 a month to spend on miscellaneous stuff then invest the rest using my financial advisor.
This post was edited on 3/24/23 at 11:31 am
21
Posted on 3/24/23 at 11:32 am to Geralt of Rivia
Live a little. Join.
What’s the worst that will happen, you resign and save the money each month.
Somebody in here will tell you to invest it instead blah blah blah and they may have a point, but after burying a 47 year old friend last week I’ll say enjoy life a little. It’s short.
What’s the worst that will happen, you resign and save the money each month.
Somebody in here will tell you to invest it instead blah blah blah and they may have a point, but after burying a 47 year old friend last week I’ll say enjoy life a little. It’s short.
Posted on 3/24/23 at 11:33 am to Geralt of Rivia
So you make like 80k a year and you want to join a country club? This seems to confirm my suspicions about country clubs
Posted on 3/24/23 at 12:08 pm to Geralt of Rivia
Don't over-complicate it.
If you can meet your short- and long-term goals while also paying to go to your country club, then do it if you want. Like someone else said, if you join and feel like it's too much, resign your membership. Problem solved.
Consider also how much quicker you might be able to reach certain goals if you use the $280 elsewhere. That may be a reason not to join.
If you can meet your short- and long-term goals while also paying to go to your country club, then do it if you want. Like someone else said, if you join and feel like it's too much, resign your membership. Problem solved.
Consider also how much quicker you might be able to reach certain goals if you use the $280 elsewhere. That may be a reason not to join.
Posted on 3/24/23 at 12:24 pm to Geralt of Rivia
Even at $400 a month for entertainment isn't bad. Especially if you have friends/family that are members. Also not a bad place to network.
Does your pay after taxes include already paying for health insurance and 401k?
Does your pay after taxes include already paying for health insurance and 401k?
Posted on 3/24/23 at 12:48 pm to Geralt of Rivia
Invest the money, buy the Country Club
Or
Play golf and enjoy life
Or
Play golf and enjoy life
Posted on 3/24/23 at 1:05 pm to Geralt of Rivia
If you don’t mind me asking, what is the club initiation fee. I looked at one a few weeks ago and it was $43k.
Posted on 3/24/23 at 2:02 pm to Geralt of Rivia
quote:
then invest
You always pay yourself first. Then all the other shite.
At $280 sure why not.
Posted on 3/24/23 at 2:06 pm to Geralt of Rivia
If you’re a golfer then at $50 a round it starts making sense pretty quickly….especially if they have other resources you’ll use.
Posted on 3/24/23 at 2:40 pm to Geralt of Rivia
You have 3500/month in disposable. MORE than enough to solidly invest while having plenty left over for living.
The 280 per month will be money well spent if you do golfing/tennis/pool 8-10 times per month. Do you play both?
Once a week tennis and once a week golf and you are getting a lot of bang for your buck if the grounds and facilities are in decent shape and maintained.
The 280 per month will be money well spent if you do golfing/tennis/pool 8-10 times per month. Do you play both?
Once a week tennis and once a week golf and you are getting a lot of bang for your buck if the grounds and facilities are in decent shape and maintained.
This post was edited on 3/24/23 at 2:45 pm
Posted on 3/24/23 at 4:43 pm to Geralt of Rivia
You can afford it, frick the haters.
Country Clubs are jam up. Access to a pool if you don’t have one, golf, bangin’ Sunday lunches, and shoulder rubbing with people of equal or greater means.
Also, starting your kids early on the country club sports instead of thinking little Braxtyn’s got a big league curve will be a much more pleasant use of time and money.
Country Clubs are jam up. Access to a pool if you don’t have one, golf, bangin’ Sunday lunches, and shoulder rubbing with people of equal or greater means.
Also, starting your kids early on the country club sports instead of thinking little Braxtyn’s got a big league curve will be a much more pleasant use of time and money.
Posted on 3/24/23 at 6:55 pm to Geralt of Rivia
My hunting club is $5,000 per year, my duck blind is $8,000 per year, and I make the exact same as you dude. I don’t regret a single penny of it. Don’t listen to these boring friks, you gotta live a little!!!
Posted on 3/24/23 at 7:25 pm to Geralt of Rivia
Bruh kill the Wild Hunt and stop worrying about golf.
Posted on 3/24/23 at 8:27 pm to Geralt of Rivia
Do you like course?
Sounds like all fees you are not buying a share?
Sounds like all fees you are not buying a share?
This post was edited on 3/24/23 at 8:28 pm
Posted on 3/24/23 at 9:29 pm to Geralt of Rivia
You’re asking for advice on a $280/month expense, dumb frick. What do you think?
Posted on 3/25/23 at 7:41 am to Geralt of Rivia
I’ll be honest, I’ve never heard of a country club that is anywhere near that cheap.
Posted on 3/25/23 at 10:10 am to Geralt of Rivia
Can it help you in any capacity work wise? Can you write off any of the meals/drinks as a result?
There are often hidden values in being a CC member. Especially at the right club.
I've been on the verge of joining Prairie Dunes for 2 years. If it wasn't un-playable for 4-5 months it would have been done already.
There are often hidden values in being a CC member. Especially at the right club.
I've been on the verge of joining Prairie Dunes for 2 years. If it wasn't un-playable for 4-5 months it would have been done already.
Posted on 3/25/23 at 7:46 pm to Geralt of Rivia
Cheaper than building a pool.
Posted on 3/25/23 at 10:18 pm to Geralt of Rivia
I would do it. I think our CC has a buy in of 75k and a three year wait list. Needless to say, we aren’t members. I doubt I would join regardless of the waitlist.
This post was edited on 3/26/23 at 5:10 pm
Posted on 3/26/23 at 11:25 am to Geralt of Rivia
quote:
This country club membership would be around $280 a month.
Does not compute
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