Who wears the financial pants?

Exactly the same here as you describe. Only difference is my wife has no clue on the budget for these things. Her only "check with me" is if she is going to spend a lot of money on something we hadn't discussed - maybe $500+ - or if her credit card is higher than normal - like $1000+.

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At one point this was true for us too...glad that got corrected though...

The wife (no pics) and I (no pics) have our own individual checking and savings accounts as well as joint checking and savings accounts.

Anything to do with the house comes from the joint accounts. While we segregate our vehicle notes (when we have them), insurance comes from joint (because both vehicles are on the same policy). We don't concern ourselves with what the other is doing with their personal accounts (we're both very fiscally responsible people).

We both keep an eye on finances, but I'm usually monitoring the accounts while she's the one to balance the books (so I'm checking things more often but in a more general manner, whereas she's looking at it less often but far more precisely when she does). I do the taxes every year. Grocery shopping is shared (her job has her out of town working 4 on / 4 off) so I buy when she's off working and she buys when she's in. We don't have kids so the only other real expense we end up with is when we end up with a new yard project which takes us to Lowes a bit more than we expected.

Daily items, wife
Savings, Investments, me

I own most aspects of it, which seems natural as the provider. Honestly if something bad were to happen, it would be a challenge. My wife knows there is a folder with the life insurance documents and passwords to all the finances.

We probably split grocery shopping. She does the large bulk items. I do the things that end up being daily.

My wife had our first child 2 months before her college graduation. We have a plan, but being a single income household, things don't always work to that. It's been a challenge many times, but I think we are both better for it. I'm proud of where we've been, where we are, and what the future looks like. My wife will go to work in 2 years and I imagine that boost will be much welcomed. I've said for years we will just throw her income into savings and keep living like we've been living with a little less of the stress.

I’m an investment advisor and my wife is an accountant. So honestly we are both very involved together! But we are similar to y’all also, because she does a lot of the shopping and kids stuff.

Bills, savings, taxes, are really planned out probably 55% me / 45% her.

I handle all finances from spending and paying bills standpoint.

I was always the one heavily into finances and investing, but not trading. Around middle of COVID, my wife left her job and got interested in trading.

She has acquired way more trading knowledge then I have so now she has an account that she trades options out of and does really well.

I manage the finances and my wife is good at being spending conscious. We “budget” but really more of expense tracking than a requirement for cash flow management. Our “rule” is $500+ we discuss the purchase.

I manage all investments and I make sure to bring her along for how we are doing with the overall strategy we are deploying. We are aligned to the process which is the most important thing. Even through a down market, she hasn’t questioned the approach. She is conservative so the only sticking point is how much cash she would prefer us holding versus my preference. Her conservative bias has actually hedged us more through the downturn than we would have been otherwise.

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I cancel every month saying i dont need this only to restart again a week later after expired

Me

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