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Started By
Message
Deciding Between Two Different Job Situations
Posted on 5/22/22 at 12:52 pm
Posted on 5/22/22 at 12:52 pm
Kind of an offshoot of the Gen Z job topic but one that interested me as I'm at a crossroads with two different job situations myself.
Currently I work full time at a decent job (HR work, I'll admit nothing special) with a company I've been with for years. I make $20/hr. but have 4 weeks of PTO and 2 weeks of sick time. Also have 401(k) with a full employer match up to 8% and good medical/dental/vision benefits (pay $32/week for medical, $1.50 for dental and no cost for vision). Monday through Friday 9-5 type schedule.
I also work on occasion for a transportation company (I live in a big tourist area) that was founded last year by a big travel agency company. It's easy work and it's nice not being in front of a computer all day. The base rate is only $15/hr. but you make guaranteed 20% gratuity on all rides (added into the cost of the ride) plus cash tips. In general I make right at $25/hr. doing that work and they work around my schedule.
With that said, they would really like me to have more availability since they get nothing but good feedback on me. It's a smaller company with a more personal feel compared to my regular job which is for a big corporation and therefore can have that soulless feel at times.
I'm in my late 30s and I flat out make more with the transportation company but obviously that would always be contract work. I'm sure I could discuss it with them but I seriously doubt there would be any room for PTO or medical benefits and I definitely know there wouldn't be a 401(k) option.
On the other hand I would have far more control of my schedule with the transportation company. In my corporate position if you don't request time off at least a few months in advance good luck getting the time off. The transportation company I could easily just say "hey I'm sorry but I can't work this week".
And no the transportation company is not Uber/Lyft gig type work. It's a legitimate transportation company that provides the vehicles and each vehicle has a credit card for gas and a transponder for tolls. So there is next to no out of pocket cost for me.
So the corporate job is lower pay and more difficult work but far better benefits. The transportation company is higher pay and for the most part easier work but essentially no benefits.
What do you all think I should do?
Currently I work full time at a decent job (HR work, I'll admit nothing special) with a company I've been with for years. I make $20/hr. but have 4 weeks of PTO and 2 weeks of sick time. Also have 401(k) with a full employer match up to 8% and good medical/dental/vision benefits (pay $32/week for medical, $1.50 for dental and no cost for vision). Monday through Friday 9-5 type schedule.
I also work on occasion for a transportation company (I live in a big tourist area) that was founded last year by a big travel agency company. It's easy work and it's nice not being in front of a computer all day. The base rate is only $15/hr. but you make guaranteed 20% gratuity on all rides (added into the cost of the ride) plus cash tips. In general I make right at $25/hr. doing that work and they work around my schedule.
With that said, they would really like me to have more availability since they get nothing but good feedback on me. It's a smaller company with a more personal feel compared to my regular job which is for a big corporation and therefore can have that soulless feel at times.
I'm in my late 30s and I flat out make more with the transportation company but obviously that would always be contract work. I'm sure I could discuss it with them but I seriously doubt there would be any room for PTO or medical benefits and I definitely know there wouldn't be a 401(k) option.
On the other hand I would have far more control of my schedule with the transportation company. In my corporate position if you don't request time off at least a few months in advance good luck getting the time off. The transportation company I could easily just say "hey I'm sorry but I can't work this week".
And no the transportation company is not Uber/Lyft gig type work. It's a legitimate transportation company that provides the vehicles and each vehicle has a credit card for gas and a transponder for tolls. So there is next to no out of pocket cost for me.
So the corporate job is lower pay and more difficult work but far better benefits. The transportation company is higher pay and for the most part easier work but essentially no benefits.
What do you all think I should do?
This post was edited on 5/22/22 at 12:53 pm
17
Posted on 5/22/22 at 12:53 pm to AtlanticTigerMan
How old are you and do you have a family? Are you working towards a degree/have a degree? Do you make enough to put money away for that 401k match?
Posted on 5/22/22 at 12:55 pm to dyslexiateechur
quote:
do you have a family?
this to me is the biggest question?
Posted on 5/22/22 at 12:56 pm to AtlanticTigerMan
The one with the bigger tits.
Posted on 5/22/22 at 12:57 pm to dyslexiateechur
Have a degree in Business Management with a focus on HR Management. Honestly can't say I'm in love with HR though. The work I do currently I somewhat enjoy but I wouldn't say it's a huge passion. Feel like I do it simply because that's where I have most of my experience.
I always put away 8% on the 401(k) so that I get the full company match. Of course all my 401(k) is doing right now is lighting that money on fire but I know that's temporary.
I'm 38 and single with no kids. Co-own a condo with my parents (they pay 75% of the loan, I pay 25% of the loan and I take care of all other expenses including property taxes, insurance, HOA fees, utilities and any maintenance). Due to that I have long term equity and am not just throwing away a ton of money each month on rent.
I do have two health conditions (high blood pressure with was hereditary as everyone in my family has it as well as asthma) but nothing that I think is too crazy.
I always put away 8% on the 401(k) so that I get the full company match. Of course all my 401(k) is doing right now is lighting that money on fire but I know that's temporary.
I'm 38 and single with no kids. Co-own a condo with my parents (they pay 75% of the loan, I pay 25% of the loan and I take care of all other expenses including property taxes, insurance, HOA fees, utilities and any maintenance). Due to that I have long term equity and am not just throwing away a ton of money each month on rent.
I do have two health conditions (high blood pressure with was hereditary as everyone in my family has it as well as asthma) but nothing that I think is too crazy.
This post was edited on 5/22/22 at 1:00 pm
Posted on 5/22/22 at 12:59 pm to AtlanticTigerMan
Based on the limited info, I would keep doing it how you're doing it. The transportation job will lead to a paycut if you provide your own benefits, like health insurance through the marketplace.
You said the transportation company is only about a year old. Is there anyway for you to come as some sort of management since you have HR experience and drive as well? This would provide more stable compensation and benefits in the future, if they don't offer currently being so new.
You said the transportation company is only about a year old. Is there anyway for you to come as some sort of management since you have HR experience and drive as well? This would provide more stable compensation and benefits in the future, if they don't offer currently being so new.
Posted on 5/22/22 at 1:11 pm to Mingo Was His NameO
quote:
Based on the limited info, I would keep doing it how you're doing it. The transportation job will lead to a paycut if you provide your own benefits, like health insurance through the marketplace.
You said the transportation company is only about a year old. Is there anyway for you to come as some sort of management since you have HR experience and drive as well? This would provide more stable compensation and benefits in the future, if they don't offer currently being so new.
I doubt there would be any opportunities in management since the transportation company is a subsidiary of a travel agency company. All of the Administrative/HR work is essentially handled by the Administrative/HR person with the travel agency company. Plus if I took on a Management/Administrative role that would take away one the appeals of the company which is the ability to essentially set my own schedule. I'm sure any position higher up would have more of a set schedule (with less PTO).
The flexibility is the biggest selling point for me about the position. I was furloughed and then laid off during the pandemic before returning to the company I work for now. I was off work essentially from April 2020 - June 2021. During that time it made me realize just how much of our lives are structured around work and how much I enjoyed having more schedule flexibility.
So the flexibility would be the biggest selling point but that would come with the trade off of most likely no PTO. And as you mentioned the pay is higher with the trade off being it could end up being the same or even slightly lower after having to provide health insurance through the marketplace. I'd probably do some bare bones health insurance that would essentially just be catastrophic for something like a hospital stay. But I know even those can easily be $150-$300/month for a single person.
This post was edited on 5/22/22 at 1:14 pm
Posted on 5/22/22 at 1:13 pm to AtlanticTigerMan
quote:
So the flexibility would be the biggest selling point but that would come with the trade off of most likely no PTO
You need to set a value for yourself on the flexability. The 401k match is free money. Your health insurance is going to go up, and if you don't work, you don't get paid.
You're going to take a pay cut, do your best to see how much that will be and see if the flexibility is worth that number to you. You're the only one that can answer that.
Posted on 5/22/22 at 1:15 pm to Mingo Was His NameO
If OP goes the no health insurance route one major medical event could absolutely sink you.
It's unfortunate that our health insurance is largely tied to employment but that's the system we have. I think it holds a lot of people back from taking more risks with their careers although I don't have a good solution.
It's unfortunate that our health insurance is largely tied to employment but that's the system we have. I think it holds a lot of people back from taking more risks with their careers although I don't have a good solution.
Posted on 5/22/22 at 1:16 pm to AtlanticTigerMan
Is there not a decent amount of upside in HR? I thought they made more than $20/hr
Posted on 5/22/22 at 1:19 pm to fallguy_1978
quote:
If OP goes the no health insurance route one major medical event could absolutely sink you.
It's unfortunate that our health insurance is largely tied to employment but that's the system we have. I think it holds a lot of people back from taking more risks with their careers although I don't have a good solution.
This is something I absolutely agree with. I really have grown to hate how our health insurance is tied to employment. I think it's one of the few things the U.S. absolutely gets wrong.
That's not to say I'm asking for "free" government provided health insurance. I don't want the government anywhere near my doctor's office. But there needs to be more competition for health insurance. Insurance companies should be able to cross state lines and compete.
There absolutely should be a middle ground. Getting away from health insurance being tied to employment while also keeping the government out as much as possible. Reasonably affordable health insurance or at least independent groups you can join for health insurance.
This post was edited on 5/22/22 at 1:20 pm
Posted on 5/22/22 at 1:20 pm to fallguy_1978
I thought HR people made at least $50K/yr
Posted on 5/22/22 at 1:22 pm to Breauxsif
quote:
I thought HR people made at least $50K/yr
I'm in Florida where pretty much every industry pays lower. They essentially say "well you aren't paying state income tax so you don't need as much of a salary".
There would be more growth opportunities where I am in HR though I debate again my passion for it. I'd probably make around $60k/yr. if I moved into an HR management type role. That would be a year or two away though as those would be highly competitive positions in my company. My HR senior manager (the manager of the department) would be right at six figures but I know there are managers who probably try for years and don't get those roles.
This post was edited on 5/22/22 at 1:23 pm
Posted on 5/22/22 at 1:45 pm to AtlanticTigerMan
quote:
I'm in my late 30s and I flat out make more with the transportation company
Not with 100% matching 401K and good med benefits.
Posted on 5/22/22 at 2:01 pm to AtlanticTigerMan
We're headed for rough economic times. I'd be hesitant to jump into tourism with both feet. People will be cutting back on extras sooner than later.
Posted on 5/22/22 at 2:05 pm to AtlanticTigerMan
quote:
I'm in my late 30s
quote:
I make $20/hr.
Posted on 5/22/22 at 2:23 pm to AtlanticTigerMan
Keep your HR job and continue with the side job...status quo
As previous posters have stated, insurance is a must!
....everything else is an extra.
Not much upside on the side job.
Keep your current job!
As previous posters have stated, insurance is a must!
....everything else is an extra.
Not much upside on the side job.
Keep your current job!
Posted on 5/22/22 at 3:11 pm to AtlanticTigerMan
Any plans on having a family or getting married? That hourly makes me extremely nervous for a 38 yo even with no family and your parents helping on the condo and no definite income (the transport company) makes me even more nervous.
Posted on 5/22/22 at 3:35 pm to go_tigres
Keep your HR job and make your second Job finding a better job.
You have a college degree, people like working with you, and customers like you and yet in your 30’s you are making 20 dollars an hour.
You sound like a person who should be making at least 70k and heading toward more.
Put the ten hours a week you currently spend working for the transportation company into getting a better job.
If you are truly stuck in a dead end then enroll in HVAC classes on nights and weekends and get into something more profitable.
You are WAY undervaluing yourself.
You have a college degree, people like working with you, and customers like you and yet in your 30’s you are making 20 dollars an hour.
You sound like a person who should be making at least 70k and heading toward more.
Put the ten hours a week you currently spend working for the transportation company into getting a better job.
If you are truly stuck in a dead end then enroll in HVAC classes on nights and weekends and get into something more profitable.
You are WAY undervaluing yourself.
This post was edited on 5/22/22 at 3:37 pm
Posted on 5/22/22 at 3:37 pm to yaboidarrell
Since you like transportation why don’t you learn to drive a truck.
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