Credit card account hacked how

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By the time I get home

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I think it's more likely that timing is coincidental and your credit card was exposed somewhere else.

Think of any business you've ever used that credit card at. That's the list of suspects for places where your credit card data was stolen. Companies have data breaches pretty frequently but you really only ever hear about the ones from the big box stores. And even those breaches have become background noise that doesn't get reported much. The companies that do the worst job of protecting your data are also probably so bad at data security that they may not even know they were breached.

If someone actually has hacked Sam's app they won't expose themselves and risk getting shut down by immediately using the credit cards they collected. They would probably sell the credit card numbers on the dark web. That way when they do get used it's harder to trace it back to the source, which protects their stolen card supply.

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were you connected to the Sam's public wifi?

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Could be a big reason why.

I never go on public Wi-Fi’s.

Twice this has happened to me after a purchase at target.

You might be right that it is coincidental. I had my phone connected to tmobile during the drive to Sam's. I didn't go to my phone to specify to use the Sam's club wifi.

My credit card wasn't used by the hacker to make purchases. With the Sam's app, your default payment method is on the phone and you swipe to authorize/initiate the payment

The hacker went into my credit card account and made multiple payments to the card. I am glad that neither account number is visible except for a few of the end digits.

The password and user name for the app and credit card are different. I wasn't logged into the credit card account when I was at Sam's. I only log into the cc account once a month.

I am just wondering why they would make those fake payments. Is it so they can send a message "hey bud, I got into your account"?

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If someone actually has hacked Sam's app they won't expose themselves and risk getting shut down by immediately using the credit cards they collected. They would probably sell the credit card numbers on the dark web. That way when they do get used it's harder to trace it back to the source, which protects their stolen card supply.

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This is accurate

The card info is NOT stored on your phone, it’s at Sam’s corporate. What you’re seeing is just a way for you to tell the cards apart. So you can tell corporate which one to charge the transaction to.

I had a card hacked at Walmart by a cashier, but it was on her register and she somehow charged other items from different sources, luckily it was a brand new card (old expired) and it was the first time using it. I wonder if Sam's has an employee monitoring the transactions and used the link for other purchases while it had you in the system?

Is there a good antivirus program to check a cell phone?