Techdave

Yeah ChatGPT and the like are basically free now. They are gonna wait until they get their hooks deep into society and then start dialing up the subscription costs.

Bet.

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Are people frequently using retirement accounts to buy homes?

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Probably not. But if their mindset is to gamble instead of save for retirement…..then they are likely doing other things that aren’t so financially smart.

We didn’t have many fireworks for Christmas but dad wasn’t gonna let that get us down.

Dude got his oxy/acetylene torch and filled a balloon up with gas. It was a big arse balloon too.

He stood back maybe 5-10 feet and shot it with a Roman candle. Damn thing was powerful enough to blow his hat off his head.

It was this moment that I realized all of my dads wild stories where probably true.

Letitia James is back there looking like a bag of hammered cat shite. That’s one fugly woman.

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Funny thing is I’ve heard two excuses from millennials “Boomers are hoarding all the wealth” “Boomers are holding up all the good jobs by not retiring because they didn’t save for retirement” Well which is it?

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Regardless of which it is…….its just a bunch of whiny MFers looking for a reason to validate their lazy arse choices.

On that note, i’m not letting the male barber wash my hair after a cut.

My wife thinks I’m odd for only letting a female wash my hair after a haircut.

I feel like most men think this way.

Puhhhh, I don’t even like people enough to have a friend.

Me and the wife are going through the same debate with building our “forever” home.

She wants to stretch the budget and I’m trying to be realistic.

Here’s my advice. Budgets are great and you have to have them, but they are sometimes theoretical and not practical. So in addition to a budget I say really focus on saving for 3-6 months before making a decision. During that time how much are you really saving without a ton of effort?

If it’s enough saved monthly to cover the extra mortgage, then go for it.

However if you have to jump through hoops that aren’t practical long term, use common sense.

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Sheesh what a waste. Why not organize a small hunt with some young kids and some pellet guns. Community meal after.

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I know right?? Mostly mallards too

Yes Mallet. They will build that size concrete and all for under $40k. And will rate it for 150 mph hurricane.

Edit. Electrical not included.