Please shoot holes in my plans for justifying a cell phone provider change.

Just F commandment #8, huh?

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You'll be happy you switched to T-Mobile or Sprint and will do everything you can to justify it, but their shitty service will wear you down. You'll be back in two years

Yep I had this dilemma years ago when I thought Verizon was too expensive. Went to Sprint, did two years there, then went to ATT.

I used to like T-mobile, before internet data became a thing.

I also prefer the concept of GSM phones to CDMA.

Damn. You can get 4 5GB lines on Cricket for $140.

Make sure whomever you switch to has good reception in the areas you frequent.
It doesn't do any good to save money if you can't connect to your service.
A relative had problems in that area several years ago. There may be more towers available now. Don't remember which service was spotty.
Ask people who use sprint if they are happy with reception in your area.

Best Family Cell Phone Plans
September 1, 2016

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Price (monthly, four lines): $140
Unlimited talk and text, 12GB of shared data

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Neither carrier charges overage fees. Instead, both slow data from lightning-fast 3G or 4G speeds to 2G speeds until the next billing cycle begins.

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When you change providers, they will pull a credit report. This will lower your FICO score slighty. You may want to get the new vehicle first with the highest available FICO score.

The main issue with Sprint is coverage. Be sure you check their coverage map before making the switch. They have zero coverage in our area.

I just made the switch from ATT to Sprint this weekend and so far I have only one complaint (I can't browse the web while on a call - which I do every now and then for work). I live in Dallas though so the coverage isn't really an issue for any carrier in a city this size.

I was paying $115 a month for the 15gb ATT plan and now I'm paying $60 a month for the Sprint Unlimited Freedom plan (plus $27 a month for my iPhone 7 for 24 months).

I'd say give it a shot.

I appreciate all of the relevant info. Just sick of forking over $250+ a month for 3 iPhones on a limited data plan. That plus the addition of $3000 for the entertainment package in the vehicular we are looking at has the gears turning.