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Posted on 12/23/25 at 10:34 am to SallysHuman
quote:
Trump recognizes the desires of prospective homeowners and existing homeowners are obviously very different and wants to find a way to balance those needs.
There is no rational balance in a bubble scenario
Posted on 12/23/25 at 10:34 am to Riverside
quote:
That people’s homes are their greatest source of wealth? You didn’t know this?
Well that's a given, but the issue is the values are artificially inflated and the Government is propping up these prices to protect Boomer assets at the expense of literally everyone else.
Posted on 12/23/25 at 10:35 am to 50_Tiger
I don't know why anyone is upset or surprised. A home is the single largest "savings account" for the vast majority of Americans. The idea of a 30 year mortgage was that you could own the house by the time you retired and live in it until death. And many people did.
The reverse mortgage (which I hate), was a means for retirees to supplement their income by slowly cashing out their house. They would die with nothing, but why should they care? They're dead.
In 2025, few young people anticipate being in their homes for more than 10-15 years, if that. So extending a mortgage term to increase affordability is acceptable as long as the growth in the value of the home outpaces the interest rate and they can move to the next home with some equity.
I'm not advocating for a 50 yr mortgage, but the rationale is not difficult to see.
The reverse mortgage (which I hate), was a means for retirees to supplement their income by slowly cashing out their house. They would die with nothing, but why should they care? They're dead.
In 2025, few young people anticipate being in their homes for more than 10-15 years, if that. So extending a mortgage term to increase affordability is acceptable as long as the growth in the value of the home outpaces the interest rate and they can move to the next home with some equity.
I'm not advocating for a 50 yr mortgage, but the rationale is not difficult to see.
Posted on 12/23/25 at 10:36 am to SlowFlowPro
That system is in large part what produced America’s wealth in the middle classes. For most people their home is their greatest investment asset. They just don’t realize it. It’s how you pass wealth generationally.
Posted on 12/23/25 at 10:36 am to SallysHuman
quote:
I am not a fan of 50yr mortgages. But I do appreciate he is trying to find balance for both groups.
Proposing 50 years mortgages is a fricking joke if were looking from the perspective of balance.
Posted on 12/23/25 at 10:36 am to Riverside
quote:
That people’s homes are their greatest source of wealth? You didn’t know this?
You poor thing. All those bailouts you have gotten from the govt, and you still feel intitled.
Posted on 12/23/25 at 10:36 am to 50_Tiger
quote:
Gamers Nexus
That dufus turned his channel to crap when he stopped testing technical specs and started talking about his feelings.
Hes the nerd version of The View. Really good at only talking about his view and his feelings.
Posted on 12/23/25 at 10:37 am to Wildcat1996
quote:
In 2025, few young people anticipate being in their homes for more than 10-15 years, if that. So extending a mortgage term to increase affordability is acceptable as long as the growth in the value of the home outpaces the interest rate and they can move to the next home with some equity.
"You will own nothing and like it"
Posted on 12/23/25 at 10:37 am to LSUnation78
quote:
That dufus turned his channel to crap when he stopped testing technical specs and started talking about his feelings.
Hes the nerd version of The View. Really good at only talking about his view and his feelings.
I will lament hes been more political than the gaming channel he built but NVIDIA/Micron/etc are actually operating in bad faith
Posted on 12/23/25 at 10:37 am to SlowFlowPro
quote:
There is no rational balance in a bubble scenario
Feel free to submit your solutions to the housing issues to Trump's team... I'm sure they look forward to your invaluable input.
Seriously though... that they are recognizing there are issues, that the issues are different for different groups and are brainstorming ideas to address them is a plus in my book. Even if I don't necessarily agree with some ideas like 50yr losns.
Posted on 12/23/25 at 10:37 am to Wildcat1996
quote:And that would take how long into a 50 year amortization schedule?
In 2025, few young people anticipate being in their homes for more than 10-15 years, if that. So extending a mortgage term to increase affordability is acceptable as long as the growth in the value of the home outpaces the interest rate and they can move to the next home with some equity.
Posted on 12/23/25 at 10:37 am to RogerTheShrubber
quote:
And the working class baws actually think he's on their side.
Are yall morons? Do u know what happens to working class if housing prices would collapse? The ones who bought at any time, under higher prices and higher interest, get totally fricked and can't sale their home without owing money.
So you try to ease pricing slightly, and lower tf out of interest. That protects all seller and buyers, without bankruptcy issues thrown on the people.
Posted on 12/23/25 at 10:38 am to 50_Tiger
He is the president of the FOX News watching boomer and no one else
His policies reflect exactly that
His policies reflect exactly that
Posted on 12/23/25 at 10:38 am to Harry Caray
quote:
Homes are for living, not for investing.
Yikes.
Posted on 12/23/25 at 10:38 am to Riverside
quote:
That system is in large part what produced America’s wealth in the middle classes.
And its broken because of constant government intervention
You want your losses subsidized.
Posted on 12/23/25 at 10:38 am to 50_Tiger
quote:
Proposing 50 years mortgages is a fricking joke if were looking from the perspective of balance.
I don't like that either.
Jack and Jill stuck in a third floor walkup might appreciate moreso than myself though.
Posted on 12/23/25 at 10:39 am to SallysHuman
quote:
Feel free to submit your solutions to the housing issues to Trump's team..
Prices need to fall. Bigly. The bubble needs to pop and no bailouts should follow.
Posted on 12/23/25 at 10:39 am to RogerTheShrubber
quote:
You want your losses subsidized.
You had a complete meltdown over $6k. Moron.
Posted on 12/23/25 at 10:39 am to BigGreenTiger
quote:Poor wittle vagina's you are. You have it soooooo hard. Cry me a whiver.
politicians will always protect boomers
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