Please inform me. Why did Obama think health insurance should be controlled by the feds?

Power and control of the populace.

He said, "i am my brothers keeper."
Ask any Christian about that saying.

Because that's how the Heritage Foundation drew it up.

It was designed to fail with producers subsidizing the takers until it collapsed.

They thought Hillary was going to win.

Because he's a moron

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My health insurance now is useless garbage, what in the frick? I'm $5k and counting out of pocket for a broken ankle which required surgery for my son. My premium is $450 a month through my employer.

In 2004 my premium was half that and I was out of pocket less than $800 for 2 back surgeries, frick this bullshite.

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I think many of us have all been in that situation with this country's healthcare system. I paid thousands out of pocket to my insurer before they lifted a finger to help with kidney stone treatment. As a much younger, and only slightly above entry level employed person. Ultimately the insurers tried to kick back thousands more. First to the hospital and then to me. Was a nightmare.....This was 2004. Back then I was just lucky I didn't have my policy completely rescinded because I might have forget to cross a 'T" or dot an "I." Or my care wasnt so expensive or I hit some complications that would hit my lifetime caps.

It wasn't Obama that created the employer tax credit that is the closest contributor to your market situation or mine. That market distortion came much earlier, circa WWII. If anything you should be thankful you didn't get stuck in the individual market where things are really stacked against you. I know that is not comforting, but it could be even worse is all I am saying, your situation still sucks and should be remedied IMO.

But the trend of higher deductibles has been an ongoing one.


Employers, going back to 2006 and 2007 have reduced the amount they pay for their portion of health benefits. While costs have slowed overall, and employers by and large have seen decreases in the growth of their per person costs, the opposite has been true on average for employees. Who have seen more of the cost burden shifted to their end with higher deductible plans and less generous coverage.

You seem to be someone in that situation, where you are strapped with a really high out of pocket deductible that is squeezing your disposable income. Not an enviable situation. Also not sure you are going to get very far by just repeating the ACA for your situation. Healthcare inflation and market trends in the employer space are not magically going to reverse themselves.

I am for single payer, free to poors,cheap to most.

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I am for single payer, free to poors,cheap to most.

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...and by "free to poors, cheap to most" you mean "open up your bank account because I said so"

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It wasn't Obama that created the employer tax credit that is the closest contributor to your market situation or mine. That market distortion came much earlier, circa WWII. If anything you should be thankful you didn't get stuck in the individual market where things are really stacked against you.

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But it was Prez O who made affordable insurance illegal by piling on bogus coverage mandates.

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But it was Prez O who made affordable insurance illegal by piling on bogus coverage mandates.

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Define affordable?

Because what you are saying is that it is shitty that Obama forced people in primarily one space - the individual market - to require a higher baseline of services from the insurance products provided.

As a consumer how do I benefit from the rampant issue of rescission(refusing to pay for people's expensive care due to technicalities), from low lifetime limits that mean if I get really sick insurance will not be there for me? For plans that have enormous deductibles that make routine and minor emergency care barely affordable? Or if I hit the genetic lottery and have a pre-existing condition?

What I hear conservatives call affordable is rarely what most people actually think is affordable, like the OP.

For instance the AHCA makes insurance affordable for some, only because they base it purely on premiums and not deductibles. They achieve lower premiums(and only to a small sliver of the population, older people are screwed) by vastly increasing deductibles. Allowing caps again, denying pre-existing conditions and reducing the benefit package insurers must cover. And as the CBO recently pointed out, the combined effort will actually lead to the 75% actuarial value policy under the new law, more expensive then the exact same 75% actuarial value policy under current arrangements.