re: People Basically Approving of the Murder of the United Healthcare CEO

It seems to me we should start by getting gov out of healthcare, then we can work on the insurance companies. It will be very painful, if possible at all.
A handful of people getting obscenely wealthy on the backs of common americans. I can't imagine why someone would kill over that.

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Thats pretty much a byproduct of the regulatory system that makes it impossible for small companies to compete.

Regulation is a massive gift to BigCorp because they are the only ones who can deal with the costs and complexities.

We need competition. Competition leads to lower prices and better service

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That’s why the CFPB is the biggest scam ever. Chase, Citi, BOA etc. love regulation. They have the critical mass to absorb the cost where the regional banks and community banks don’t. Elizabeth Warren runs around saying she is championing the cause of the little man when really all she’s doing is making life more expensive and limiting competition.

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Thats pretty much a byproduct of the regulatory system that makes it impossible for small companies to compete.

Regulation is a massive gift to BigCorp because they are the only ones who can deal with the costs and complexities.

We need competition. Competition leads to lower prices and better service.

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I'd swear somebody posted something about getting gov out of our healthcare. I will see if I can find it.

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will never happen. Thats not realistic.

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So you are content with status quo? Content enough to get upset when somebody else decides they are fed up enough to take a drastic step?

You said that was impossible.

Getting govt out of HC and minimizing their role are worlds apart.

That’s an opinion

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Doing one is same as doing the other. .

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Not at all.

Without govt, you get competition which solves many of the issues you have with insurance.

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They are well known to deny legitimate claims.

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Almost certainly they were abiding by the terms of your contract when determining what constituted a "legitimate" claim.

And when I say "your contract," I mean the one you voluntarily agreed to and signed.

People think a "legitimate claim" is any claim they think is legitimate. It doesn't work that way. When you sign a contract with an insurance company you agree to abide by their processes to determine the validity of claims.

I'm not saying I like what happens either, nor am I saying that no one should push back and fight them on their first determinations. But people agree to the terms they then turn around and complain about, and many of those claims are there to protect from abuse, which would then cause premiums to go up even more (which people would then complain about).

I get that it sucks when it happens to you, but a lot of what has y'all brandishing pitchforks and torches is simply part of the cost of having premiums where they are.

And government interference to "fix it" only makes it worse. See the ACA.

Your wife could have had an MRI the next day. This was a case in which she only needed an MRI...hundreds of dollars instead of a cancer treatment that would have cost hundreds of thousands of dollars. Something you could have paid for out of pocket and fought about after the fact.

As for the roof, I hope you fired your home insurer and got another one.

Again, I'm not saying the system is perfect. It's not.

But the alternatives might well be worse.