re: Obamacare Enrollment Falls by Nearly 3 Million in One Year

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Yea I did not enroll this year. Self employed so its my only real option. My monthly premium for the family went from $1200 a month to $2500 a month when congress let the subsidies expire.

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I lost coverage from my small business employer who was getting squeezed by the carriers in ever increasing rates.

I tried an Obamacare plan, after the first month I realized I would be paying nearly 500 a month out of pocket after tax with a 300 subsidy. I go to the doctor maybe 3-4 times a year, I take 3 medications, all are generic Two of the drugs are free at Sam’s with a plus membership.

I had to go to the doctor yesterday for the first time with no insurance to get one of the prescriptions refilled. The damage was 135. 85 for the visit and 50 was for an A1C and glucose check. I made sure to tell the clinic that I was paying cash. I wish they could have charged a bit less.

If I had an Obamacare plan, my cost would have been 40 or 50 depending on the plan plus the bloodwork which in the past has been about 10-30 dollars. Blue Cross HMO Louisiana would have been the payer, and probably wouldn’t have paid much more.

I just need to watch my health and if cancer or some other long term health issue comes up, I guess I will have to jump on a plan in open enrollment in the fall.


The biggest issue now is that some insurance is out pacing wage growth especially in healthcare, flood, and homeowners insurance. Auto is probably the only insurance that has stayed consistent since 2000 when I first purchased it for about 200 a month.


The one thing I would suggest is that creating an HSA should be a universal option and not just for those with High Deductible plans. That way you can get the tax benefit of spending out of pocket for everything health related.

Essentially massively expensive catastrophic health coverage. Total fail.

Obama’s legacy is shite