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Started By
Message
re: DJT - “I don’t want to drive housing prices down. I want to drive housing prices up.”
Posted on 1/30/26 at 7:42 am to Flats
Posted on 1/30/26 at 7:42 am to Flats
quote:
Market experts have been predicting an auto industry "adjustment for" six months and the signs are there that it's already begun. Vehicle price increases beat inflation rates like a red-headed step child the last few years.
Yes it's starting to have real impacts. I follow some YT content creators who focus on this a great deal.
The bubble signs have been around for a while there, too.
Just search "car repos" and you'll see content back to late 2023.
0
Posted on 1/30/26 at 7:44 am to Flats
quote:
Market experts have been predicting an auto industry "adjustment" for six months
They have been saying this for about 3yrs
Posted on 1/30/26 at 7:45 am to TigahJay
Logically how does this work exactly?
Posted on 1/30/26 at 7:46 am to SDVTiger
quote:
So ppl who have their homes paid off and dont leverage that equity are stupid?
I agree
No. People that have the overwhelming majority of their net worth in home equity are stupid. Whether or not it is paid off.
Posted on 1/30/26 at 7:48 am to RollTide4547
quote:
Why are you not bitching about the cost of vehicles then?
I'm not bitching about anything.
I've said since the auto bubble started car prices weren't sustainable, either.
Why do you think I'd think differently?
I've posted about the auto bubble for a while now, too.
Why would you ever think I only had these opinions about housing?
quote:
Rates over doubled under biden
Using "doubled' is still relative to incredibly low rates to start.
If rates "doubled" from 1% to 2%, would you consider that 2% a high rate?
quote:
A 200K home at 13% has a 30 year payment of $2212. A 410K home at 6% has a 30 year payment of $2200. How are home buyers better off in a higher interest scenario, even with lower prices?
That high of interest, as my post said, would be temporary to correct the inflation. It wouldn't be permanent.
quote:
but it got me on the equity train.
This mindset/culture needs will also be eradicated largely if we get back to market-based housing prices/policies.
quote:
Your point is 100% correct, young people today are entitled.
I guess you're going to go with unproductive avenues of discussion (which I specifically discussed in my post).
quote:
Higher rates will make it even MORE difficult to purchase a home, if you actually understand the math.
You're using a short term policy aimed at correction to project long term policy. Stop.
Posted on 1/30/26 at 7:49 am to Powerman
quote:
No. People that have the overwhelming majority of their net worth in home equity are stupid. Whether or not it is paid off.
So you agree that then that not leveraging the equity, paid off or not are stupid. I agree
But you would also be someone who says not to refi cash out if they had a 3% rate to a 6 or 7% rate.
Ronricks claims.to be super smart and brags his house is paid off. What an idiot
Posted on 1/30/26 at 7:49 am to SDVTiger
quote:
They have been saying this for about 3yrs
Yes and it's hitting pretty hard now.
Just like RE, they tried to use tricks to minimize the impact but can't anymore, just as consumers ran up credit to engage in similar behavior.
Everyone has been holding on for a few years eating some shite hoping that the government creates a manipulated market again. That's why giving in and preventing the bubbles from popping now is such a terrible idea. We're almost there, finally.
Posted on 1/30/26 at 7:55 am to SlowFlowPro
quote:
New-vehicle sales are expected to total 16.3 million in 2025, marking the best sales year since 2019, according to estimates from Kelley Blue Book.
Not that hard
Posted on 1/30/26 at 7:57 am to Flats
quote:Covid taught me that the "experts" don't know so much. I saw many "experts" here say in April that the tariffs would cause massive price increases, market collapse and tremendous issues here in America. They were wrong too....
Market experts have been predicting an auto industry "adjustment" for six months and the signs are there that it's already begun.
quote:Really. Let's see
Vehicle price increases beat inflation rates like a red-headed step child the last few years.
F150 single cab 2 wheel drive price over the years (from google searching "2025 msrp f150 xlt single cab 2wd")
1980 -- 7000
1985 -- 8400 --17% increase
1990 -- 13000 -- 35% increase
1995 -- 14000 -- 7% increase
2000 -- 19000 -- 30% increase
2005 -- 24000 -- 17% increase
2010 -- 27000 --11% increase
2015 -- 33000 --18% increase
2020 -- 37000 -- 11% increase
2025 -- 39000 -- 5% increase
The data does support your hypothesis.
Posted on 1/30/26 at 8:00 am to SDVTiger
Vehicle repossessions surging at pace on par with Great Recession
LINK
quote:
Repossessions of cars are surging in a way that's hard to ignore.
More than 2.2 million vehicles have already been repossessed this year, a number expected to climb past 3 million by the end of 2025, in line with the Great Recession.
LINK
quote:
From 2021 to 2023, most buyers paid over MSRP for new cars. This trend inflated used car prices and distorted the market, with some vehicles selling for tens of thousands over their sticker price1.
quote:
Many buyers from the pandemic era are now “underwater” on their loans, owing more than their cars are worth. Nearly one in four trade-ins has negative equity, with the average upside-down loan at a record high. Higher interest rates (now over 6% for new cars, 11.6% for used) and soaring insurance costs have pushed average monthly payments to $742, with some exceeding $1,0001.
quote:
Inventory levels have surged—up 120% since 2023—with 3 million unsold cars now sitting on lots. Manufacturers are offering more incentives, but layoffs and profit declines at major automakers (like Nissan, which cut 9,000 jobs and considered merging with Honda) signal deeper structural troubles
Posted on 1/30/26 at 8:03 am to SlowFlowPro
This is like the surge in foreclosures are coming!
When they were zero and it went up to normal levels
When they were zero and it went up to normal levels
Posted on 1/30/26 at 8:03 am to SlowFlowPro
quote:But they'd be MUCH worse off in the short term and no better off in the long term.
That high of interest, as my post said, would be temporary to correct the inflation. It wouldn't be permanent.
quote:Basically because you are a pompous, pretentious, condescending, arrogant, smug, know it all arse.
Why would you ever think I only had these opinions about housing?
quote:So you are signing up for that $15 an hour lawyer pay scale?
This mindset/culture needs will also be eradicated largely if we get back to market-based housing prices/policies.
quote:What that even supposed to mean?
I guess you're going to go with unproductive avenues of discussion (which I specifically discussed in my post).
quote:Tell you what send me your address and I'll send you a mirror sock and lube. Then you can go frick yourself.
You're using a short term policy aimed at correction to project long term policy. Stop.
Posted on 1/30/26 at 8:05 am to RollTide4547
quote:
F150 single cab 2 wheel drive price
You see many of these on the road?
Posted on 1/30/26 at 8:07 am to SDVTiger
quote:
Everyone has been holding on for a few years eating some shite hoping that the government creates a manipulated market again.
What we've seen in this time is that people are racking up debt to do that holding on.
What do you see when people can't afford their debt anymore? Bankruptcies
quote:
Personal and business bankruptcy filings increased 10.6 percent in the twelve-month period ending Sept. 30, 2025, compared with the previous year.
Huge drop from 2021 to 2022 and then a stark increase each year.
Posted on 1/30/26 at 8:07 am to RollTide4547
quote:
Covid taught me that the "experts" don't know so much.
That's very true, but this alarm is coming from people on the ground in the industry. There are metrics they look at; repos, how much supply is sitting on lots, etc. They're not just sitting around a water cooler saying "man, these prices are too high, we must be in a bubble."
Posted on 1/30/26 at 8:08 am to Powerman
quote:That's what you got you stupid moooooo ron? In 1980 they didn't sell quad cab F150 raptors, but they do sell F150 single cabs today. Comparing apples to apples here.
You see many of these on the road?
Posted on 1/30/26 at 8:09 am to RollTide4547
quote:
That's what you got you stupid moooooo ron? In 1980 they didn't sell quad cab F150 raptors, but they do sell F150 single cabs today. Comparing apples to apples here.
Might be more relevant to only look at the past 20 years in that case
Only about 5% of F150s sold are single cab and that's mainly for fleet trucks.
Posted on 1/30/26 at 8:10 am to Powerman
quote:
You see many of these on the road?
It's showing a trend over time for the same configuration, mensa. If he picked higher level quad cabs I'd bet $100 the numbers would be worse.
Posted on 1/30/26 at 8:10 am to TigahJay
Yeah OP must not own a home.
The last thing I want is my most valuable asset declining in value.
The last thing I want is my most valuable asset declining in value.
Posted on 1/30/26 at 8:10 am to Flats
quote:We will see.
There are metrics they look at; repos, how much supply is sitting on lots, etc. They're not just sitting around a water cooler saying "man, these prices are too high, we must be in a bubble."
You conveniently skipped over the part where the data showed vehicle prices were not that much more than inflation over the past few years....
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