Democrats want to force you to buy firearm liability insurance

Bill requiring liability insurance for gun owners advances to full Senate

DENVER (KDVR) — Gun legislation continues to advance at the Colorado Capitol before lawmakers wrap up for the year. A bill requiring gun owners to insure their guns cleared another hurdle Wednesday.

The bill took a big step by advancing to the Senate floor.

Hansen is hoping Colorado continues to lead on gun policy by passing a new bill he is sponsoring requiring gun owners to get insurance coverage for their firearms.

“This has been a long conversation nationally about how we can do a better job of handling liability and some of the costs that come with firearm accidents or misuse. So, we’ve really taken a closer look at what we do with car insurance and home insurance and we think that this is a really great way to help folks cover that liability, but do it in a way that doesn’t become to onerous for gun owners,” Hansen said about the measure.

Under the proposal, the insurance policy would cover losses and damages suffered by any person other than the policyholder. Failure to maintain a firearm policy would result in a civil infraction with a minimum fine of $500 for the first offense. Sponsors said they do not believe the cost of insuring a firearm will deter or disenfranchise gun owners.

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