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Message

re: Capping graduate loans to 150k

Posted on 7/3/25 at 6:29 pm to
Posted by AirbusDawg
Milton, Ga
Member since Jan 2018
2911 posts
Posted on 7/3/25 at 6:29 pm to
quote:

Private loans. Don’t qualify? Better start working your arse off to pay for it.


How the hell does a Med student have any time for a job?
Posted by lsuconnman
Baton rouge
Member since Feb 2007
4528 posts
Posted on 7/3/25 at 6:30 pm to
You should take your traveling show to the money board, they’ll love your schtick.
Posted by Privateer 2007
Member since Jan 2020
7787 posts
Posted on 7/3/25 at 6:31 pm to
quote:

graduate loans

quote:

med school


Med is a professional school.
Not a graduate school.
Are they drawing a distinction between the two?
Posted by ItTakesAThief
Scottsdale, Arizona
Member since Dec 2009
10344 posts
Posted on 7/3/25 at 6:31 pm to
So the school needs to find a way to get the tuition down to a level where demand will increase and funds are available.

As it is, there is no accountability for the institution. They simply raise the cost of education and the government shovels out the money via student loans. There is 0 accountability to the university for what they charge.
Posted by BBONDS25
Member since Mar 2008
57250 posts
Posted on 7/3/25 at 6:31 pm to
quote:

Also can we say giving 300k plus in private loans is just a worse solution?


Nope. No way. Are you insane. A loan between a private bank and an individual, no matter how much. Is a 1000 times better than the government being involved.
Posted by fareplay
Member since Nov 2012
6306 posts
Posted on 7/3/25 at 6:32 pm to
Undergrad 21
Med 25
Residency ~29 depending
Fellowship ~33 depending (some can be up to 40)

Imagine you had to do this with a job, who would want to stay in debt for 15+ years before they earn real money
Posted by SmackoverHawg
Member since Oct 2011
30969 posts
Posted on 7/3/25 at 6:32 pm to
Maybe it will help force down the ridiculous tuitions. My entire 4 years of med school was $34,000. It's over $60k per YEAR here now. I graduated in 2000. It may be over $70k/yr by now.


ETA- appears to be little over $34k/yr in state for tuition only. $67k for out of state.
This post was edited on 7/3/25 at 6:37 pm
Posted by fareplay
Member since Nov 2012
6306 posts
Posted on 7/3/25 at 6:32 pm to
You ever borrow 300k before? Remember what was the requirements? Now apply that to a 21 year old without money from parents / co-signer
Posted by DallasTiger11
Los Angeles
Member since Mar 2004
13404 posts
Posted on 7/3/25 at 6:33 pm to
quote:

Where’s this level of outrage for any corporate profits?

Posted by BBONDS25
Member since Mar 2008
57250 posts
Posted on 7/3/25 at 6:33 pm to
quote:

hard to believe with your maga glasses


Such a lazy argument.
Posted by BBONDS25
Member since Mar 2008
57250 posts
Posted on 7/3/25 at 6:33 pm to
quote:

How the hell does a Med student have any time for a job?


Ummmmmmm. Who wants to tell
Him?
Posted by GooseSix
Member since Jun 2012
22035 posts
Posted on 7/3/25 at 6:34 pm to
Get to work then....
Posted by BBONDS25
Member since Mar 2008
57250 posts
Posted on 7/3/25 at 6:35 pm to
quote:

You ever borrow 300k before?


Brother you are talking to the wrong guy. I have more experience with grad plus than anyone you’ve ever met. And not necessarily because I needed the loan….but it’s basically free money after a certain point.

If you can math you can do very well going to school.
This post was edited on 7/3/25 at 6:36 pm
Posted by fareplay
Member since Nov 2012
6306 posts
Posted on 7/3/25 at 6:37 pm to
My question stands, did you borrow 300k plus while being on an intensive program with no support?
Posted by RobbBobb
Member since Feb 2007
33430 posts
Posted on 7/3/25 at 6:39 pm to
quote:

Odd game we play in the US

So less DEI graduates, that always somehow made their way into these "strict" admissions programs?


Posted by SmackoverHawg
Member since Oct 2011
30969 posts
Posted on 7/3/25 at 6:40 pm to
quote:

Ok there goes medschool for anyone without rich parents. Odd game we play in the US

certain minorities go for free.
Posted by Adajax
Member since Nov 2015
8307 posts
Posted on 7/3/25 at 6:41 pm to
quote:

Ok there goes medschool for anyone without rich parents. Odd game we play in the US


Straight from MSNBC to PT. This talking point spread in 3.50 secs.
Posted by fareplay
Member since Nov 2012
6306 posts
Posted on 7/3/25 at 6:43 pm to
Bro even if you’re dei doctor you’re still a doctor and are proficient enough. Have to remember these deis are still top of most classes
Posted by TigerMyth36
River Ridge
Member since Nov 2005
41074 posts
Posted on 7/3/25 at 6:44 pm to
Cry me a river. The US should stop backing the loans completely. Schools would have to stop growing their billion dollar endowments and charge reasonable tuition. In my lifetime the cost of college has gone up 400% and yet the inflation rate for the last 30 years is 3% or less until the Biden years. Look it up. Most years under 3%. Some under 2% and a few negative years. Absolutely no way tuition would be close to the current level if not for the US backing the loans.

Explain to me why Stanford needs 1 administrator for every single student. College bloat is insane. And don't try and tell me they really need 15000 administrators for 16000 students. That number doesn't include teachers.
This post was edited on 7/3/25 at 6:51 pm
Posted by LSURussian
Member since Feb 2005
133692 posts
Posted on 7/3/25 at 6:46 pm to
quote:

Medschool wasn’t 400k when you were school age

quote:

With tuition, fees, and health insurance, four years of medical school can cost students roughly $162,000-$265,000.

About two-thirds of medical students receive scholarships or grants for school.

LINK
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