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re: 7% Mortgage Rates 30-Year
Posted on 9/23/26 at 6:33 pm to ronricks
Posted on 9/23/26 at 6:33 pm to ronricks
quote:
Not when prices are as high as they are. You just don't understand this. 7% rates in the current environment is toxic.
I bet if we could find a metric you found acceptable for housing prices we could prove you an imbecile. Yet again. Name the metric and let’s do the research. 
This post was edited on 9/23/26 at 6:34 pm
Posted on 9/23/26 at 6:35 pm to ronricks
quote:
You sound selfish. What percentage of this forum do you think are high earners who max out all the retirement accounts available to them and have a paid off home?
You’re a poor. Posted on 9/23/26 at 6:36 pm to SDVTiger
quote:
What a delicious meltdown cause you know you are FOS
Of course he is. Anyone can pay off a double wide and max their 401k.
Posted on 9/23/26 at 6:36 pm to GreatLakesTiger24
quote:Just curious, how old was the Median GenY in 2012? 23? 24?
Should have bought a house instead of studying for algebra I
The housing markets were fairly affordable for another 8 more years. How old was the median GenY then? 31? 32?
Should have bought a house instead of studying for algebra I? .... yeah nitwit ..... should have.
Posted on 9/23/26 at 6:39 pm to BBONDS25
quote:Sadly, yes .... but under other pretense.
You’re a poor.
Posted on 9/23/26 at 6:41 pm to Tomatocantender
house next door sold in a day....$150/ft
maybe they paid cash?
maybe they paid cash?
Posted on 9/23/26 at 6:42 pm to NC_Tigah
quote:
Sadly, yes .... but under other pretense.
I don’t care about his financial standing. His consistent melting down is a clue…however, his ignorance of basic economic indicators is what makes me think he is a poor.
Posted on 9/23/26 at 8:05 pm to BBONDS25
Loading Twitter/X Embed...
If tweet fails to load, click here. Only reason on earth you giving up a 2.375 rate is this.
You getting a divorce, or about to.
Posted on 9/23/26 at 9:03 pm to SlowFlowPro
quote:
The problem is the median home prices
This shite right here.
I'm gonna give you this one.
Posted on 9/24/26 at 2:30 am to Stat M Repairman
quote:
The 10-year US Treasury yield surged Wednesday to reclaim its highest level in nearly two decades after new data depicted strong business activity and intensifying inflation concerns.
LINK
Loading Twitter/X Embed...
If tweet fails to load, click here. Posted on 9/24/26 at 6:09 am to SlowFlowPro
quote:FYI
People bought inflated assets
Posted on 9/24/26 at 6:36 am to Tomatocantender
7% is not high historically. Context matters
Posted on 9/24/26 at 6:36 am to NC_Tigah
Hyper-focusing on that small slice from the late 70s through t he early 80s isn't productive. I don't know anyone who says our economy, generally, is at that bad part right now. That's basically one of the worst periods ever, because the mid-70s through the mid-90s was hell on Earth in America.
But if you look at that chart outside of hyper-focusing on the worst situation since WW2, you'll see we just now had the highest point in what? 35 years?
Effectively we are at the worst point in the modern economic era (the "new world order" era post-Cold War where the US became the sole hegemon and left the rest of the world in the dust).
That's making the point of people talking about how housing is way over-priced.
The last time we had one of these peeks was the GFC and we need a similar bubble correction like we see on that chart. The different is the GFC went to near-0 rates and we won't be able to do that, this time, so the decline is likely to be more severe.
But if you look at that chart outside of hyper-focusing on the worst situation since WW2, you'll see we just now had the highest point in what? 35 years?
Effectively we are at the worst point in the modern economic era (the "new world order" era post-Cold War where the US became the sole hegemon and left the rest of the world in the dust).
That's making the point of people talking about how housing is way over-priced.
The last time we had one of these peeks was the GFC and we need a similar bubble correction like we see on that chart. The different is the GFC went to near-0 rates and we won't be able to do that, this time, so the decline is likely to be more severe.
This post was edited on 9/24/26 at 6:37 am
Posted on 9/24/26 at 6:37 am to kywildcatfanone
quote:
7% is not high historically. Context matters
He provided the context within the post to which you replied
quote:
coupled with median home prices
Posted on 9/24/26 at 6:39 am to SlowFlowPro
I just responded to the title, and was correct in my response.
Posted on 9/24/26 at 6:50 am to SlowFlowPro
quote:
Hyper-focusing on that small slice
You are referring to the "small" 30 year "slice" between 1965 and 1995?
quote:We are "effectively" at the "worst point" in 18 years, only because the "best point" in the history of the United States interluded between that point and this. Does that constitute the "modern era"?
Effectively we are at the worst point in the modern economic era
Posted on 9/24/26 at 6:52 am to SlowFlowPro
quote:
The problem is the median home prices. They need to fall at least 15-25%
Not here is Louisiana.
Posted on 9/24/26 at 6:54 am to NC_Tigah
quote:
Does that constitute the "modern era"?
I defined that. That's the post-Cold War period when the US separated itself from the rest of the world. It's about 35-36 years. Bush's "new world order" speech was in 89 or 90. The entire worldwide economic system changed after the fall of the USSR.
I don't know anyone who would argue it's better to discuss the period from 1975-1985 as a better comparison than the "new world order" era.
Even ignoring that, as I said, that 1975-1985 period is understood to be some of the most tumultuous economic times in US history. It's an outlier.
Posted on 9/24/26 at 7:02 am to Azkiger
quote:
Not here is Louisiana.
Yes...here in Louisiana also.
There are a few homes for sale around me and the asking prices are ridiculous...even taking into account increased housing "value" over the last 10 years.
Of course...location matters so some places more/less than others.
Posted on 9/24/26 at 7:06 am to DMAN1968
If mine drops 20% it's valued less than it appraised for 13 years ago, NOT factoring inflation.
And I'm in probably one of the fastest growing parishes in Louisiana (ascension parish)
And I'm in probably one of the fastest growing parishes in Louisiana (ascension parish)
This post was edited on 9/24/26 at 7:08 am
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