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re: Theophile Bougeois' estate being sued

Posted on 8/19/20 at 10:30 am to
Posted by KemoSabe65
70605
Member since Mar 2018
6491 posts
Posted on 8/19/20 at 10:30 am to
With the visibility of TB's lodge i would think his commercial insurance agent had any catastrophic event covered. Not sure what FAA min insurance requirements are but $1mil + umbrella ($1mil-$3mil) would not be unusual. One of my lodge customer carries $3mil umbrella and has no plane.
ASSuming the above, there is enough insurance coverage to make the two survivors whole IMO. Also ASSuming there has been a fair offer from same insurance company and suit against estate is just legal mumbo jumbo.
JR has taken over TB's business from my sauces and is doing well.
Posted by Saskwatch
Member since Feb 2016
18009 posts
Posted on 8/19/20 at 10:52 am to
quote:

ASSuming the above, there is enough insurance coverage to make the two survivors whole IMO


What's the quantification of "Whole" and "Fair" in a matter like this. Hard to define in such tragic event. I also don't know who the ins. agent is but E&O policies are there for a reason. I would expect they knew that the float planes were an exceptional risk.
This post was edited on 8/19/20 at 10:59 am
Posted by choupiquesushi
yaton rouge
Member since Jun 2006
33902 posts
Posted on 8/19/20 at 11:07 am to
quote:

JR has taken over TB's business from my sauces and is doing well.
yep sure is... I think he ran blondie off early on and took control. Blondie has had some tough luck with men the father of two of her boys is one of the guys that was shot and killed in a trespassing dispute in westwego in 2000/2001.. then TB....
Posted by KemoSabe65
70605
Member since Mar 2018
6491 posts
Posted on 8/19/20 at 11:09 am to
Would your Trauma go away for $1mil less Mariss Farts 40%?
Pretty sure getting a check for $600,000 would completely cure my trauma/mental anguish, loss of consortium.

Markets for planes are narrow and i am sure narrower still for floats. Brokers aren't going to send a quote out that ties them to an e&o. Duty of the agent to read and understand what he is selling or it's his e&o that gets hit.
This post was edited on 8/19/20 at 11:33 am
Posted by Sid in Lakeshore
Member since Oct 2008
41956 posts
Posted on 8/19/20 at 11:12 am to
quote:

LLC from what I understand, would have prevented this.


Always consult an atty. and tell them what you need. LLC is what is needed to protect your assets.
Posted by Dissident Aggressor
Member since Aug 2011
5462 posts
Posted on 8/19/20 at 12:00 pm to
quote:

could have written your post. I too am not "sue happy", but like you mentioned, just the fear and anxiety of knowing the plane you're in is going to crash in open water has to amp up the pucker factor to major limits.

Will you survive the crash and if you do, will you be so injured you will drown before help can arrive? And if help does arrive, will you be the same physically and/or mentally ever again.....

A traumatic event like that will put a dent in your psyche for sure.


Jeebus Kripes
Some of you muthafreekas have never been in a life threatening situation.
Bunch of friggin candy asses...
Posted by AlxTgr
Kyre Banorg
Member since Oct 2003
86539 posts
Posted on 8/19/20 at 12:27 pm to
There is no aspect of this situation that brings in a discussion of LLC.
Posted by xenon16
Metry Brah
Member since Sep 2008
3592 posts
Posted on 8/19/20 at 12:44 pm to
nor a discussion of LLC vs S-Corp
Posted by gumbo2176
Member since May 2018
19497 posts
Posted on 8/19/20 at 2:35 pm to
quote:

Jeebus Kripes
Some of you muthafreekas have never been in a life threatening situation.
Bunch of friggin candy asses...


You haven't a clue just how many life threatening situations I've been in over the years. Don't make silly assumptions.
Posted by Cracker
in a box
Member since Nov 2009
19116 posts
Posted on 8/19/20 at 9:59 pm to
insurance is odd bedfellow I was at fault in a accident in college it was my fault car hydroplaned my insurance at the time policy limit was x amount I cant recall but I signed an affidavit that I had no assets and and their uninsured motorist got the remainder of their claim from their own insurance.
Posted by tigersownall
Thibodaux
Member since Sep 2011
16706 posts
Posted on 8/19/20 at 10:47 pm to
Are they still alive?
Posted by No Colors
Sandbar
Member since Sep 2010
12986 posts
Posted on 8/20/20 at 6:06 am to
quote:

mental trauma caused by an event like that? It would probably mess you up for a while.


Then don't fly.

But since cars are way more dangerous than airplanes, better stay out of those too.
Posted by AlxTgr
Kyre Banorg
Member since Oct 2003
86539 posts
Posted on 8/20/20 at 7:09 am to
quote:

my insurance at the time policy limit was x amount I cant recall but I signed an affidavit that I had no assets and and their uninsured motorist got the remainder of their claim from their own insurance
Very common. I send one of those out about once a month or so. It's amazing how hard of a time I have getting people to respond.
Posted by choupiquesushi
yaton rouge
Member since Jun 2006
33902 posts
Posted on 8/20/20 at 7:25 am to
quote:

quote:
mental trauma caused by an event like that? It would probably mess you up for a while.

Then don't fly.

But since cars are way more dangerous than airplanes, better stay out of those too.


The fact he was making a flight he was not qualified or certified to make adds to his culpability
Posted by No Colors
Sandbar
Member since Sep 2010
12986 posts
Posted on 8/20/20 at 7:39 am to
quote:

The fact he was making a flight he was not qualified or certified to make adds to his culpability

TB was making a flight he wasn't qualified to make? Can you expand on this?
Posted by KemoSabe65
70605
Member since Mar 2018
6491 posts
Posted on 8/20/20 at 7:55 am to
Was not IFR only VFR but I don’t think it was an faa requirement or he wouldn’t have been doing it for so long. He had the rating required by his insurance carrier or they would not have written the coverage.
Hindsight says he should have waited that storm out or pulled the plug earlier but it didn’t happen so here we are.
Closest I have come was crew change from S Tim 300 in a 212 with rain pouring into the ac and an extra 100 miles to skirt a summer storm.
Posted by Gorilla Ball
Az
Member since Feb 2006
12885 posts
Posted on 8/20/20 at 8:09 am to
I helped at a wreck before the ambulance etc arrived, two young ladies turned in front of a young man. Essen and I-10, probably 35-45 mph. The passenger in the car sued her driver and the guy in the car they pulled out in front. Both young ladies sued the young man in the van they pulled out in front. The ladies didn’t have a turning arrow.
Since I was a witness to this accident I was subpoenaed testify and learned about all this sueing stuff after everything was settled.
It was eventually settled the day before the case was scheduled to start.
Posted by Nado Jenkins83
Land of the Free
Member since Nov 2012
65282 posts
Posted on 8/20/20 at 7:04 pm to
You know I didn't really even notice. I meant I dont know if they asked to wait or maybe pressured him into flying. Or the other way around. Which would be really shitty on them
Posted by No Colors
Sandbar
Member since Sep 2010
12986 posts
Posted on 8/20/20 at 9:01 pm to
quote:

maybe pressured him into flying.

This doesn't even exist. The pilot of a charter aircraft has lots of things to worry about. The preferences of his charter have absolutely nothing to do with the operation of his aircraft. He's the captain. Period. End of discussion.

Kobe Bryant's dumbass pilot listed to Kobe's dumb arse. And now they're both dead. Along with a handful of other people.

Letting your clients make your decisions is how everyone ends up dead.
Posted by daberryballer
West of da Berry
Member since Oct 2015
989 posts
Posted on 8/20/20 at 10:53 pm to
1st of all "blondie" was treated with respect and given 6 months to make alternative living arrangements..she knew that if something happened to Toe that his son would inherit the business...she moved out in early March... 2nd Toe was not instrument rated and running a charter operation that used an aircraft he should have been...the business now is officially a charter air business licensed by the FAA...meaning that you can call from Lafayette, BR, Lake charles and they could fly to you and transport you to your destination as long as they have water to safely land and take off. Lane and the new pilot ( who has 15yrs as a bush pilot in Alaska ) are both instrument rated . I have fished with them twice this year( 6 times 2018/2019 and was due to be on a trip Aug. 25 of 2019) and I can tell you that Josie and the staff will do everything to make your trip a great experience . Toe's business is in good hands and will survive his passing and the Covid-19 Pandemic there will be only 1 Toe but every visit it's like you feel his presence there and he's watching whats happening and likes what he see's.
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