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Started By
Message
Boat insurance-How much
Posted on 5/16/19 at 6:22 pm
Posted on 5/16/19 at 6:22 pm
Currently I have progressive. $600/year.
2010 Xpress CC 115 Yammy
It is for Agreed Upon Value of $20k.
Is this reasonable? Seems high to me. I got a quote from USBoat for $370/year but its for Actual Cash Value. Looking for advice and opinions on how much insurance I actually need.
2010 Xpress CC 115 Yammy
It is for Agreed Upon Value of $20k.
Is this reasonable? Seems high to me. I got a quote from USBoat for $370/year but its for Actual Cash Value. Looking for advice and opinions on how much insurance I actually need.
11
Posted on 5/16/19 at 7:08 pm to indytiger
Well is it really worth $20k?
Posted on 5/16/19 at 7:14 pm to indytiger
$600 is high for $20k but rates have gone up in the last two yesrs. Try Anchor Marine in Texas.
4 yrs ago I insured a blackjack with $1mill limits and $67k agreed value for $675. Credik, zip code, driving record (mvr) are yuge factors in any insurance rate.
4 yrs ago I insured a blackjack with $1mill limits and $67k agreed value for $675. Credik, zip code, driving record (mvr) are yuge factors in any insurance rate.
This post was edited on 5/16/19 at 7:46 pm
Posted on 5/16/19 at 7:25 pm to indytiger
Anywhere from $400-$600ish is about par, make sure you carry high liability. It’s cheap on board and if shite happens, you’ll need it.
Posted on 5/16/19 at 7:40 pm to indytiger
Seems right
Posted on 5/16/19 at 7:54 pm to indytiger
I just switched from geico to progressive last month. Geico was $645/yr for my 2016 frontier with a 200hp. Progressive is $385 per year.
Time for you to switch
Time for you to switch
Posted on 5/17/19 at 8:02 am to indytiger
That seems high. Mine is $810 for a 25' bay boat.
Try Charter Lakes
Try Charter Lakes
Posted on 5/17/19 at 8:08 am to indytiger
I pay 25/month through Farm Bureau
Posted on 5/17/19 at 8:16 am to KemoSabe65
Anyone have average cost for Jet ski insurance, mostly looking for liability for the pair, for coverage when guests come over and ride.
Posted on 5/17/19 at 8:32 am to JOJO Hammer
That’s an acv policy with liability tied to you home insurance through endorsement. If you ever have a liability claim your ho insurance will be non-renewed also.
Posted on 5/17/19 at 8:34 am to wildcat3
quote:
Anyone have average cost for Jet ski insurance, mostly looking for liability for the pair, for coverage when guests come over and ride.
I was paying 12 bucks a month for a 2012 Yamaha Waverunner (3 seat) and the trailer. Eta....full coverage btw.
Eta...progressive. They seem to be the cheapest for water toys.
This post was edited on 5/17/19 at 8:36 am
Posted on 5/17/19 at 8:41 am to indytiger
quote:
Seems high to me
It is too high...I have Progressive and my boat's value is about $38K and I'm paying about
quote:
$370/year
Posted on 5/17/19 at 8:41 am to Grassy1
quote:
That seems high. Mine is $810 for a 25' bay boat.
Try Charter Lakes
what yr is your boat/motor?
Posted on 5/17/19 at 8:50 am to indytiger
I actually just switched from State Farm to sea insure. They are a company associated with sea tow. I have a 2016 22’ nautic star with a 200 Yamaha. Insured for 45k plus 5k theft I believe. Also 900k oil spill liability and 300k medical liability. I went from >900$ a year to 497$ per year. I called at State Farm before I switched and they told me they would switch too bc they couldn’t compete with that price.
Posted on 5/17/19 at 9:01 am to indytiger
I use Geico who uses BoatUS. $430 for the year value of 35K
Posted on 5/17/19 at 9:08 am to indytiger
I paid $350 a year but that included major repair insurance.
Boat value: 15k
Progressive.
Boat value: 15k
Progressive.
Posted on 5/17/19 at 9:14 am to KLSU
Sounds about right.
It's all in the details. Agree upon value with guaranteed payback for total lost definitely increases it and your deductible also..
I have progressive with a 22k agreed upon and I'm at 700. It sounds high but you are talking about 58 bucks a month. And since I had the same policy for several years my deductible has dropped to 125.
It's all in the details. Agree upon value with guaranteed payback for total lost definitely increases it and your deductible also..
I have progressive with a 22k agreed upon and I'm at 700. It sounds high but you are talking about 58 bucks a month. And since I had the same policy for several years my deductible has dropped to 125.
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