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Started By
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Boat insurance cost
Posted on 5/26/19 at 10:26 pm
Posted on 5/26/19 at 10:26 pm
What is average yearly insurance on a $20,000 aluminum bass/crappie rig?
6
Posted on 5/26/19 at 11:46 pm to mudcat tiger
'Bout 250 or so for mine.
Posted on 5/27/19 at 6:30 am to mudcat tiger
In my ranger aluminum it’s $240 with lower unit protection from damage or defects included with Progressive. My motor vehicle record clean which helps with boat insurance.
This post was edited on 5/27/19 at 8:36 pm
Posted on 5/27/19 at 7:28 am to mudcat tiger
I pay $412 a year with farm bureau. $250 deductible
This post was edited on 5/27/19 at 9:08 am
Posted on 5/27/19 at 9:04 am to Uncle JackD
Good thread, I have a 26’ Hydra Sports CC with twin Yamaha 150’s. Bought last year for $32k. Probably dumb of me, but I didn’t shop insurance. Just called Allstate (who has our auto) and am paying about $1000/yr. seems high looking at the prices above. Are saltwater boats that much higher than bass boats?
Posted on 5/27/19 at 9:07 am to mudcat tiger
Paging Kemosabe....
He Insured mine. 23 kenner less than $400/yr.
He Insured mine. 23 kenner less than $400/yr.
Posted on 5/27/19 at 9:09 am to HES
quote:Mines a 20’ bayboat that insurance valued at 25k. $1000 seems really high in comparison to prices I’ve seen.
Good thread, I have a 26’ Hydra Sports CC with twin Yamaha 150’s. Bought last year for $32k. Probably dumb of me, but I didn’t shop insurance. Just called Allstate (who has our auto) and am paying about $1000/yr. seems high looking at the prices above. Are saltwater boats that much higher than bass boats?
Posted on 5/27/19 at 9:13 am to Uncle JackD
Thanks. Who are you using?
Posted on 5/27/19 at 9:16 am to HES
Farm bureau. I have house and auto with them also so I’m sure there is a discount in there.
This post was edited on 5/27/19 at 9:17 am
Posted on 5/27/19 at 9:24 am to Uncle JackD
There is zero discount with FB and it’s only an actual cash value policy(depreciation applies), no mechanical breakdown, no uninsured boater protection. Former FB 9 year agent and their policy is shite honestly. Liability is also endorsed to your house which is always pas bon since a claim will affect loss ratio on house policy. UJD, find a specialty company like charter lakes, progressive, geico, anchor marine.
Posted on 5/27/19 at 9:25 am to HES
quote:
I didn’t shop insurance. Just called
THIS
Im paying 700 plus for similar rig w/ State Farm...
Posted on 5/27/19 at 9:28 am to KemoSabe65
Damn... good to know. Out of the ones you listed, how do you rank them? Who would you use? Shoot me an email if you prefer
This post was edited on 5/27/19 at 9:31 am
Posted on 5/27/19 at 9:44 am to Uncle JackD
Would have the following companies quote and compare coverages;
Formost
Markel
Charter Lakes
Progressive
Geico
Agreed value is the only option with boats.
Formost
Markel
Charter Lakes
Progressive
Geico
Agreed value is the only option with boats.
Posted on 5/27/19 at 9:53 am to KemoSabe65
Going to work on that this week. Do most policies cover attached equipment? Trolling motor, GPS, power pole..?
This post was edited on 5/27/19 at 10:16 am
Posted on 5/27/19 at 10:06 am to mudcat tiger
Don’t know and don’t care cause I have a buddy with a boat
Posted on 5/27/19 at 10:30 am to 225Tyga
22’ Bluewave I pay right around $400 a year.
Posted on 5/27/19 at 11:08 am to Uncle JackD
Yes, + fishing equipment. Just figure what you have in Hull/motor/add ons and trailer is usually $3,000-$4,000 in additional coverage.
Posted on 5/27/19 at 1:24 pm to KemoSabe65
AIG Insurance just started doing marine insurance last year and came on board with us.
I'm not sure about pricing though
Here's a link AIG
Are you familiar with them KS?
I'm not sure about pricing though
Here's a link AIG
Are you familiar with them KS?
Posted on 5/27/19 at 1:38 pm to BooDreaux
We write PC with aig but boats are such low margin business without auto/home I steer clear. Saying that, my book is 99% commercial anyway.
Posted on 5/27/19 at 3:57 pm to KemoSabe65
Progressive
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