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Posted on 9/25/25 at 4:15 pm to goofball
They shouldn't have run the prices up so high on everything they sell.
I was looking at a new F-150 XL single cab with the 5.0 V8, it's as basic of a truck as you can get, and they want almost $50k for it.
I was looking at a new F-150 XL single cab with the 5.0 V8, it's as basic of a truck as you can get, and they want almost $50k for it.
Posted on 9/25/25 at 4:18 pm to kywildcatfanone
quote:I’m not rich, but I do have good credit. It’s why I’ll never buy another Ford truck until they change their ways. They cost too much money for the product. There is no value in it.
This will work out great. $80K vehicles and people with poor credit
Posted on 9/25/25 at 4:22 pm to fightin tigers
quote:
If they are actually going to keep the truck then there is a lot less shame in that. Not saying it is a solid financial decision, but getting rid of the truck or having to because you abuse it is the real kicker. That truck SHOULD last 20 years.
No way it will last 20 years, lol. Be lucky to get 8 years..
Posted on 9/25/25 at 4:26 pm to goofball
Selling low quality trucks for high quality sedan prices? What could go wrong? Oh you want to sell them to people who already make terrible financial decisions in general? No risk there at all!
Posted on 9/25/25 at 4:39 pm to goofball
quote:
Many of the more than 100,000 borrowers who received loans from Tricolor lacked a Social Security number or credit history
Unbelievable. Clown world
Posted on 9/25/25 at 4:45 pm to goofball
I doubt that insurers are offering corresponding premiums.
Posted on 9/25/25 at 5:00 pm to tide06
quote:
“Ford misses earnings as massive consumer defaults impact revenue”
Auto makers recognize revenue upon sale to the dealerships. Anything that happens after that does not impact their already reported revenue or earnings numbers.
Posted on 9/25/25 at 5:03 pm to goofball
quote:
Ford courts riskier borrowers
Posted on 9/25/25 at 5:06 pm to goofball
quote:
which starts around $39,000 and goes to almost $80,000
For a pickup truck
Is Ford Credit legally a seperate company?
Prop up profits at the manufacturer, and when the loans go bad, cry to government and get a bail out.
Posted on 9/25/25 at 5:06 pm to goofball
Maybe an entry-level truck at $39K is the problem.
Posted on 9/25/25 at 5:30 pm to rickgrimes
Not when they own the financing wing as GM and others often have.
GMAC for instance used to generate massive revenues for their parent corp, but was spun off for a time.
GMAC for instance used to generate massive revenues for their parent corp, but was spun off for a time.
Posted on 9/25/25 at 5:33 pm to FightinTigersDammit
quote:
Maybe an entry-level truck at $39K is the problem.
Yep. I paid 32k for mine in 2017. Crew cab XLT. The same truck is 50k now. Almost a 60% increase. 32k based on inflation should be about 40-41k today.
Posted on 9/25/25 at 5:48 pm to LSUFanHouston
quote:
Prop up profits at the manufacturer, and when the loans go bad, cry to government and get a bail out.
Where the rest of us pay for a fricking shitbox of an overpriced truck that we never even get to own.
Posted on 9/25/25 at 6:49 pm to White Bear
quote:
Two decades of can phaser rattle.
Just got an insane repair estimate from the dealership. Seems odd they didn’t recommend the same repairs/replacement when it was under warranty.
Posted on 9/25/25 at 7:03 pm to goofball
They can take their 10 speeds, their turbos, their active fuel management, their "v8 sounds through the radio," their 0w16, their plastic oil pans and drain plugs and go frick themselves.
They are measurably worse than they were 10 years ago and cost twice as much.
Electric vehicles now present the most reliable option. And that's not by accident. The Feds made it happen.
They are measurably worse than they were 10 years ago and cost twice as much.
Electric vehicles now present the most reliable option. And that's not by accident. The Feds made it happen.
Posted on 9/25/25 at 7:14 pm to goofball
Who knew that selling $100k pickups to people who make less than $100k would be a bad idea?
I mean, really, who could have foreseen that?
I mean, really, who could have foreseen that?
Posted on 9/25/25 at 7:35 pm to goofball
Loaning to subprime borrowers is trending. 2 out of 3 finance partners we use are jumping on the bandwagon and will approve 600’ish. Prior to the change, it was closer to 680’s.
Rather than getting into riskier paper, perhaps ford should reduce prices.
Rather than getting into riskier paper, perhaps ford should reduce prices.
Posted on 9/25/25 at 10:53 pm to Grievous Angel
I just don’t get it. A golden opportunity for any auto maker to make a simple bare bones truck. Or auto for that matter.
Posted on 9/25/25 at 10:58 pm to go_tigres
quote:
Loaning to subprime borrowers is trending. 2 out of 3 finance partners we use are jumping on the bandwagon and will approve 600’ish. Prior to the change, it was closer to 680’s.
What are the charging in additional fees to offset the below market rates for the risk profile?
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