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re: Would you ever consider declaring bankruptcy if your hospital bill was high enough?

Posted on 9/30/19 at 3:28 pm to
Posted by GetCocky11
Calgary, AB
Member since Oct 2012
53509 posts
Posted on 9/30/19 at 3:28 pm to
quote:

That’s because people are ignorant and don’t ask.

Under HIPAA law, they are required to quote you BEFORE the treatment and BEFORE you sign on the dotted line.

Don’t be so naive



Kinda hard to do in an emergency.
Posted by In The Know
City of St George, La
Member since Jan 2005
6268 posts
Posted on 9/30/19 at 3:39 pm to
This is impossible. Congress passed the Affordable Healthcare Act during Obama’s tenure and we were promised cheaper rates, the ability to keep your doctor, and other awesome shite. I don’t believe it.
Posted by lsunurse
Member since Dec 2005
129146 posts
Posted on 9/30/19 at 3:44 pm to
quote:

Who even thinks of filing bankruptcy over 3-4k? I think you are missing the point of this thread


My point was that you can set up a payment plan for hospital bills.


Posted by 777Tiger
Member since Mar 2011
88068 posts
Posted on 9/30/19 at 3:45 pm to
quote:

Kinda hard to do in an emergency.


can't be denied treatment in an emergency
Posted by OweO
Plaquemine, La
Member since Sep 2009
119963 posts
Posted on 9/30/19 at 3:46 pm to
quote:

That’s because people are ignorant and don’t ask.

Under HIPAA law, they are required to quote you BEFORE the treatment and BEFORE you sign on the dotted line.

Don’t be so naive


Someone is involved in an accident and has to be rushed to the closes hospital. They are bleeding a lot and needs attention right away.

I didn't realize they were given a quote and had to sign on the dotted line BEFORE they proceed to save their life.
Posted by Adam Banks
District 5
Member since Sep 2009
36309 posts
Posted on 9/30/19 at 3:50 pm to
quote:

Think about what you can buy with $650k



Well depending on his prior job without that surgery and hospitalization his ability to earn $650,000 is significantly limited. Also what is the price of the use of his legs? If it’s not worth it to him he doesn’t have to have the surgery.
Posted by EA6B
TX
Member since Dec 2012
14754 posts
Posted on 9/30/19 at 4:35 pm to
quote:

I wouldn't think it would be prudent for a hospital to set a precedent by allowing a tiny amount. If one person gets by for little of nothing then the next will want to as well. And the next....




They have already covered their operating cost and margin with their contract with your insurance company, anything they receive from the patient above that is a bonus.
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