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Message
re: Why would anyone not have direct deposit?
Posted on 8/5/16 at 7:13 am to RogerTheShrubber
Posted on 8/5/16 at 7:13 am to RogerTheShrubber
quote:If I were him, I'd just open another account (at another bank/S&L).
When I sold cars my sales manager didn't have it because he didn't want his wife to know how much he made. He hid about 25% from her.
I don't give my folks an option, every penny of wages/bonuses, etc. is handled through ACH transfer.
0
Posted on 8/5/16 at 7:15 am to Lionnation1993
I can't tell you the last time I was inside a bank
Posted on 8/5/16 at 7:16 am to SG_Geaux
quote:
To keep their money from their baby mama.
Posted on 8/5/16 at 7:32 am to Lionnation1993
It's usually people with no bank account, or those that have overdrafted their account. The people with no bank account usually can't open one because they're in the chexsystem for outstanding debts to another banking institution.
Posted on 8/5/16 at 9:23 am to AZTarheeel
Jeez people I meant thr customer service desk like at a grocery store
Posted on 8/5/16 at 9:45 am to Topwater Trout
quote:
I can't tell you the last time I was inside a bank
quote:
Why would anyone not have direct deposit?
Dont get me started. In the branch today are a bunch of typical weekly check cashers. No bank account, but they all have smart phones.
This post was edited on 8/5/16 at 9:46 am
Posted on 8/5/16 at 9:50 am to Lionnation1993
I went into the bank last year to pull out a couple of thousand dollars to buy a car for my daughter. I realized it had been at least 10 years since I had been in a bank. I was not sure what to do. I've had direct deposit since I was 17 years old (26 years ago) and have not looked back.
Even if I didn't have direct deposit, for the past 5-6 years I have been able to deposit checks to my account via smartphone. I guess all those people who have overdraft charges are the ones getting hard checks. It's a vicious cycle as they are paying fees out the butt each time they cash a check, just to avoid another fee. Oh well
Even if I didn't have direct deposit, for the past 5-6 years I have been able to deposit checks to my account via smartphone. I guess all those people who have overdraft charges are the ones getting hard checks. It's a vicious cycle as they are paying fees out the butt each time they cash a check, just to avoid another fee. Oh well
Posted on 8/5/16 at 10:10 am to Lionnation1993
I had a superintendent that refused direct deposit of any kind. He didn't want his wife to know how much money he made. As far as she knew, he was still making the same amount as 1994.
He told me stories, and if my wife was the bad with money, I'd of done the same thing.
He told me stories, and if my wife was the bad with money, I'd of done the same thing.
Posted on 8/5/16 at 10:15 am to Lionnation1993
quote:because my employer refuses to do it for some reason
Why would anyone not have direct deposit?
Posted on 8/5/16 at 10:34 am to Lionnation1993
My company, until recently, did not direct deposit expense report reimbursements 
.
.Posted on 8/5/16 at 10:40 am to Lionnation1993
quote:
Why would anyone not have direct deposit
Because they're illegal without a valid SS number? At least that's the case with 75% of my employees.
Or they're using a different name, with a valid SS #, but without ID so they have to go to La Michoacana Meat Market to cash it.
Posted on 8/5/16 at 10:41 am to Lionnation1993
I do the payroll here.... No body wants direct deposit. Some say they don't because they need to move some into savings and some cash it...
Posted on 8/5/16 at 10:45 am to nicklsu
quote:
I guess all those people who have overdraft charges are the ones getting hard checks. It's a vicious cycle as they are paying fees out the butt each time they cash a check, just to avoid another fee. Oh well
It blows my mind.
Wait one week for those bills/withdrawals and you'll have no issues, but they can't do it and constantly climb out of $120-$180 holes from overdraft fees.
Brick and mortar banks in 2016 are basically dependent on the uneducated to maintain their model. I'm not knocking those practices because these people are using the bank's money, but they just cannot get out of their own way.
Posted on 8/5/16 at 10:45 am to Lionnation1993
People who can't get a checking acct
Posted on 8/5/16 at 10:49 am to Lionnation1993
One of my employers would direct deposit my pay check but not my expense reimbursement. There I was every two weeks waiting in line to deposit my expenses.
Posted on 8/5/16 at 11:05 am to Boudreaux35
Believe it or not, but not all credit unions offer direct deposit as an option. I was surprised to find this out a few weeks ago.
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