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re: What do you spend a month on vehicles?
Posted on 4/11/16 at 10:16 am to Croacka
Posted on 4/11/16 at 10:16 am to Croacka
quote:
I find it amazing that all of these OTers don't have car notes
I thought everyone hear drove really nice vehicles? Are they paying them all off with cash even with low interest rates?
I know, right. It's almost like these people are full of shite
Between my wife and I, we have about $830 in notes for our two vehicles. Under $100 on insurance, and maybe $200 a month on gas.
1
Posted on 4/11/16 at 10:17 am to BabyTac
$675 on 2 car notes
$240 on insurance
Less than $100 on gas
Probably a little less than $1000 per month.
$240 on insurance
Less than $100 on gas
Probably a little less than $1000 per month.
Posted on 4/11/16 at 10:19 am to Croacka
quote:
I find it amazing that all of these OTers don't have car notes
I thought everyone here drove really nice vehicles? Are they paying them all off with cash even with low interest rates?
Yes
Not everyone drives a Mazda 3 they financed for 72months.
Posted on 4/11/16 at 10:20 am to LNCHBOX
How do you have under $100 on insurance?
Posted on 4/11/16 at 10:23 am to Epic Cajun
My FIL wanted to keep my wife's car on his policy for some reason. He's a State Farm agent and said it's better for him to keep it on his then to not have her on it. We'd be around $150 total if she was on my policy.
Posted on 4/11/16 at 10:24 am to Restomod
I hate borrowing money.
I've borrowed plenty over the years, but I didn't like it.
I financed a 1991 Thunderbird SuperCoupe for 60 months one time and I didn't think the notes would ever stop coming on that bitch.
I've borrowed plenty over the years, but I didn't like it.
I financed a 1991 Thunderbird SuperCoupe for 60 months one time and I didn't think the notes would ever stop coming on that bitch.
Posted on 4/11/16 at 10:25 am to 911Moto
$1200/month for two Jeeps
Posted on 4/11/16 at 10:25 am to N2cars
The car note is much easier to stomach on month 1,2, and 3 then it is on year 2,3, and 4 when that bitch ain't new no more
Posted on 4/11/16 at 10:26 am to N2cars
quote:
I hate borrowing money.
I've borrowed plenty over the years, but I didn't like it.
I financed a 1991 Thunderbird SuperCoupe for 60 months one time and I didn't think the notes would ever stop coming on that bitch.
Man I know that feeling.
Posted on 4/11/16 at 10:28 am to Croacka
quote:
The car note is much easier to stomach on month 1,2, and 3 then it is on year 2,3, and 4 when that bitch ain't new no more
I hear you on this. After these two are paid off, I don't plan to ever go longer than 3 years again, and not having two at a time.
Posted on 4/11/16 at 10:31 am to LNCHBOX
quote:
I hear you on this. After these two are paid off, I don't plan to ever go longer than 3 years again, and not having two at a time.
I did that in my 20s. Note on my wife's car and about a year later note on my suv. Took 4 years but finally got down to 1 payment then a year later down to none. About 4 years ago we ended up selling both of them and we financed hers and paid cash for mine. I'll never have more than 1 payment anymore. 2 years and we're going to be down to none and drive them both paid off for a long time.
Posted on 4/11/16 at 10:32 am to Croacka
quote:
The car note is much easier to stomach on month 1,2, and 3 then it is on year 2,3, and 4
True.
Back in 1990, 48 was still the norm. I hated going 60, but that was the only way I could afford the car. ( I was in love
) By note 49, I was wanting a divorce. ( "It's not you, it's me.")
Actually ended up trading it before I paid it off.
Posted on 4/11/16 at 10:47 am to BabyTac
quote:
BabyTac
quote:
Taking into account monthly payment
<$300 (one vehicle note; one paid off)
quote:
insurance
$202 for full coverage/$100 deductible & insured to the gills
quote:
parking
$0
quote:
etc
Gas - $150-250/month in gas for commuting for both of us.
This post was edited on 4/11/16 at 10:48 am
Posted on 4/11/16 at 10:51 am to BabyTac
Parking alone is $450/month.
Posted on 4/11/16 at 10:51 am to GFunk
quote:
$100 deductible
All you guys that do this should compare the savings on a $1K deductible.
You'd be surprised how quick you can earn the savings back.
Posted on 4/11/16 at 10:54 am to N2cars
It used to be pretty cheap but in the last month I have purchased a truck (for myself) and added my 16yo to our car insurance.
Posted on 4/11/16 at 11:01 am to MSTiger33
quote:
Parking alone is $450/month
Wat
Posted on 4/11/16 at 11:03 am to BabyTac
$288
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