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re: State Farm sets LA profit targets at more than double what it does in other states

Posted on 4/17/25 at 11:41 am to
Posted by Towelie
America's Wang
Member since Aug 2007
19192 posts
Posted on 4/17/25 at 11:41 am to
quote:

Yes they do, ask me how I know.


How do you know? State Farm agent?
I haven't seen a State Farm homeowners policy in a long time.
Are they writing in all counties? What kind of UW guidelines you working with?

quote:

Stop talking out of your arse


Sorry if I hurt your feelings.

Posted by Chad504boy
4 posts
Member since Feb 2005
172464 posts
Posted on 4/17/25 at 11:43 am to
quote:

Answer me this: I’ve never had an at-fault nor have I needed my liability insurance in any way in 30+ years of driving. Why does the liability portion comprise 80% of the cost of my auto premium?


alex, people who are fricking retarded for $500.
Posted by DCtiger1
Member since Jul 2009
10259 posts
Posted on 4/17/25 at 11:49 am to
quote:

Answer me this: I’ve never had an at-fault nor have I needed my liability insurance in any way in 30+ years of driving. Why does the liability portion comprise 80% of the cost of my auto premium? Agents in my experience don’t do shite after the sale (private ins not commercial), except attempt to sell me shite I don’t need. Maybe you’re different.


I’ll be happy to answer when you answer what shite you don’t need is.
Posted by DCtiger1
Member since Jul 2009
10259 posts
Posted on 4/17/25 at 11:50 am to
Completely dependent on location of each house, then goes by wind maps and building code. Most have to be 2009 or newer for building code compliance. SF has been writing homes in FL since 2014
Posted by White Bear
Yonnygo
Member since Jul 2014
16435 posts
Posted on 4/17/25 at 11:51 am to
I’d rather be retarded than an insurance salesman.
Posted by DCtiger1
Member since Jul 2009
10259 posts
Posted on 4/17/25 at 11:51 am to
quote:

alex, people who are fricking retarded for $500.


I don’t need an agent hur dur. also, tell me why liability is the bulk of my premium, I ain’t had no accidents baw.
Posted by DCtiger1
Member since Jul 2009
10259 posts
Posted on 4/17/25 at 11:52 am to
quote:

I’d rather be retarded than an insurance salesman.


Cool, I’d rather make money and have freedom.
Posted by Optimism
Member since Jun 2024
444 posts
Posted on 4/19/25 at 9:24 am to
I think the changes in law they made last session will help us for property insurance. Now they need to do the same for auto but the trial lawyers will kill it in senate
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